Cash App updated its policy on children under 13 on March 15, 2026. Previously, the policy permitted parental authorization for children under 13 to use the service; the updated terms now state that children under 13 cannot use Cash App at all. The policy also removes references to a separate Privacy Notice for Children, simplifying disclosures but eliminating specific guidance on child data handling.
The updated terms state that children under 13 can no longer use Cash App, eliminating a path that previously existed for parents to authorize accounts on behalf of younger children. The revised language no longer references a separate Privacy Notice for Children, consolidating all child data handling disclosures into the main policy. If Cash App collects data and later learns it came from a child under 13, the policy requires deletion of that data, though the updated language broadens this obligation by removing the phrase 'for an unauthorized account', potentially extending deletion requirements beyond accounts that were never authorized.
The updated terms establish a blanket prohibition on service access for children under 13, eliminating a previously documented pathway for parental authorization. This change operationally narrows Cash App's scope and may reduce COPPA compliance complexity, but it also creates ambiguity around detection procedures and data deletion timelines if child-attributed data is collected prior to age verification.
→ If a parent attempts to authorize or use Cash App for a child under 13, the service will not permit that account under the updated terms.
→ If child data is collected and the account is discovered to be unauthorized for a user under 13, Cash App will delete that data according to the stated deletion procedure.
Parental authorization pathway eliminated; children under 13 now prohibited from using the service.
Updated language broadens deletion requirement by removing 'unauthorized account' qualifier, potentially extending obligation to all child data collected regardless of account authorization status.
Removed reference to separate child-specific privacy notice, consolidating all disclosures into main policy.
This change record describes what was added, removed, or modified in the document. Analysis reflects what the updated agreement states or permits. It does not constitute a legal determination about enforceability. Applicability may vary by jurisdiction. Methodology
Parents can no longer sign up for or authorize Cash App for children under 13.
Cash App eliminated the parental authorization pathway for minors under 13 and removed references to child-specific privacy disclosures. This change may reduce COPPA compliance complexity by narrowing the service to general-audience use, though it also eliminates a previously documented mechanism for handling child data. Organizations that interface with Cash App for family or youth financial services may need to evaluate whether their service architecture depends on the prior authorization model. The removal of child-specific privacy guidance without replacement could create transparency gaps if third parties previously relied on that notice for compliance documentation.
COPPA (Children's Online Privacy Protection Act), FTC Act Section 5 (unfair or deceptive practices)
Full compliance analysis
Obligation analysis, escalation trigger, board language, and recommended action.
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