57 Total
18 High severity
26 Medium severity
13 Low severity

Key Facts

What fee does Coinbase charge when it sells a user's BTC collateral under an applicable loan agreement?
Coinbase charges a flat fee of 2% of the total transaction when it sells a user's BTC collateral under an applicable loan agreement.
What may result from Coinbase's batching of transactions?
Coinbase's batching of transactions may result in users collectively paying estimated network fees that exceed the actual network fee Coinbase pays.
Can users collectively pay estimated network fees that exceed the actual network fee Coinbase pays?
Coinbase's batching of transactions may result in users collectively paying estimated network fees that exceed the actual network fee Coinbase pays.
May Coinbase retain any excess spread from a transaction?
Coinbase may retain any excess spread from a transaction.
What staking commission does Coinbase charge eligible Coinbase One members for Basic tier, Preferred tier, and Premium tier for ADA, ATOM, DOT, ETH, SOL, and XTZ?
Coinbase charges eligible Coinbase One members a staking commission of 31.75% for Basic tier, 28.5% for Preferred tier, and 25.25% for Premium tier for ADA, ATOM, DOT, ETH, SOL, and XTZ.
What staking commission does Coinbase take of the rewards users receive from the network for ADA, ATOM, AVAX, DOT, ETH, MATIC, SOL, and XTZ?
Coinbase takes a standard staking commission of 35% of the rewards users receive from the network for ADA, ATOM, AVAX, DOT, ETH, MATIC, SOL, and XTZ.
What may DEX aggregators that route a user's trade retain as a fee?
DEX aggregators that route a user's trade may retain any price improvement over the quoted price as a fee.
Is Coinbase's DEX service fee eligible for Coinbase One Zero Fee Trading benefits?
Coinbase's DEX service fee is not eligible for Coinbase One Zero Fee Trading benefits.
Are Coinbase's fees and charges subject to change?
Coinbase's fees and charges are subject to change.
What does Coinbase charge a network fee based on?
Coinbase charges a network fee based on its estimate of prevailing network fees for a standalone wallet-to-wallet send when a user sends cryptocurrency from their Coinbase wallet to another wallet.
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Summary

This document sets out every fee Coinbase charges when you trade, stake, send crypto, or use its DEX feature — including spreads built into quoted prices that you may not immediately see. Coinbase keeps 35% of your staking rewards as a standard commission, and if your BTC collateral is ever sold under a loan agreement, Coinbase charges an additional 2% on the full transaction. All of these fees and rates can change at any time.

Analysis

This fee schedule establishes the specific charges, spreads, and commission structures Coinbase applies to trading, staking, network transfers, DEX usage, and collateral liquidation. Coinbase includes a spread in quoted prices for simple buy and sell orders, charges fees on all buy, sell, and convert actions including DEX trades, and takes a standard 35% commission on staking rewards for ADA, ATOM, AVAX, DOT, ETH, MATIC, SOL, and XTZ — with reduced tiers of 31.75%, 28.5%, and 25.25% for eligible Coinbase One members. For wallet-to-wallet sends and batched transactions, Coinbase charges fees based on its own estimates of prevailing network fees, and may retain any excess spread or batching efficiency gains. All fees and charges are subject to change.

What this means for you

As an individual user, you pay fees on every buy, sell, and convert action, including a spread embedded in the quoted price for simple orders rather than a separately disclosed line item. Staking on the listed assets costs you 35% of your network rewards by default, reduced only if you hold an eligible Coinbase One membership tier. If your BTC collateral is liquidated under a loan agreement, Coinbase charges a flat 2% fee on the full sale amount on top of the liquidation itself. When you send crypto from your Coinbase wallet, the network fee you are charged is based on Coinbase's estimate and may exceed what Coinbase actually pays, particularly when transactions are batched. If you use the DEX trading feature, the DEX service fee applies regardless of Coinbase One membership, and the DEX aggregator routing your trade may retain any price improvement above the quoted price. You can check whether you qualify for a higher Coinbase One tier to reduce your staking commission rate.

Institutional Analysis
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8 important changes detected

11 versions captured · Last updated: October 2026

October 2, 2026

unknown
What changed Coinbase updated their Coinbase Fee Schedule on October 02, 2026. Change detected: 1 sentence(s) added, 2 sentence(s) modified. Document contained 87 sentences after update.
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What changed Coinbase updated their Coinbase Fee Schedule on September 29, 2026. Change detected: 2 sentence(s) added, 1 sentence(s) modified. Document contained 86 sentences after update.
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September 9, 2026 low

Coinbase added explicit disclosure of fees for limit orders on its platform. The updated language states that simple limit orders on crypto incur a separate 1% limit order execution fee, …

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August 2, 2026 low

Coinbase's fee schedule document was reorganized to include navigation breadcrumbs (Help Center, Trading and funding) in the header detected on August 2, 2026. The substantive fee disclosure language—including the statement …

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June 16, 2026 medium

Coinbase updated its fee disclosure for instant unstaking on June 16, 2026. Previously, the schedule stated that instant unstaking carried a fixed 1% fee. The updated terms now state that …

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April 30, 2026 low

Coinbase updated its unstaking fee schedule on April 30, 2026 to clarify that the 1% fee for instant unstaking now also applies when converting a pending standard unstake to an …

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April 19, 2026 low

Coinbase added two sentences to its fee schedule on April 19, 2026, introducing a customer support prompt: 'Need more help? Start a chat Chat with our virtual assistant.' This addition …

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March 6, 2026 low

Coinbase removed two sentences from its fee schedule on March 6, 2026: a 'Need more help?' prompt and a reference to chat support with a virtual assistant. The header text …

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Featured, High severity
Featured, Medium severity

Complete Provision Index

Every distinct legal provision identified in this document. Featured provisions appear above with analysis.

57 provisions
12 featured
8 clause types
18 high severity
Payment & Fees 32 9 high
Show all 32 payment & fees provisions
Commission, Payout, and Attribution Terms 2 2 high
General Contract Terms 1 1 high
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Related Analysis

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Archival ProvenanceSource & Archival Record
Last Captured October 2, 2026 00:14 UTC
Capture Method Automated scheduled archival capture
Document ID CA-D-000049
Version ID CA-V-007281
SHA-256 (extracted text, extractor v4) f6b82cb24fa652f8b9c74c97ff1b577adef2b9e85231e5244410bf905dc43a15
Archived bytes SHA-256 (anchor) aea2a6a2883d79b3e6d3b3399e42534a47d381f13dadd432fdac53b91c51cb73
✓ Snapshot stored ✓ Text extracted ✓ Change verified ✓ Hash verified

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