Cash App updated its children's privacy policy on April 19, 2026 to permit parental authorization of services for children under 13, rather than prohibiting their use entirely. Previously, the policy stated that children under 13 could not use Cash App services and that the platform was not directed at children under 13. The revised policy now allows a parent or guardian to sign up for or authorize services on behalf of a child under 13, and establishes that data deletion applies specifically to unauthorized child accounts. A new reference to a separate Privacy Notice for Children was added.
The updated policy establishes that children under 13 may use Cash App services if a parent or guardian signs up for or authorizes the account on their behalf. Previously, the policy explicitly prohibited any use by children under 13. The revised language clarifies that data deletion obligations apply when Cash App learns an account belongs to an unauthorized child under 13, but does not specify what happens to data from authorized child accounts or how parental oversight operates. A separate Privacy Notice for Children is referenced but not included in the change summary.
The updated terms establish that children under 13 may now use Cash App with parental authorization, replacing a prior blanket prohibition. This change expands Cash App's addressable market to include minors while creating specific COPPA compliance obligations around parental consent, data use restrictions, and security that organizations relying on Cash App services should understand and incorporate into their own compliance frameworks.
→ Review the Privacy Notice for Children referenced in the updated policy to understand what data Cash App collects from authorized child accounts and how it is used.
→ If you are a parent authorizing Cash App services for a child under 13, confirm that you understand the parental authorization process and any consent mechanisms Cash App establishes.
→ If you do not review the Privacy Notice for Children, you may not understand what data Cash App collects from your child's authorized account or how that data is used.
→ If a child under 13 uses Cash App without parental authorization, the terms state Cash App will delete the data collected from that unauthorized account.
ConductAtlas has recorded 2 material changes to this document (since April 2026). An additional minor or cosmetic changes were excluded.
Across all monitored documents, Cash App has made 3 significant changes.
Parent or guardian must sign up for or authorize Cash App services on behalf of children under 13, reversing a prior categorical prohibition.
Data deletion obligation now applies only to unauthorized child accounts, creating ambiguity about data retention for authorized child accounts.
Policy references a separate Privacy Notice for Children without including its terms, establishing a delegation of children's privacy disclosures to a separate document.
This change record describes what was added, removed, or modified in the document. Analysis reflects what the updated agreement states or permits. It does not constitute a legal determination about enforceability. Applicability may vary by jurisdiction. Methodology
If your child is under 13 and you want them to use Cash App, you must set up or authorize the account yourself rather than allowing them to create one independently.
Cash App modified its children's policy framework on April 19, 2026 to permit parental authorization of accounts for users under 13, departing from the prior categorical prohibition. This change engages COPPA (Children's Online Privacy Protection Act), which permits operators to collect data from children under 13 with parental consent and establishes specific consent, data security, and disclosure obligations. The change also engages state-specific laws like California's CCPA, which extends parental rights protections. The addition of a separate Privacy Notice for Children suggests Cash App intends to maintain COPPA compliance through a dedicated disclosure document. Compliance teams should review the referenced Privacy Notice for Children to confirm it establishes required COPPA-compliant parental consent mechanisms, data deletion procedures, and verifiable parental authorization protocols. The phrase 'authorized account' creates an operational distinction from prior language and should be evaluated for clarity in downstream consent documentation.
COPPA (Children's Online Privacy Protection Act, 15 U.S.C. § 6501 et seq.), CCPA (California Consumer Privacy Act, Cal. Civ. Code § 1798.100 et seq.), state children's privacy laws, FTC enforcement authority
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ConductAtlas provides verified policy intelligence sourced directly from platform documents. All analysis is intended to support, not replace, legal and compliance review. Record CA-C-001084.
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