A peer-to-peer payment service that allows users to send and receive money digitally through a mobile app, often used for splitting bills, paying friends, and making purchases at participating merchants. The platform processes financial transactions and maintains detailed payment histories, making its privacy and user agreement policies critical for understanding how personal financial data is collected, shared, and protected. Given the sensitive nature of financial information and transaction data involved, these policies directly impact user privacy rights and financial security protections.
Higher = more protective of you, the user/customer — a deliberately user-protective lens, not a universal “good vs bad” score. Computed algorithmically from Venmo’s cited governance stances; no dimension we haven’t confidently read is ever counted against the score. Free, reproducible, and never purchasable.
Using a personal or Teen Account for commercial transactions violates Venmo's Acceptable Use Policy, which may expose the account to enforcement actions such as holds or termination.
Personal information is retained for a minimum of 10 years after the relationship ends, and an open-ended exception permits indefinite retention beyond that period.
This establishes a blanket prohibition on both the sale and sharing of personal information, extending explicitly to sensitive categories of data.
This establishes that California residents have statutory rights to transparency, access, deletion, and opt-out with respect to their personal information held by Venmo.
Using Apple's Siri or iMessage features triggers an automatic authorization for Venmo to share identifiable account data—including social graph and transaction details—with Apple.
This agreement sets out the rules for using Venmo, including a requirement that disputes with PayPal be resolved through binding arbitration rather than in court—unless you opt out within 30 …
This document explains what personal information Venmo collects about you—including your bank account credentials, precise location, and optionally your face scan—how long Venmo keeps it (at least ten years after …
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Companies change their terms without announcing it. We capture governance documents, compare each new version with the last, and publish what changed, with the source text behind it. One email a week on what we found and what we could not reach.
ConductAtlas tracks 2 Venmo documents including terms of service, privacy policy, and other governance documents. Every document is captured daily with cryptographic verification.
Venmo has made 0 policy changes in the past 12 months across the documents ConductAtlas tracks.
ConductAtlas has classified 5 provisions across Venmo's tracked documents.
Yes. Monitor subscribers ($4.99/month) can add Venmo to their watchlist and receive an email alert after the daily check that finds a change to a tracked document. We check daily where we can, and show you where we can't.