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An automated investment platform that provides robo-advisory services, retirement planning, and cash management accounts to individual investors in the United States. The company's terms of service and privacy policy are significant to consumers because they govern how personal financial data is collected and used, define the investment advisory relationship, and establish liability limitations for automated investment decisions that directly impact users' financial assets.
High, provisions that significantly limit your legal rights, authorize broad data collection, or create material financial exposure. Medium, provisions worth knowing about but with partial protections or limited scope. Low, standard terms with minimal consumer impact.
The clause is consequential because it acknowledges that Betterment's advertising technology practices may trigger legal protections afforded to consumers under State Privacy Laws governing the sale …
The clause is consequential because it establishes that customer data cannot be deleted within three years, limiting any practical effect of deletion requests during that period.
The clause is consequential because it removes user control over a defined category of communications that Betterment classifies as administrative.
The clause is consequential because it authorizes Betterment to disclose personal information to third parties outside the user relationship under legal compulsion or legal permission combined with B…
The clause is consequential because it defines the extent of Betterment's stated protection: the safeguard rests on third-party assurances rather than Betterment's own direct control over how AI prov…
This document explains how Betterment handles your personal information — what it collects, who it shares it with, and how long it keeps it. Betterment will never rent or sell …
This document sets out the rules and agreements that govern your relationship with Betterment when you use its services. Depending on which products you use—such as Betterment Checking, a 401(k) …
Betterment updated its Privacy Policy on July 1, 2026 to remove two sentences about its optional account recommender tool and generative AI summarization feature, and replaced them with broader language …
View change record →ConductAtlas tracks 2 Betterment documents including terms of service, privacy policy, and other governance documents. Every document is captured daily with cryptographic verification.
Betterment has made 2 policy changes in the past 12 months across the documents ConductAtlas tracks.
ConductAtlas has classified 38 provisions across Betterment's tracked documents. 2 are rated high severity, 24 medium, and 12 low.
Yes. Monitor subscribers ($4.99/month) can add Betterment to their watchlist and receive same-day email alerts whenever any tracked document changes.