A major U.S. commercial bank providing consumer and business banking services, credit cards, mortgages, and investment products to millions of customers nationwide. The company's policies govern how customer financial data is collected and used, outline account terms and fees, and establish the contractual relationship between the bank and its account holders. These policies directly impact consumer rights, data privacy, and the costs associated with banking services.
High — provisions that significantly limit your legal rights, authorize broad data collection, or create material financial exposure. Medium — provisions worth knowing about but with partial protections or limited scope. Low — standard terms with minimal consumer impact.
This provision means your financial data can reach companies outside the Bank of America corporate family for marketing purposes unless you actively exercise your opt-out right.
This provision significantly limits how you can pursue a legal claim against Bank of America, especially for smaller-dollar disputes where individual arbitration may be economically impractical.
This provision establishes a fee structure that applies each time the bank processes and returns an unpaid item, creating a per-transaction cost mechanism tied to account overdraft events. The per-it…
This provision establishes the fee structure governing overdraft transactions and clarifies that fee incidence depends partly on customer selection of available overdraft protection services. The ope…
This provision creates a fee structure with conditional waiver mechanisms, establishing the operational conditions under which account holders can avoid the recurring monthly charge. The availability…
This document establishes Bank of America's policies for collecting, using, and sharing customer financial information, including Social Security numbers, account balances, transaction history, credit history, and income data. The notice …
This document is a Bank of America fee schedule that establishes the fees and charges applicable to deposit accounts and banking services. The schedule specifies applicable fees for account maintenance, …
This document establishes the terms governing customers' use of Bank of America's digital banking services, including online banking, mobile applications, and related platforms. The agreement includes a mandatory arbitration clause …
Bank of America updated its Deposit Agreement to include mandatory arbitration and a class action waiver. Here's what changed, what it mean…
ConductAtlas tracks 3 Bank of America documents including terms of service, privacy policy, and other governance documents. Every document is captured daily with cryptographic verification.
Bank of America has made 0 policy changes in the past 12 months across the documents ConductAtlas tracks.
ConductAtlas has classified 23 provisions across Bank of America's tracked documents. 4 are rated high severity, 16 medium, and 3 low.
Yes. Monitor subscribers ($19/month) can add Bank of America to their watchlist and receive same-day email alerts whenever any tracked document changes.