Lyft
· Lyft Terms of Service
This classification limits Lyft's liability for driver misconduct or negligence during rides, and affects whether safety regulations that apply to employers apply to Lyft.
PayPal
· PayPal Buyer and Seller Protection
The breadth of these exclusions means many common PayPal transactions — including sending money to friends or buying gift cards — carry no buyer protection …
Meta
· Meta Privacy Policy
The 'legitimate interests' legal basis gives Meta significant flexibility to process your data for advertising and personalization purposes without your explicit consent, and this basis …
If a large transfer goes wrong or funds are lost due to Wise's error, your compensation is capped at potentially a very small amount relative …
Google
· Google Terms of Service
For the majority of Google users who pay nothing for services like Gmail, Search, or Google Photos, this clause means they have essentially no financial …
Microsoft
· Microsoft Services Agreement (Legacy)
For free service users, this cap means your maximum recovery is just $100 even if Microsoft causes significant harm such as a data breach, loss …
This cap means that even if a Microsoft service failure causes significant real-world harm — such as data loss from OneDrive or a privacy breach …
Calm
· Calm Terms of Service
No matter how significant the harm Calm causes — including data loss, service failure, or other damages — you can only recover a maximum of …
Given that Ledger devices are specifically purchased to secure potentially very high-value cryptocurrency holdings, this exclusion means that if your crypto assets are lost or …
If Cash App makes an error that costs you thousands of dollars — for example, a wrongful account freeze or a transaction error — this …
This cap means that no matter how significant your financial loss from using Uniswap's platform, the maximum you could recover from Uniswap Labs is $100, …
Lyft
· Lyft Terms of Service
If you are seriously harmed through use of Lyft's service, this cap could mean you receive far less compensation than your actual losses.
Even if Tinder causes you significant harm — such as through a data breach or safety failure — they are only legally required to pay …
PayPal
· PayPal User Agreement
If a PayPal outage, error, or wrongful account suspension causes you to lose business revenue or customers, this clause prevents you from recovering those losses …
Slack
· Slack Terms of Service
For large enterprises paying relatively modest per-seat fees, this cap could be grossly inadequate compared to the actual harm caused by a significant data breach …
Stripe
· Stripe Terms of Service
This cap means a business that loses tens of thousands of dollars due to a wrongful Stripe account suspension or fund freeze can only recover …
If OpenAI's AI services produce harmful, incorrect, or damaging outputs, this clause significantly limits your ability to recover compensation, especially for non-direct financial losses.
DocuSign
· DocuSign Terms and Conditions
Even if DocuSign causes significant harm — such as a data breach affecting your legally binding documents — your ability to recover financial compensation is …
PayPal
· PayPal User Agreement
For merchants processing tens of thousands of dollars through PayPal, a $500 damages cap means PayPal has almost no financial incentive to prevent errors or …
Even if Eventbrite's actions cause you significant financial harm, your ability to recover damages is strictly capped and many categories of loss are entirely excluded.
Google
· Google Terms of Service
If Google loses your data, disrupts your business, or causes you financial harm through a service failure, you cannot recover meaningful compensation under these terms …
Figma
· Figma Terms of Service
Even if Figma causes significant harm to your business or creative work — such as permanent data loss of years of design files — you …
If Microsoft's service fails and causes you financial harm or loss of data, the agreement attempts to cap or eliminate Microsoft's financial responsibility for those …
Fitbit
· Fitbit Terms of Service
If Fitbit's service causes you harm — such as data loss, inaccurate health readings, or a privacy breach — you may be severely limited in …
For creators who earn thousands of dollars monthly through Patreon, a $100 or six-month fee cap on Patreon's liability is grossly disproportionate to the potential …
If 23andMe provides inaccurate genetic health information that leads you to make medical decisions, the financial damages you can recover may be capped at what …
If a Bank of America system error causes you to miss a payment, suffer a credit score drop, or lose business opportunities, the bank's financial …
Yelp
· Yelp Terms of Service
Even if Yelp's actions cause you significant harm, this clause severely limits how much compensation you could recover.
eBay
· eBay User Agreement
Even if eBay's actions cause you significant financial harm, you may only recover a small amount equivalent to the fees you paid — potentially far …
Chegg
· Chegg Terms of Use
Even if Chegg causes significant harm — such as a data breach or service failure — you can only recover up to what you paid …