Acorns Terms of Service

These terms govern your use of Acorns' app and website. Acorns can change the terms, modify or shut down the service, or terminate your access at any time — sometimes without notice — and you accept any changes simply by continuing to use the service. If something goes wrong, Acorns will not pay damages of any kind, and you cannot join a class action lawsuit against them.

Acorns' Terms of Service establish the legal framework governing user access to and use of its Site, Application, and Services. Acorns retains full ownership of all intellectual property in the Site, Application, Services, and related content, granting users only a limited right of use. Users who submit Materials grant Acorns an exclusive, worldwide, royalty-free, transferable, and sublicensable license to copy, display, distribute, and create derivative works from those Materials. Acorns disclaims all liability for damages across virtually every category — including direct, indirect, incidental, and consequential damages — and provides all offerings on an 'as is,' 'with all faults,' and 'as available' basis. Users must indemnify Acorns and its Affiliates for claims arising from their breach of these Terms, waive class action rights in arbitration, and accept that continued use of the platform after posted amendments constitutes acceptance of revised terms.

As a user, you receive only a limited right to use the Acorns platform; Acorns owns all content and intellectual property within it. Any materials you submit become subject to an exclusive license Acorns holds to use, distribute, and build upon worldwide. You are responsible for indemnifying Acorns if your actions breach these Terms and cause third-party claims against the company. Your access can be suspended or terminated without notice, and your remedies for any harm are severely limited because Acorns excludes all categories of damages. If you disagree with revised terms posted to the site, stopping use of the service before those terms take effect is the available course of action, because continued use binds you to the updated terms.