A major retail banking division of JPMorgan Chase that provides consumer banking services including checking and savings accounts, credit cards, mortgages, and personal loans to millions of customers across the United States. The bank's deposit account terms, fee structures, and privacy practices directly impact how consumers can access and use their money, what costs they may incur for banking services, and how their personal financial information is collected and shared. These policies are particularly significant given Chase's large market presence and the essential nature of banking services for everyday financial activities.

3 Documents
16 All provisions 1 High severity 9 Medium severity 6 Low severity
0 Changes · 12 mo
Last change

High — provisions that significantly limit your legal rights, authorize broad data collection, or create material financial exposure. Medium — provisions worth knowing about but with partial protections or limited scope. Low — standard terms with minimal consumer impact.

Governance Coverage
Privacy Rights
9 provisions · 2 high · 4 med
Data Sharing
5 provisions · 1 high · 3 med
Data Collection
3 provisions · 1 high · 2 med
Payment Fees
2 provisions
Data Retention
1 provision · 1 med
Security
1 provision · 1 med
Policy Changes
1 provision · 1 med
Acceptable Use
1 provision
Quick Facts
Data Retention: Specified
Key Governance Provisions
High California CCPA Rights — Do Not Sell or Share

The provision acknowledges CCPA statutory obligations that Chase must honor for California residents. These rights operate as legal requirements rather than voluntary company policies, establishing b…

High Online Tracking Technologies and Behavioral Advertising

The provision establishes Chase's operational framework for implementing first-party and third-party tracking across its digital properties and extends data collection authority to external advertisi…

High Affiliate and Third-Party Data Sharing for Marketing

The provision establishes the operational scope of data sharing practices across Chase's corporate network and external service providers. The opt-out right creates a bifurcated sharing framework whe…

High California Consumer Rights (CCPA/CPRA)

The clause establishes that Chase recognizes the applicability of California privacy statutes to its California resident users and references supplemental disclosure materials. This framing indicates…

Document Coverage
Feeschedule Privacypolicy Termsofservice
Last change detected: Changes (12 months): 0 Documents monitored: 3 Provisions tracked: 16
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Documents

Chase Privacy Notice

Medium

The Chase Privacy Notice establishes the data collection, use, and sharing practices for Chase's website, mobile app, and digital services. The document authorizes collection of personal and financial data including …

Last updated May 5, 2026 · Privacy policy
8 provisions 2 versions captured Version history →

Chase Fee Schedule

Low

The Chase Total Checking Account Fee Schedule establishes the monthly service fees, fee waiver conditions, overdraft fees, and ATM charges applicable to Chase Total Checking accounts. The document specifies the …

Last updated May 5, 2026 · Fee schedule
1 provision 1 version captured Version history →

Chase Deposit Account Agreement

Low

The submitted content consists of a Chase 404 error page rather than the Chase Deposit Account Agreement. No account terms, conditions, fees, or operational requirements were present in the returned …

Last updated May 5, 2026 · Terms of service
0 provisions 1 version captured Version history →
📈 Policy Drift Analysis View all changes →

Low Severity Provisions (2)

View all high severity provisions → Compare Chase with other platforms →

Applicable Regulations

CCPA/CPRA
California, USA
View official text ↗
CFAA
United States Federal
View official text ↗
Connecticut Data Privacy Act Amendments
US-CT
View official text ↗
CAN-SPAM
United States Federal
View official text ↗
EFTA / Reg E
United States Federal
View official text ↗
FCRA
United States Federal
View official text ↗
FTC Act Section 5
United States Federal
View official text ↗
GLBA
United States Federal
View official text ↗
Indiana Consumer Data Protection Act
US-IN
View official text ↗
Kentucky Consumer Data Protection Act
US-KY
View official text ↗
TCPA
United States Federal
View official text ↗
Universal Opt-Out Mechanism Expansion 2026
US
View official text ↗

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Frequently Asked Questions

What Chase documents does ConductAtlas track?

ConductAtlas tracks 3 Chase documents including terms of service, privacy policy, and other governance documents. Every document is captured daily with cryptographic verification.

How many policy changes has Chase made in the past year?

Chase has made 0 policy changes in the past 12 months across the documents ConductAtlas tracks.

How many provisions has ConductAtlas classified for Chase?

ConductAtlas has classified 16 provisions across Chase's tracked documents. 1 are rated high severity, 9 medium, and 6 low.

Can I get alerts when Chase changes their policies?

Yes. Monitor subscribers ($19/month) can add Chase to their watchlist and receive same-day email alerts whenever any tracked document changes.