“The Content, the Site and the Application are owned by the Company and its Affiliates, and/or their licensors and suppliers...”
This analysis describes what Acorns's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Users have no ownership claim over any content on the site or application; all rights are retained by Acorns or its partners.
The updated terms clarify FDIC insurance protections for Acorns Checking depositors. The prior disclosure stated that Acorns Checking itself is not FDIC-insured; the updated language states that balances held with Lincoln Savings Bank or nbkc bank, including those in Acorns Checking accounts, are insured up to $250,000 per depositor through these member banks, with separate coverage for joint account owners. The updated terms preserve the disclosure that funds may be placed at other FDIC-insured depository institutions through a deposit network service. The revised ATM language specifies access to 'over 55,000 fee-free ATMs' rather than a general reference to the AllPoint Network.
View change record →Users cannot claim ownership of any site or application content; their use is limited to whatever rights Acorns separately grants.
How other platforms handle this
You may only use our trademarks (or other brand indicia) and copyrights as permitted in our Brand Guidelines or with our prior written permission. We retain all intellectual property rights in our content.
All content available through the Service, including designs, text, graphics, images, information, software, audio and other files, and their selection and arrangement ("Service Content"), are the proprietary property of Duolingo or its licensors.
Midjourney is an open community which allows others to use and remix Your Content whenever they are posted in a public setting. By default, Your Content is publicly viewable and remixable.
"The Content, the Site and the Application are owned by the Company and its Affiliates, and/or their licensors and suppliers...Excerpt from Acorns's Terms of Service
Get the research letter
Companies change their terms quietly. We read every version and catch what actually changed. One email a week on the changes that matter and what they mean.
Users have no ownership claim over any content on the site or application; all rights are retained by Acorns or its partners.
Users cannot claim ownership of any site or application content; their use is limited to whatever rights Acorns separately grants.
ConductAtlas has identified this type of provision across 256 platforms. See the full comparison.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Acorns.