A financial technology company that provides payment processing services, point-of-sale systems, and business management tools primarily for small and medium-sized businesses. The platform enables merchants to accept card payments, manage inventory, process payroll, and access lending services through integrated hardware and software solutions. Their privacy and terms policies are significant for both business customers who use their services and end consumers whose payment and personal data is processed through Square's systems.
High, provisions that significantly limit your legal rights, authorize broad data collection, or create material financial exposure. Medium, provisions worth knowing about but with partial protections or limited scope. Low, standard terms with minimal consumer impact.
Higher = more protective of you, the user/customer — a deliberately user-protective lens, not a universal “good vs bad” score. Computed algorithmically from Square’s cited governance stances; no dimension we haven’t confidently read is ever counted against the score. Free, reproducible, and never purchasable.
A one-year limitation period is shorter than statutory limitation periods in many jurisdictions, meaning users who wait longer than one year may be barred from pursuing a claim.
Users lose the ability to join with others in collective legal action against Square and cannot have disputes decided by a jury, significantly limiting available legal remedies.
Users are required to resolve virtually all disputes through individual arbitration rather than court litigation, limiting access to the court system except for small claims.
This cap limits the maximum financial recovery available to users regardless of the actual harm suffered, which may be far less than actual losses.
This exclusion covers virtually every recognized category of damages, including direct damages, meaning users may be unable to recover compensation for most harms caused by Square.
Square's Privacy Notice explains what personal information Square collects about you—including biometrics, location, and business data—how Square uses and shares it, and how long Square keeps it. Square has shared …
This document is Square's master agreement governing use of its services. It requires you to resolve nearly all disputes through individual arbitration — no class actions, no jury trials — …
Square updated its Terms of Service on June 2, 2026, with an effective date of July 1, 2026. The most substantive change replaces the prior 'Bellwether Arbitration' procedures for mass …
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ConductAtlas tracks 2 Square documents including terms of service, privacy policy, and other governance documents. Every document is captured daily with cryptographic verification.
Square has made 32 policy changes in the past 12 months across the documents ConductAtlas tracks.
ConductAtlas has classified 34 provisions across Square's tracked documents. 13 are rated high severity, 15 medium, and 6 low.
Yes. Monitor subscribers ($4.99/month) can add Square to their watchlist and receive same-day email alerts whenever any tracked document changes.