CA-C-001868
Cash App — Cash App Privacy Policy
Entity
Date detected
March 15, 2026
Effective date
March 15, 2026
Severity
Direction
Negative
Affected users
minors parents all US users
Taxonomy
Rights removal
Changes
−1 sentence removed · 5 sentences modified
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Event Summary

Cash App updated its policy on children under 13 on March 15, 2026. Previously, the policy permitted parental authorization for children under 13 to use the service; the updated terms now state that children under 13 cannot use Cash App at all. The policy also removes references to a separate Privacy Notice for Children, simplifying disclosures but eliminating specific guidance on child data handling.

MEDIUM

Consumer Impact

The updated terms state that children under 13 can no longer use Cash App, eliminating a path that previously existed for parents to authorize accounts on behalf of younger children. The revised language no longer references a separate Privacy Notice for Children, consolidating all child data handling disclosures into the main policy. If Cash App collects data and later learns it came from a child under 13, the policy requires deletion of that data, though the updated language broadens this obligation by removing the phrase 'for an unauthorized account', potentially extending deletion requirements beyond accounts that were never authorized.

Governance Analysis

The updated terms establish a blanket prohibition on service access for children under 13, eliminating a previously documented pathway for parental authorization. This change operationally narrows Cash App's scope and may reduce COPPA compliance complexity, but it also creates ambiguity around detection procedures and data deletion timelines if child-attributed data is collected prior to age verification.

If No Action Is Taken

If a parent attempts to authorize or use Cash App for a child under 13, the service will not permit that account under the updated terms.

If child data is collected and the account is discovered to be unauthorized for a user under 13, Cash App will delete that data according to the stated deletion procedure.

Key Clauses Affected

children under 13 eligibility

Parental authorization pathway eliminated; children under 13 now prohibited from using the service.

child data deletion obligation

Updated language broadens deletion requirement by removing 'unauthorized account' qualifier, potentially extending obligation to all child data collected regardless of account authorization status.

Privacy Notice for Children reference removal

Removed reference to separate child-specific privacy notice, consolidating all disclosures into main policy.

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This change record describes what was added, removed, or modified in the document. Analysis reflects what the updated agreement states or permits. It does not constitute a legal determination about enforceability. Applicability may vary by jurisdiction. Methodology

Evidence Verification

✓ Verified
Previous Version
53b51c035e73ef9668f8d4fe32e8ba0b4cbd69d7b90f42ca9d06a090aba911d8
April 19, 2026 06:04 UTC
✓ Verified
Current Version
07e7429a2be8ece2b4c0d90d5c69424f00ba22bc558d550c2c8169fe5b1b4356
March 15, 2026 06:04 UTC
✓ Verified
Change Detected
March 15, 2026 06:04 UTC
Analysis Methodology
✓ Verified
Source Document
https://cash.app/legal/us/en-us/privacy
Citation Record
Entity: Cash App
Document: Cash App Privacy Policy
Record ID: CA-C-001868
Captured: 2026-03-15 06:04:09 UTC
URL: https://conductatlas.com/change/2026-03-15-cash-app-cash-app-privacy-policy-1868/
Accessed: May 20, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.

Impact Summary

1
Protection removed
Parents Removed

Parents can no longer sign up for or authorize Cash App for children under 13.

For legal and compliance teams

Institutional Analysis

Assessment

Cash App eliminated the parental authorization pathway for minors under 13 and removed references to child-specific privacy disclosures. This change may reduce COPPA compliance complexity by narrowing the service to general-audience use, though it also eliminates a previously documented mechanism for handling child data. Organizations that interface with Cash App for family or youth financial services may need to evaluate whether their service architecture depends on the prior authorization model. The removal of child-specific privacy guidance without replacement could create transparency gaps if third parties previously relied on that notice for compliance documentation.

Regulatory Exposure

COPPA (Children's Online Privacy Protection Act), FTC Act Section 5 (unfair or deceptive practices)

Full compliance analysis

Obligation analysis, escalation trigger, board language, and recommended action.

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ConductAtlas provides verified policy intelligence sourced directly from platform documents. All analysis is intended to support, not replace, legal and compliance review. Record CA-C-001868.

Full Changes

See the full side-by-side comparison of every sentence added, removed, and modified.

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Document Context

Version history → Policy drift analysis → Document page →
Document
Cash App Privacy Policy
Entity
Cash App
Captured
March 15, 2026
Source URL
https://cash.app/legal/us/en-us/privacy
Other changes to Cash App Privacy Policy
Next change Mar 25, 2026
Cash App removed the 'Your Privacy Choices' link from its Privacy Policy navigation on March 25, 2026. This link previously …
Low Negative
View full version history →
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