Cash App updated its children's privacy terms on April 10, 2026 to permit parental account authorization instead of a blanket prohibition. Previously, the policy stated children under 13 could not use Cash App services at all. The updated policy now allows a parent or guardian to sign up for or authorize services on a child's behalf, but includes conditions: if a child under 13 uses an unauthorized account, collected data will be deleted. The company added a reference to a separate Privacy Notice for Children with additional details on how child data is processed.
The revised policy shifts from prohibiting all children under 13 from using Cash App to permitting use when a parent or guardian explicitly authorizes or signs up for the service on the child's behalf. This creates a new lawful use path for families, but also establishes a distinction between authorized and unauthorized child accounts. The policy states that if a child under 13 operates an unauthorized account, Cash App will delete collected data upon discovery. Parents or guardians who authorize services should review the new Privacy Notice for Children for details on how child data is processed.
This change establishes a lawful pathway for children under 13 to use Cash App services through parental authorization, replacing a prior absolute prohibition. This shift creates direct COPPA compliance obligations for Cash App, including requirements for verifiable parental consent, account tracking, and data deletion for unauthorized child accounts. Organizations that serve families or use Cash App must evaluate whether this new framework affects their own compliance posture or vendor disclosures.
→ If you are a parent or guardian and want to authorize Cash App services for a child under 13, review the separate Privacy Notice for Children to understand how data will be collected and processed
→ If your child under 13 already has an unauthorized Cash App account, contact Cash App to report it; the updated policy states data will be deleted upon discovery
→ If a parent or guardian does not actively authorize Cash App for a child under 13, any account created by the child without authorization will be treated as non-compliant, and collected data will be deleted
→ Continued unauthorized child account operation will result in data deletion per the updated policy, potentially disrupting access to Cash App funds or transaction history
Children under 13 may now use Cash App if a parent or guardian signs up for or authorizes the service, replacing the prior blanket prohibition
Cash App will delete data collected from children under 13 operating unauthorized accounts upon discovery, narrowing deletion obligation to non-authorized accounts only
Added explicit reference to a separate Privacy Notice for Children, establishing new disclosure layer on child data processing practices
This change record describes what was added, removed, or modified in the document. Analysis reflects what the updated agreement states or permits. It does not constitute a legal determination about enforceability. Applicability may vary by jurisdiction. Methodology
If you are a parent and want your child under 13 to use Cash App, you must set up the account yourself or explicitly authorize it, rather than your child setting it up independently
If you are under 13 and sign up for Cash App without your parent's authorization, your data will be deleted once Cash App learns of this
+ 3 more obligation changes. Full breakdown available with Watcher.
Track changes →Cash App has restructured its children's policy from an absolute prohibition to a parental authorization framework, effective April 10, 2026. This change engages COPPA (Children's Online Privacy Protection Act), which requires verifiable parental consent before collecting data from children under 13. The shift from 'cannot use services' to 'parent/guardian must authorize' introduces compliance obligations around parental verification, authorized-account tracking, and data deletion for non-authorized child accounts. Organizations using Cash App for business purposes should confirm whether this affects their own COPPA compliance if children are present in their user base. The addition of a separate Privacy Notice for Children suggests expanded disclosures; review of that document is necessary to assess full compliance posture.
COPPA (Children's Online Privacy Protection Act, 15 U.S.C. 6501 et seq.); FTC Safeguards Rule; state consumer protection laws (CCPA, New York GBL, similar state frameworks prohibiting unfair or deceptive practices); potentially state laws regulating financial services for minors
Full compliance analysis
Obligation analysis, escalation trigger, board language, and recommended action.
Watcher: regulatory citations + obligations. Professional: full compliance memo.
ConductAtlas provides verified policy intelligence sourced directly from platform documents. All analysis is intended to support, not replace, legal and compliance review. Record CA-C-001253.
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