Chase Fee Schedule

This is Chase's fee and services disclosure document for personal checking, savings, and CD accounts, covering monthly service fees, overdraft fees, wire transfer fees, ATM fees, card limits, and account product features effective June 14, 2026. The document establishes a $34 overdraft fee per transaction (up to $102 per business day) on transactions that overdraw an account by more than $50, with a same-day or next-business-day deposit window under Chase Overdraft Assist that can eliminate the fee without requiring enrollment. For wire transfers sent or received in foreign currency, the document states that the exchange rate is determined by Chase in its sole discretion and includes a spread from which Chase may make a commission, with rates expected to be less favorable than rates quoted online or in publications.

This document is the Additional Banking Services and Fees disclosure for JPMorgan Chase Bank, N.A. personal deposit accounts, effective June 14, 2026, and constitutes part of the Deposit Account Agreement governing checking, savings, certificate of deposit, and related service accounts. The terms establish monthly service fees ranging from $0 to $35 depending on account type, with waiver conditions tied to qualifying electronic deposit thresholds, minimum daily balances, or linked account relationships; the terms also authorize overdraft fees of $34 per transaction (maximum three fees per business day, up to $102) beginning with the first transaction that overdraws an account balance by more than $50, subject to Chase Overdraft Assist protections that do not require enrollment. The document reserves Chase's discretion to pay or decline overdraft transactions without guarantee, authorizes foreign exchange rate spreads on wire transfers at rates determined solely by Chase, and states that interest rates on interest-bearing accounts may be changed as often as Chase chooses without limits and without notice. This document engages the Consumer Financial Protection Bureau's Regulation E requirements for overdraft opt-in disclosures, Regulation DD truth-in-savings disclosure requirements, and FDIC deposit insurance framework; applicable law, including Regulation E, may constrain how some asserted discretionary overdraft terms apply in practice, and compliance teams should evaluate whether the variable interest rate change provision satisfies applicable advance notice requirements under Regulation DD.

The agreement establishes monthly service fees of $4.95 to $35 depending on account type, each with specific waiver conditions based on qualifying electronic deposit thresholds, minimum daily balances, or linked account relationships. Under these terms, overdraft fees of $34 per transaction apply beginning with the first transaction that overdraws an account by more than $50, with a maximum of three fees per business day; Chase Overdraft Assist, which requires no enrollment, provides a same-day or next-business-day window to bring the account balance to overdrawn by $50 or less to avoid the fee. You can change your Chase Debit Card Coverage selection at any time by signing in to chase.com or Chase Mobile, calling 1-800-935-9935, or visiting a Chase branch.