83 Total
27 High severity
43 Medium severity
13 Low severity

Key Facts

Does Cash App use user data to train artificial intelligence models?
Cash App uses user data to train artificial intelligence and other machine learning models as part of improving, personalizing, and facilitating use of its Services.
Does Cash App use user data to train machine learning models as part of improving its Services?
Cash App uses user data to train artificial intelligence and other machine learning models as part of improving, personalizing, and facilitating use of its Services.
What may deleting personal information prevent?
Cash App warns that deleting your personal information may prevent you from being able to use its Services.
What does Cash App collect regarding identification and biometrics?
Cash App collects full mailing address, date of birth, government-issued identification including Social Security number, passport, or driver's license, and photographs, facial scan, and biometric information.
Does Cash App collect government-issued identification and biometric information?
Cash App collects full mailing address, date of birth, government-issued identification including Social Security number, passport, or driver's license, and photographs, facial scan, and biometric information.
How does Cash App use user activity data?
Cash App uses user activity data to serve advertisements to users around the web based on their activity over time and across other sites and services.
Does Cash App serve advertisements based on user activity over time and across other sites and services?
Cash App uses user activity data to serve advertisements to users around the web based on their activity over time and across other sites and services.
Starting on or after February 9, 2026, what information may Cash App share with advertising technology providers?
Starting on or after February 9, 2026, Cash App may share user information such as interest categories, masked identifiers, and device data with advertising technology providers in connection with its commerce media network.
What does Cash App may share in connection with its commerce media network?
Starting on or after February 9, 2026, Cash App may share user information such as interest categories, masked identifiers, and device data with advertising technology providers in connection with its commerce media network.
Starting on or after February 9, 2026, what may Cash App use to show users personalized advertisements?
Starting on or after February 9, 2026, Cash App may use data about users' activity, such as shopping history, app browsing behavior, and card transactions, to show them personalized advertisements for other brands outside of Cash App.
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Summary

Cash App's Privacy Policy explains what personal information Cash App collects about you — including your Social Security number, biometric data, location, and transaction history — and how it uses that data, including to train AI models and to show you targeted ads across the web. Starting February 9, 2026, Cash App may also share your data with outside advertising companies and use your purchase history to show you ads for other brands. You can opt out of targeted advertising, but deleting your personal information may prevent you from using Cash App at all.

Analysis

This Privacy Policy establishes the data collection, usage, sharing, and rights framework governing Cash App's handling of user personal information. Cash App collects highly sensitive data categories including government-issued identification, Social Security numbers, biometric information, precise geolocation, and financial transaction data, as well as inferred characteristics sourced from third-party data brokers and advertising platforms. The policy establishes that Cash App uses this data to train artificial intelligence and machine learning models, to deliver cross-site behavioral advertising, and — beginning on or after February 9, 2026 — to share user interest categories, masked identifiers, and device data with advertising technology providers through a commerce media network and to show personalized advertisements for third-party brands using shopping history, app browsing behavior, and card transactions. Users retain a right to opt out of targeted advertising and cross-context behavioral advertising sharing, but the policy conditions continued access to Cash App's Services on retention of personal information and treats continued use of the Services as consent to all described data practices.

What this means for you

Cash App collects some of the most sensitive categories of personal information, including government-issued IDs, Social Security numbers, facial scans and biometric data, precise geolocation, and card transaction history, and uses that data to train AI models and deliver targeted advertising across the web and on third-party platforms. Continuing to use Cash App's Services constitutes consent to these practices. If your personal information is deleted, you may lose access to Cash App's Services entirely. One concrete action available to you: you can opt out of targeted advertising, including the sharing of your personal information for cross-context behavioral advertising, through the opt-out right Cash App provides.

Institutional Analysis
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Which mapped governance frameworks each document engages, tied to the specific provisions that engage them.

10 important changes detected

10 versions captured · Last updated: July 2026

What changed Cash App's Privacy Policy was updated on July 11, 2026 to add a reference to a new 'Cash App Open Source Notice' document in its list of related policies and legal documents. This is a formatting and organizational change that adds a link to open source licensing information without modifying the substantive privacy terms, data collection practices, or user rights.
Why this matters This change adds a reference to an open source notice document in Cash App's Privacy Policy footer. It does not modify data collection practices, user rights, or privacy protections. The addition appears to be an informational link providing transparency about open source components used in the Cash App platform.
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What changed Cash App updated its privacy policy on June 9, 2026 to disclose a new mobile phone plan service offered through partner Gigs Wireless. The updated policy now states that Cash App collects name, email, billing address, phone and device information, subscription details, and usage data for customers who sign up for Cash App Mobile. The policy clarifies that neither Cash App nor Gigs Wireless access the content of phone calls, messages, or internet data. Additionally, the policy expanded language describing data shared by transaction partners to include 'data relating to Service provisioning or usage', and added a reference to Cash App Mobile Terms of Service.
Why this matters The updated policy discloses a new Cash App Mobile phone plan service and describes the types of data Cash App collects from customers who sign up for this service, including name, email, billing address, phone and device information, subscription details, billing data, and usage data. The policy explicitly states that neither Cash App nor Gigs Wireless accesses the content of phone calls, messages, or internet data. This represents disclosure of a new service offering and the data practices associated with it, rather than a material change to existing consumer rights or obligations.
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June 5, 2026 low

Cash App updated its Privacy Policy on June 5, 2026 to add a reference to the 'Cash App Tag Limited Warranty and Return Policy' in the list of related legal …

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April 19, 2026 medium

Cash App updated its children's privacy policy on April 19, 2026 to permit parental authorization of services for children under 13, rather than prohibiting their use entirely. Previously, the policy …

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April 18, 2026 low

Cash App's privacy policy now includes a new link labeled 'Your Privacy Choices' in its footer navigation. This addition provides users direct access to privacy control options. The change is …

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April 10, 2026 medium

Cash App updated its children's privacy terms on April 10, 2026 to permit parental account authorization instead of a blanket prohibition. Previously, the policy stated children under 13 could not …

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April 3, 2026 low

Cash App's privacy policy was updated on April 3, 2026, with 1 sentence removed and 5 sentences modified. The specific operational changes cannot be determined from the change summary provided, …

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April 2, 2026 low

Cash App removed a reference to 'Cash App Terms of Service (accounts created prior to June 24, 2021)' from its privacy policy's linked documents section on April 2, 2026. This …

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March 25, 2026 low

Cash App removed the 'Your Privacy Choices' link from its Privacy Policy navigation on March 25, 2026. This link previously directed users to privacy control options or settings. The removal …

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March 15, 2026 medium

Cash App updated its policy on children under 13 on March 15, 2026. Previously, the policy permitted parental authorization for children under 13 to use the service; the updated terms …

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Featured, High severity
Featured, Medium severity

Complete Provision Index

Every distinct legal provision identified in this document. Featured provisions appear above with analysis.

83 provisions
12 featured
12 clause types
27 high severity
Enforcement Actions 1 1 high
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Archival ProvenanceSource & Archival Record
Last Captured July 11, 2026 00:15 UTC
Capture Method Automated scheduled archival capture
Document ID CA-D-000076
Version ID CA-V-004675
SHA-256 75cc4006244b6007bd0110d7a6a668e0b49b04e71a7722d904a5813b9f739a6e
✓ Snapshot stored ✓ Text extracted ✓ Change verified ✓ Hash verified

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