A cryptocurrency exchange platform that allows users to buy, sell, and store digital currencies like Bitcoin and Ethereum. The platform serves as a financial intermediary handling sensitive personal and financial data while facilitating monetary transactions. Policy changes significantly impact user privacy rights, transaction fees, and the legal terms governing access to cryptocurrency holdings and trading services.
High, provisions that significantly limit your legal rights, authorize broad data collection, or create material financial exposure. Medium, provisions worth knowing about but with partial protections or limited scope. Low, standard terms with minimal consumer impact.
Higher = more protective of you, the user/customer — a deliberately user-protective lens, not a universal “good vs bad” score. Computed algorithmically from Coinbase’s cited governance stances; no dimension we haven’t confidently read is ever counted against the score. Free, reproducible, and never purchasable.
Without FDIC or SIPC coverage, users bear the full risk of loss of their Digital Assets without the safety net that applies to traditional bank deposits or brokerage accounts.
The obligation spans every jurisdiction of operation or use and covers a broad set of regulatory regimes, making the compliance burden extensive and ongoing.
The waiver eliminates users' constitutional right to have a jury decide disputes that proceed in court, limiting adjudication to a judge alone.
The mutual waiver eliminates users' ability to pool claims with others, which can make pursuing small or complex claims economically impractical.
The exclusion covers a wide range of harms that are commonly associated with platform failures, security incidents, or service disruptions, leaving users without recourse for these categories of loss.
This agreement governs your use of Coinbase's digital asset services and gives Coinbase broad power to suspend or close your account at any time, for any reason, without warning. Once …
This document explains what personal information Coinbase collects about you, how it uses and shares that information, and your rights over it. Coinbase collects sensitive data including biometrics, government IDs, …
Coinbase charges fees every time you buy, sell, convert, or send cryptocurrency, and builds a spread into quoted prices on simple orders. If you stake cryptocurrency, Coinbase takes 35% of …
Coinbase expanded the circumstances under which it can liquidate customer assets without notice to cover losses. The updated language adds a new scenario: if a transfer of securities into a …
View change record →Coinbase expanded its terms to address protocol upgrades called Asset Transformations and established new procedures for handling them. The updated language introduces defined terms for 'Asset Transformation' (protocol upgrades changing …
View change record →Coinbase added a comprehensive disclosure section for California residents on July 7, 2026, replacing a previous Colorado-only money transmitter notice. The new section discloses Coinbase's fee structure (with a $10 …
View change record →Coinbase updated its fee disclosure for instant unstaking on June 16, 2026. Previously, the schedule stated that instant unstaking carried a fixed 1% fee. The updated terms now state that …
View change record →Coinbase removed references to Secured USDC (a digital asset holding mechanism tied to its One Card product) from its core asset protection language. The previous terms explicitly permitted transfers of …
View change record →Get the research letter
Companies change their terms quietly. We read every version and catch what actually changed. One email a week on the changes that matter and what they mean.
Coinbase's User Agreement includes a mandatory arbitration clause that most users may not have reviewed. Here is what the clause states and…
ConductAtlas tracks 3 Coinbase documents including terms of service, privacy policy, and other governance documents. Every document is captured daily with cryptographic verification.
Coinbase has made 23 policy changes in the past 12 months across the documents ConductAtlas tracks, including 1 classified as high severity.
ConductAtlas has classified 101 provisions across Coinbase's tracked documents. 41 are rated high severity, 52 medium, and 8 low.
Yes. Monitor subscribers ($4.99/month) can add Coinbase to their watchlist and receive same-day email alerts whenever any tracked document changes.