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This page describes what the document states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability may vary by jurisdiction. Methodology
This document explains what personal information Chase collects about you — including your account numbers, transaction history, and data from credit reporting agencies — how Chase uses that information to show you targeted ads and improve its products, and who Chase shares it with, including affiliated companies and third-party advertisers. Chase can update this policy at any time, and changes go into effect as soon as they are posted. If you live in California, Chase states you may have rights under the California Consumer Privacy Act, though the exact scope of those rights is not spelled out in this notice.
The Chase Online Privacy Notice establishes the scope of personal data collection — including names, contact details, account numbers, credentials, and limited location information drawn from both direct user interaction and external commercial sources such as credit reporting agencies — and the permissible uses of that data, which include tailored content delivery, advertising, and business development. Chase may combine externally sourced data with existing user profiles and may share user information with affiliated entities and third parties for online behavioral advertising purposes where applicable law permits. The notice discloses that electronic transmissions to Chase may not be secure and that Chase does not warrant security of data in transit. Policy changes take effect upon posting without a stated advance-notice requirement, and California residents are acknowledged as potentially holding rights under the CCPA, though those rights are not affirmatively guaranteed or enumerated in the clause. Chase's online services, with the exception of Chase First Banking℠, are not intended for children under 13, and Chase does not knowingly collect personal information from that age group without parental consent.
Chase uses your banking relationship data — including account types and transaction history — alongside information gathered from outside sources like credit bureaus and co-branded partner sites to build a profile that informs both the ads you see and the marketing messages you receive. This data may be shared with third parties and Chase-affiliated businesses for advertising purposes where law permits, without user consent stated as a condition. Chase also discloses that it cannot guarantee the security of information you transmit electronically. If you are a California resident, Chase acknowledges that you may have rights under the California Consumer Privacy Act; contacting Chase to inquire about those rights is the one concrete step the notice points toward for California users.
Which mapped governance frameworks each document engages, tied to the specific provisions that engage them.
Every distinct legal provision identified in this document. Featured provisions appear above with analysis.
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