Cash App states it may collect the precise location of your device, including through your IP address and mobile device location data, with an option to disable precise geolocation collection in your device settings.
This analysis describes what Cash App's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Precise geolocation data is classified as sensitive personal information under the CCPA/CPRA and analogous state laws, and the policy states this data may be collected by default unless the user takes action to disable it at the device level.
The updated policy establishes that children under 13 may use Cash App services if a parent or guardian signs up for or authorizes the account on their behalf. Previously, the policy explicitly prohi…
The revised policy shifts from prohibiting all children under 13 from using Cash App to permitting use when a parent or guardian explicitly authorizes or signs up for the service on the child's behal…
The policy states that Cash App may collect precise geolocation information from your mobile device; users who wish to limit this collection can disable location permissions for Cash App in their device's privacy or location settings.
How other platforms handle this
Geolocation Information, if you have consented by enabling location access, we may receive and store your precise location information, including when our apps are running in the foreground (our app is open and on screen) or background (our app is open, not on screen) of your device. You may use our...
We may collect the precise geographic location of your device when you use our services. We collect this information with your consent where required by law. You can withdraw your consent at any time by adjusting your device settings to disable location sharing.
We may collect information about your location, including precise geolocation information, when you use our Services. We use this information to provide location-based services, such as showing you products available in your area, and for other purposes described in this Privacy Policy.
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"Geolocation Information. The location of your device, including your IP address and location of your network provider. This may include precise geolocation information. For more information and to learn how to disable collection of precise geolocation information from your mobile device, please see below.— Excerpt from Cash App's Cash App Privacy Policy
1) REGULATORY LANDSCAPE: Precise geolocation data is classified as sensitive personal information under the CCPA/CPRA, requiring a separate opt-in consent for collection or a clear right to limit use, enforced by the California Privacy Protection Agency. The FTC Act applies to location data collection practices in financial services. The My Health MY Data Act in Washington may apply where geolocation data is used to infer health-related information. 2) GOVERNANCE EXPOSURE: Medium. The notice discloses precise geolocation collection and provides direction to disable it at the device level, which is consistent with common industry practice for mobile applications. However, the CPRA's sensitive personal information opt-out and limitation rights require that a mechanism be available at the application or service level, not solely at the device operating system level. 3) JURISDICTION FLAGS: California residents have the strongest rights under CPRA to limit the use of sensitive personal information including precise geolocation. Colorado, Connecticut, Virginia, and Texas residents may have similar rights under applicable state privacy laws. The adequacy of device-level opt-out instructions as a substitute for an in-app limitation mechanism is jurisdiction-dependent. 4) CONTRACT AND VENDOR IMPLICATIONS: Third-party analytics, advertising, and fraud detection vendors that receive or process precise geolocation data must be covered by appropriate data processing agreements. If precise location data is shared with advertising or marketing partners, this sharing should be evaluated against CCPA/CPRA opt-out and sensitive data requirements. 5) COMPLIANCE CONSIDERATIONS: Compliance teams should verify whether the in-app or service-level mechanism for limiting precise geolocation use satisfies CPRA sensitive personal information requirements, in addition to the device-level option described in the notice. Data mapping should confirm which vendors receive or process precise geolocation data and under what contractual terms.
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Precise geolocation data is classified as sensitive personal information under the CCPA/CPRA and analogous state laws, and the policy states this data may be collected by default unless the user takes action to disable it at the device level.
The policy states that Cash App may collect precise geolocation information from your mobile device; users who wish to limit this collection can disable location permissions for Cash App in their device's privacy or location settings.
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