This analysis describes what Cash App's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This clause establishes a data sourcing mechanism that supplements Cash App's first-party data collection with third-party derived data. The operational significance is that user profiles maintained by the company may contain information originated and inferred by external parties rather than collected directly from user activity.
The updated policy establishes that children under 13 may use Cash App services if a parent or guardian signs up for or authorizes the account on their behalf. Previously, the policy explicitly prohibited any use by children under 13. The revised language clarifies that data deletion obligations apply when Cash App learns an account belongs to an unauthorized child under 13, but does not specify what happens to data from authorized child accounts or how parental oversight operates. A separate Privacy Notice for Children is referenced but not included in the change summary.
View change record →The revised policy shifts from prohibiting all children under 13 from using Cash App to permitting use when a parent or guardian explicitly authorizes or signs up for the service on the child's behalf. This creates a new lawful use path for families, but also establishes a distinction between authorized and unauthorized child accounts. The policy states that if a child under 13 operates an unauthorized account, Cash App will delete collected data upon discovery. Parents or guardians who authorize services should review the new Privacy Notice for Children for details on how child data is processed.
View change record →The updated terms state that children under 13 can no longer use Cash App, eliminating a path that previously existed for parents to authorize accounts on behalf of younger children. The revised language no longer references a separate Privacy Notice for Children, consolidating all child data handling disclosures into the main policy. If Cash App collects data and later learns it came from a child under 13, the policy requires deletion of that data, though the updated language broadens this obligation by removing the phrase 'for an unauthorized account', potentially extending deletion requirements beyond accounts that were never authorized.
View change record →Users' profiles on the Cash App platform may include data sourced from third parties, including inferred characteristics and advertising segments not provided directly by the user. The terms as written permit this integration of third-party data into company-maintained customer profiles.
How other platforms handle this
We use the information we collect to send you ads and other commercial and sponsored content. We use the information we have to deliver our products, including to personalize features and content and make suggestions for you on and off our products. We share information across the Meta Companies.
We and our third-party partners, including advertising partners, may use the information we collect from you, including information about your gameplay, preferences, and device, to provide you with targeted advertising both within and outside of our Services. We may share data with advertising partn...
We target (and measure the performance of) ads to Members, Visitors and others both on and off our Services directly or through a variety of partners, using the following data, whether separately or combined: Data from advertising technologies on and off our Services, like web beacons, pixels, ad ta...
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"Third-Party Marketing and Advertising partners. Information about you may be collected from third party partners such as advertisers, data brokers, or advertising platforms. The information we receive from these sources may include inferred characteristics, advertising segments, interests, preferences, or other data used to enhance or supplement the profiles we maintain about our customers.— Excerpt from Cash App's Cash App Privacy Policy
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This clause establishes a data sourcing mechanism that supplements Cash App's first-party data collection with third-party derived data. The operational significance is that user profiles maintained by the company may contain information originated and inferred by external parties rather than collected directly from user activity.
Users' profiles on the Cash App platform may include data sourced from third parties, including inferred characteristics and advertising segments not provided directly by the user. The terms as written permit this integration of third-party data into company-maintained customer profiles.
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