57 Total
18 High severity
26 Medium severity
13 Low severity

Key Facts

What fee does Coinbase charge when it sells a user's BTC collateral under an applicable loan agreement?
Coinbase charges a flat fee of 2% of the total transaction when it sells a user's BTC collateral under an applicable loan agreement.
What may result from Coinbase's batching of transactions?
Coinbase's batching of transactions may result in users collectively paying estimated network fees that exceed the actual network fee Coinbase pays.
Can users collectively pay estimated network fees that exceed the actual network fee Coinbase pays?
Coinbase's batching of transactions may result in users collectively paying estimated network fees that exceed the actual network fee Coinbase pays.
May Coinbase retain any excess spread from a transaction?
Coinbase may retain any excess spread from a transaction.
What staking commission does Coinbase charge eligible Coinbase One members for Basic tier, Preferred tier, and Premium tier for ADA, ATOM, DOT, ETH, SOL, and XTZ?
Coinbase charges eligible Coinbase One members a staking commission of 31.75% for Basic tier, 28.5% for Preferred tier, and 25.25% for Premium tier for ADA, ATOM, DOT, ETH, SOL, and XTZ.
What staking commission does Coinbase take of the rewards users receive from the network for ADA, ATOM, AVAX, DOT, ETH, MATIC, SOL, and XTZ?
Coinbase takes a standard staking commission of 35% of the rewards users receive from the network for ADA, ATOM, AVAX, DOT, ETH, MATIC, SOL, and XTZ.
What may DEX aggregators that route a user's trade retain as a fee?
DEX aggregators that route a user's trade may retain any price improvement over the quoted price as a fee.
Is Coinbase's DEX service fee eligible for Coinbase One Zero Fee Trading benefits?
Coinbase's DEX service fee is not eligible for Coinbase One Zero Fee Trading benefits.
Are Coinbase's fees and charges subject to change?
Coinbase's fees and charges are subject to change.
What does Coinbase charge a network fee based on?
Coinbase charges a network fee based on its estimate of prevailing network fees for a standalone wallet-to-wallet send when a user sends cryptocurrency from their Coinbase wallet to another wallet.
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Summary

Coinbase charges fees every time you buy, sell, convert, or send cryptocurrency, and builds a spread into quoted prices on simple orders. If you stake cryptocurrency, Coinbase takes 35% of your staking rewards as a standard commission. All fees can change, and certain fee types — like the DEX service fee — are not waived even with a Coinbase One membership.

Analysis

This document establishes Coinbase's fee structure across its core services, including cryptocurrency trading, DEX trading, staking, wallet-to-wallet sends, and collateral liquidation under loan agreements. Coinbase charges fees and embeds spreads on simple buy and sell orders, retaining any excess spread from transactions. Standard staking commissions are set at 35% of network rewards for listed assets, with tiered reductions for eligible Coinbase One members. Network fees for wallet sends and batched transactions are based on Coinbase's estimates of prevailing fees, which may exceed the actual costs Coinbase incurs. All fees and charges are subject to change.

What this means for you

As an individual user, you pay fees on every trade, conversion, and wallet send, and the prices you see on simple orders include a built-in spread that adds to your cost. If you stake assets like ETH, SOL, or ADA, Coinbase retains 35% of the rewards you earn from the network, leaving you with 65%. If Coinbase sells your BTC collateral under a loan agreement, an additional 2% fee is charged on the full transaction amount on top of the liquidation itself. When sending cryptocurrency, the fee you are charged is based on Coinbase's estimate of network costs, not necessarily the exact cost of your transaction. If you hold a Coinbase One membership, the DEX service fee is still charged and is not covered by Zero Fee Trading benefits.

Institutional Analysis
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Which mapped governance frameworks each document engages, tied to the specific provisions that engage them.

5 important changes detected

8 versions captured · Last updated: August 2026

What changed Coinbase's fee schedule document was reorganized to include navigation breadcrumbs (Help Center, Trading and funding) in the header detected on August 2, 2026. The substantive fee disclosure language—including the statement that fees are subject to change and users should review current fee information—remains unchanged. This is a structural or formatting update with no change to the actual fee terms or policies.
Why this matters This change is a formatting and navigation update to how Coinbase presents its fee schedule document. The actual fee disclosure language and fee terms themselves are unchanged. Users continue to operate under the same fee structures and the same statement that all fees are subject to change.
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June 16, 2026

medium
What changed Coinbase updated its fee disclosure for instant unstaking on June 16, 2026. Previously, the schedule stated that instant unstaking carried a fixed 1% fee. The updated terms now state that a fee applies to instant unstaking or converting a pending standard unstake to an instant unstake, with the specific fee amount disclosed at the time of request rather than in advance. This means users no longer see a predetermined fee percentage in the schedule and instead learn the fee only when they initiate the transaction.
Why this matters The updated fee schedule removes the pre-published 1% fee for instant unstaking and instead discloses the fee only at the moment a user requests to unstake. This means users can no longer review the exact cost before initiating a transaction through the published schedule. The revision also explicitly includes converting a pending standard unstake to an instant unstake as a fee-triggering action. No fee continues to apply if a user waits for the full unbonding period.
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April 30, 2026 low

Coinbase updated its unstaking fee schedule on April 30, 2026 to clarify that the 1% fee for instant unstaking now also applies when converting a pending standard unstake to an …

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April 19, 2026 low

Coinbase added two sentences to its fee schedule on April 19, 2026, introducing a customer support prompt: 'Need more help? Start a chat Chat with our virtual assistant.' This addition …

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March 6, 2026 low

Coinbase removed two sentences from its fee schedule on March 6, 2026: a 'Need more help?' prompt and a reference to chat support with a virtual assistant. The header text …

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Featured, High severity
Featured, Medium severity

Complete Provision Index

Every distinct legal provision identified in this document. Featured provisions appear above with analysis.

57 provisions
12 featured
8 clause types
18 high severity
Payment & Fees 32 9 high
Show all 32 payment & fees provisions
Commission, Payout, and Attribution Terms 2 2 high
General Contract Terms 1 1 high
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Related Analysis

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Coinbase Requires Mandatory Arbitration. You Have 30 Days to Opt Out.

Coinbase's User Agreement includes a mandatory arbitration clause that most users may not have reviewed. Here is what the clause states and…

Archival ProvenanceSource & Archival Record
Last Captured August 2, 2026 00:09 UTC
Capture Method Automated scheduled archival capture
Document ID CA-D-000049
Version ID CA-V-005456
SHA-256 3b3e02f7181defc4df1e6e586609f2b894707c7886451f8e6f5414ef2b69e0c6
✓ Snapshot stored ✓ Text extracted ✓ Change verified ✓ Hash verified

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