Provision record
Bank of America · Bank of America Privacy Notice · View original document ↗

Sharing with Affiliates for Marketing

Medium severity Common · 288 of 352 platforms
Stay ahead of the changes
Track Bank of America and get the diff the day its terms change.
Share 𝕏 Share in Share 🔒 PDF
Document Record

What it is

Bank of America shares your personal financial information with its affiliated companies so they can market their products and services to you. You have the right to opt out of this type of sharing.

This analysis describes what Bank of America's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

The provision establishes the operational scope of data sharing across the Bank of America corporate family, defining transaction and experience data as shareable for routine business functions. This affects the institutional data governance framework governing affiliate access to customer information.

Clause Stability Stable

0
Changes
6
Months Monitored
Apr 3, 2026
First Seen
Apr 17, 2026
Last Seen
This clause type exists across 4430 other provisions on other platforms.

Consumer impact (what this means for users)

Your sensitive financial data may be shared internally across Bank of America's affiliate network for marketing purposes unless you actively request otherwise, potentially resulting in unsolicited offers based on your financial profile.

What you can do

⚠️ These actions may provide transparency or partial mitigation but may not fully address the underlying issue. Effectiveness varies by jurisdiction and individual circumstances.
  • Opt Out of Arbitration
    Call Bank of America at 1-888-341-5000 and request to opt out of affiliate marketing data sharing. Have your account information ready to verify your identity.

How other platforms handle this

Skillshare Medium

To support us in providing, integrating, promoting, and improving the Services, we may share personal information within our corporate family of companies that are related by common ownership or control.

Tinder Medium

we may share data between our affiliates for the safety and security of our users and may take necessary actions if we believe you have violated these Terms, including banning you from our Services and/or our affiliates' services...

Squarespace Medium

we may use, retain or share information with law enforcement or others in circumstances where a person's vital interests require protection, such as in the case of emergencies.

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
For our affiliates' everyday business purposes — information about your transactions and experiences. Yes. No.

Excerpt from Bank of America's Privacy Notice

ConductAtlas Analysis

Institutional analysis (regulatory & governance intelligence)

This sharing category is governed by GLBA Regulation P, which requires an opt-out right when affiliates use consumer data for marketing purposes beyond what is permitted under the Fair Credit Reporting Act's affiliate sharing provisions.

Insight

Unlock the full institutional analysis

Enforcement risk, jurisdiction flags, contract triggers, and due diligence action items.

Applicable agencies

  • Consumer Financial Protection Bureau (cfpb)
    Regulates consumer financial products and services. Can investigate companies for unfair, deceptive, or abusive financial practices including improper fees, billing errors, and data misuse.
    Who can file: Anyone who has used a consumer financial product or service in the US
    What you need: Account number or details, dates of transactions or events, description of the issue, and any supporting documents
    What to expect: The company must respond within 15 days. The CFPB forwards your complaint and may use it in enforcement actions. Individual compensation is possible in some cases.
    File a complaint →

Applicable regulations

CCPA/CPRA
California, USA
Connecticut Data Privacy Act Amendments
US-CT
CAN-SPAM
United States Federal
FCRA
United States Federal
FTC Act Section 5
United States Federal
GLBA
United States Federal
Indiana Consumer Data Protection Act
US-IN
Kentucky Consumer Data Protection Act
US-KY
Universal Opt-Out Mechanism Expansion 2026
US

Provision details

Document information
Document
Bank of America Privacy Notice
Entity
Bank of America
Document last updated
May 5, 2026
Tracking information
First tracked
March 6, 2026
Last verified
March 9, 2026
Record ID
CA-P-000464
Document ID
CA-D-00054
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
0579b728c8274563edb0567013330303ccd10cd282e63b0f72de6678becec2d3
Analysis generated
March 6, 2026 19:33 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Bank of America
Document: Bank of America Privacy Notice
Record ID: CA-P-000464
Captured: 2026-03-06 19:33:25 UTC
SHA-256: 0579b728c8274563…
URL: https://conductatlas.com/platform/bank-of-america/bank-of-america-privacy-notice/provision/CA-P-000464/sharing-with-affiliates-for-marketing/
Accessed: Sept. 8, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

Other risks in this policy

Related Analysis

Get the research letter

Companies change their terms quietly. We read every version and catch what actually changed. One email a week on the changes that matter and what they mean.

Frequently Asked Questions

What does Bank of America's Sharing with Affiliates for Marketing clause do?

The provision establishes the operational scope of data sharing across the Bank of America corporate family, defining transaction and experience data as shareable for routine business functions. This affects the institutional data governance framework governing affiliate access to customer information.

How does this clause affect you?

Your sensitive financial data may be shared internally across Bank of America's affiliate network for marketing purposes unless you actively request otherwise, potentially resulting in unsolicited offers based on your financial profile.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 288 platforms. See the full comparison.

Is ConductAtlas affiliated with Bank of America?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Bank of America.