Bank of America · Bank of America Privacy Notice · View original document ↗

Sharing with Affiliates for Marketing

Medium severity Unique · 0 of 343 platforms
Share 𝕏 Share in Share 🔒 PDF
Monitor governance changes for Bank of America Create a free account to receive the weekly governance digest and monitor one platform for governance changes.
Create free account No credit card required.
Document Record

What it is

Bank of America shares your personal financial information with its affiliated companies so they can market their products and services to you. You have the right to opt out of this type of sharing.

This analysis describes what Bank of America's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

The provision establishes the operational scope of data sharing across the Bank of America corporate family, defining transaction and experience data as shareable for routine business functions. This affects the institutional data governance framework governing affiliate access to customer information.

Clause Stability Stable

0
Changes
3
Months Monitored
Apr 3, 2026
First Seen
Apr 17, 2026
Last Seen
This clause type exists across 1153 other provisions on other platforms.

Consumer impact (what this means for users)

Your sensitive financial data may be shared internally across Bank of America's affiliate network for marketing purposes unless you actively request otherwise, potentially resulting in unsolicited offers based on your financial profile.

What you can do

⚠️ These actions may provide transparency or partial mitigation but may not fully address the underlying issue. Effectiveness varies by jurisdiction and individual circumstances.
  • Opt Out of Arbitration
    Call Bank of America at 1-888-341-5000 and request to opt out of affiliate marketing data sharing. Have your account information ready to verify your identity.

How other platforms handle this

MetaMask Medium

We may share your personal information with our affiliates, meaning entities that control, are controlled by, or are under common control with Consensys. We also share information with service providers who assist in operating our services, subject to confidentiality obligations.

Affirm Medium

We may share your personal information with our merchant and business partners, marketing partners, and other third parties for purposes such as joint marketing, cross-marketing, and to provide you with offers and promotions that may be of interest to you.

Stash Medium

We may collect information derived or resulting from voluntary surveys. We may also collect Personal Information when you voluntarily provide us with Personal Information as a Visitor, such as when you use our "Contact Us" form.

See all platforms with this clause type →

Monitoring

Bank of America has changed this document before.

Receive same-day alerts, structured change summaries, and monitoring for up to 25 platforms.

Start Monitor free trial Or create a free account →
▸ View Original Clause Language DOCUMENT RECORD
"
For our affiliates' everyday business purposes — information about your transactions and experiences. Yes. No.

— Excerpt from Bank of America's Bank of America Privacy Notice

ConductAtlas Analysis

Institutional analysis (Compliance & governance intelligence)

This sharing category is governed by GLBA Regulation P, which requires an opt-out right when affiliates use consumer data for marketing purposes beyond what is permitted under the Fair Credit Reporting Act's affiliate sharing provisions.

Full compliance analysis

Regulatory citations, enforcement risk, and due diligence action items.

Track 1 platform — free Try Monitor free for 14 days

Free: track 1 platform + weekly digest. Monitor: 25 platforms + same-day alerts. No credit card required.

Applicable agencies

  • Consumer Financial Protection Bureau (cfpb)
    Regulates consumer financial products and services. Can investigate companies for unfair, deceptive, or abusive financial practices including improper fees, billing errors, and data misuse.
    Who can file: Anyone who has used a consumer financial product or service in the US
    What you need: Account number or details, dates of transactions or events, description of the issue, and any supporting documents
    What to expect: The company must respond within 15 days. The CFPB forwards your complaint and may use it in enforcement actions. Individual compensation is possible in some cases.
    File a complaint →

Applicable regulations

CCPA/CPRA
California, USA
Connecticut Data Privacy Act Amendments
US-CT
CAN-SPAM
United States Federal
FCRA
United States Federal
FTC Act Section 5
United States Federal
GLBA
United States Federal
Indiana Consumer Data Protection Act
US-IN
Kentucky Consumer Data Protection Act
US-KY
Universal Opt-Out Mechanism Expansion 2026
US

Provision details

Document information
Document
Bank of America Privacy Notice
Entity
Bank of America
Document last updated
May 5, 2026
Tracking information
First tracked
March 6, 2026
Last verified
March 9, 2026
Record ID
CA-P-000464
Document ID
CA-D-00054
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
0579b728c8274563edb0567013330303ccd10cd282e63b0f72de6678becec2d3
Analysis generated
March 6, 2026 19:33 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Bank of America
Document: Bank of America Privacy Notice
Record ID: CA-P-000464
Captured: 2026-03-06 19:33:25 UTC
SHA-256: 0579b728c8274563…
URL: https://conductatlas.com/platform/bank-of-america/bank-of-america-privacy-notice/sharing-with-affiliates-for-marketing/
Accessed: July 4, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

Other risks in this policy

Related Analysis

Compliance Governance Intelligence

Need to monitor specific governance provisions?

Compliance includes provision-level monitoring, governance timelines, regulatory mapping, and audit-ready analysis.

Arbitration clauses AI governance Data rights Indemnification Retention policies
Start Compliance free trial

Or start with Monitor →

Built from archived source documents, structured governance mappings, and historical version tracking.

Frequently Asked Questions

What does Bank of America's Sharing with Affiliates for Marketing clause do?

The provision establishes the operational scope of data sharing across the Bank of America corporate family, defining transaction and experience data as shareable for routine business functions. This affects the institutional data governance framework governing affiliate access to customer information.

How does this clause affect you?

Your sensitive financial data may be shared internally across Bank of America's affiliate network for marketing purposes unless you actively request otherwise, potentially resulting in unsolicited offers based on your financial profile.

Is ConductAtlas affiliated with Bank of America?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Bank of America.