Betterment updated their Betterment Privacy Policy on July 01, 2026. Change detected: 4 sentence(s) added, 2 sentence(s) removed, 4 sentence(s) modified. Document contained 302 sentences after update.
Impact assessment pending documentation review.
Institutional analysis pending. This change has been verified and documented.
This change record describes what was added, removed, or modified in the document. Analysis reflects what the updated agreement states or permits. It does not constitute a legal determination about enforceability. Applicability may vary by jurisdiction. Methodology
This provision clarifies marketing opt-out mechanisms and specifies that transactional communications remain exempt, replacing the previous 'Joint Marketing Data Sharing' provision with more user-friendly guidance.
New provision explicitly details security implementation measures and provides liability limitation, addressing consumer expectations for financial data protection.
New provision adds compliance with COPPA and demonstrates commitment to child protection, a standard regulatory requirement for services handling personal data.
Removal of this provision eliminates disclosure about joint marketing practices, replaced by more specific 'Marketing Communications and Opt-Out' provision with direct contact information.
Removal of this specific provision eliminates explicit mention of cross-context behavioral advertising opt-out rights, though these protections may be addressed in the expanded tracking technologies disclosure.
Removal of this standalone provision's content is absorbed into more comprehensive 'Sensitive Financial Data Collection' provision that covers both collection and use of financial information.
Previous version had empty excerpt, current version now includes detailed enumeration of CCPA/CPRA rights with specific reference to correction rights and sensitive personal information limitations.
Previous version had empty excerpt; current version now provides detailed disclosure of third-party sharing categories including service providers, financial partners, affiliates, and transaction scenarios.
Severity increased from low to medium, and previous empty excerpt now includes detailed tracking technology disclosure with specific third-party tool names and data categories collected.
Previous version had empty excerpt; current version now includes detailed retention criteria and factors considered when determining retention periods.
Renamed from 'Sensitive Personal Information Collection' (high severity) to 'Sensitive Financial Data Collection' (medium severity), with addition of concrete examples of identifiers and financial data collected.
Cross-platform context
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