Bank of America shares your personal financial information with its affiliated companies so they can market their products and services to you. You have the right to opt out of this type of sharing.
This analysis describes what Bank of America's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The provision establishes the operational scope of data sharing across the Bank of America corporate family, defining transaction and experience data as shareable for routine business functions. This affects the institutional data governance framework governing affiliate access to customer information.
Your sensitive financial data may be shared internally across Bank of America's affiliate network for marketing purposes unless you actively request otherwise, potentially resulting in unsolicited offers based on your financial profile.
How other platforms handle this
To support us in providing, integrating, promoting, and improving the Services, we may share personal information within our corporate family of companies that are related by common ownership or control.
we may share data between our affiliates for the safety and security of our users and may take necessary actions if we believe you have violated these Terms, including banning you from our Services and/or our affiliates' services...
we may use, retain or share information with law enforcement or others in circumstances where a person's vital interests require protection, such as in the case of emergencies.
"For our affiliates' everyday business purposes — information about your transactions and experiences. Yes. No.Excerpt from Bank of America's Privacy Notice
This sharing category is governed by GLBA Regulation P, which requires an opt-out right when affiliates use consumer data for marketing purposes beyond what is permitted under the Fair Credit Reporting Act's affiliate sharing provisions.
Enforcement risk, jurisdiction flags, contract triggers, and due diligence action items.
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The provision establishes the operational scope of data sharing across the Bank of America corporate family, defining transaction and experience data as shareable for routine business functions. This affects the institutional data governance framework governing affiliate access to customer information.
Your sensitive financial data may be shared internally across Bank of America's affiliate network for marketing purposes unless you actively request otherwise, potentially resulting in unsolicited offers based on your financial profile.
ConductAtlas has identified this type of provision across 288 platforms. See the full comparison.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Bank of America.