A financial technology company that provides micro-investing services, automatically rounding up purchases to invest spare change in diversified portfolios, along with retirement accounts and educational savings plans. The platform handles sensitive financial data and investment transactions for millions of users, making their privacy and terms of service policies critical for understanding data collection practices, fee structures, and user rights regarding their investments and personal information.
High — provisions that significantly limit your legal rights, authorize broad data collection, or create material financial exposure. Medium — provisions worth knowing about but with partial protections or limited scope. Low — standard terms with minimal consumer impact.
This provision authorizes disclosure of personal information, which may include financial account data, device identifiers, and behavioral data, to advertising partners for targeted advertising purpo…
This provision establishes the scope of sensitive financial and identity data Acorns collects as a condition of platform use, encompassing data categories that are subject to heightened regulatory ob…
This provision establishes that the maximum financial recovery available to a user for any claim against Acorns is limited to 12 months of subscription fees paid, which at Acorns' current pricing tie…
This provision establishes that claims must proceed individually rather than collectively, which affects the practical economics of pursuing low-value claims against the platform. Under California la…
This provision requires that disputes relating to the Terms, services, or the parties' relationship proceed through individual binding arbitration administered by JAMS, precluding court-based litigat…
This is Acorns' Privacy Policy, covering how the company collects and uses personal data across its investment, banking, and family financial products. The policy authorizes collection of financial account data, …
This is the Terms of Use for Acorns, governing access to the company's brokerage accounts, IRA accounts, checking and savings accounts, and custodial investment accounts for children. The agreement requires …
Acorns removed detailed language about third-party sign-in services (Apple, Google) that previously explained what data these services could share, how that data is controlled, and how it would be used. …
View change record →ConductAtlas tracks 2 Acorns documents including terms of service, privacy policy, and other governance documents. Every document is captured daily with cryptographic verification.
Acorns has made 15 policy changes in the past 12 months across the documents ConductAtlas tracks.
ConductAtlas has classified 51 provisions across Acorns's tracked documents. 15 are rated high severity, 28 medium, and 8 low.
Yes. Monitor subscribers ($19/month) can add Acorns to their watchlist and receive same-day email alerts whenever any tracked document changes.