This analysis describes what Acorns's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Closing an account does not guarantee deletion of all associated personal data, as Acorns retains authority to keep certain information under legal requirements or permissions.
Interpretive note: The clause specifies 'certain' personal information, indicating not all data is necessarily retained, and 'where required or permitted by applicable law', which is a meaningful legal qualifier preserved in the claim. The reference to internal data retention policies as an additional governing framework is noted as omitted material.
The updated policy removes explicit language describing how data flows when users sign in via Apple or Google, including what information those services share with Acorns and how it is used. Previously, the policy stated that Acorns receives information such as name and email address through third-party sign-in services solely to manage accounts and provide services. The revised language also shifts the AI chatbot from an optional feature users 'may access' to a stated service Acorns 'uses' to direct users to internal articles. Users no longer have a published explanation of third-party sign-in data practices in the privacy notice, though the terms suggest data shared through third-party services remains subject to those providers' terms.
View change record →If you close your Acorns account, some of your personal information may still be retained by Acorns in accordance with its data retention policies and applicable law.
How other platforms handle this
Affirm will retain your information in accordance with our Privacy Policy and any applicable state or federal law, rule or regulation.
if your Account is closed, you will no longer have access to information or material you kept on the Site and any content stored in your Account may be deleted, for which Upwork expressly disclaims liability.
We keep some data until you delete your Google Account, such as information about how often you use Gemini Apps.
Monitoring
Acorns has changed this document before.
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"Certain personal information associated with your account may be retained after account closure in accordance with our data retention policies where required or permitted by applicable law.— Excerpt from Acorns's Acorns Privacy Policy
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Closing an account does not guarantee deletion of all associated personal data, as Acorns retains authority to keep certain information under legal requirements or permissions.
If you close your Acorns account, some of your personal information may still be retained by Acorns in accordance with its data retention policies and applicable law.
ConductAtlas has identified this type of provision across 270 platforms. See the full comparison.
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