Provision record
Bank of America · Bank of America Privacy Notice · View original document ↗

Affiliate Marketing Opt-Out

Medium severity High confidence Explicit document language Common · 289 of 352 platforms
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Document Record

What it is

Bank of America shares your information with companies it owns or controls so they can market their products to you, and you can opt out of this specific use of your data.

This analysis describes what Bank of America's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

Without opting out, affiliated Bank of America companies such as Merrill Lynch or other subsidiaries may use your banking data to target you with marketing for their own products.

Clause Stability Stable

0
Changes
6
Months Monitored
Apr 27, 2026
First Seen
May 22, 2026
Last Seen
This clause type exists across 5149 other provisions on other platforms.

Consumer impact (what this means for users)

Your personal financial information may be used by Bank of America's affiliated companies to market investment, insurance, or other financial products to you unless you actively opt out.

What you can do

⚠️ These actions may provide transparency or partial mitigation but may not fully address the underlying issue. Effectiveness varies by jurisdiction and individual circumstances.
  • Opt Out of Arbitration
    Call 1-888-341-5000 and specifically request to opt out of affiliate marketing use of your personal information. Confirm which affiliate companies are covered by your opt-out election.

How other platforms handle this

ZipRecruiter Medium

California residents have the right to request certain information regarding our disclosure of personal information...to third parties for their direct marketing purposes unless we provide them with an ability to exercise choice regarding such disclosures.

Instacart Medium

By providing your mobile phone number, you consent to receive automated text (SMS) messages from Instacart...To opt out, reply STOP. For help, reply HELP or contact us directly...

ClickUp Medium

You may also change your preference and "opt out" of receiving certain marketing communications from us by clicking the unsubscribe link included at the bottom of all such communications...

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
Reasons we can share your personal information: For our affiliates to market to you. Does Bank of America share? Yes. Can you limit this sharing? Yes.

Excerpt from Bank of America's Privacy Notice

ConductAtlas Analysis

Institutional analysis (regulatory & governance intelligence)

REGULATORY LANDSCAPE: Sharing consumer financial information with affiliates for marketing purposes is governed by GLBA's affiliate marketing provisions and the FTC's implementing rules (specifically the Affiliate Marketing Rule under the Fair Credit Reporting Act for …

Insight

Unlock the full institutional analysis

Enforcement risk, jurisdiction flags, contract triggers, and due diligence action items.

Applicable agencies

  • Consumer Financial Protection Bureau (cfpb)
    Regulates consumer financial products and services. Can investigate companies for unfair, deceptive, or abusive financial practices including improper fees, billing errors, and data misuse.
    Who can file: Anyone who has used a consumer financial product or service in the US
    What you need: Account number or details, dates of transactions or events, description of the issue, and any supporting documents
    What to expect: The company must respond within 15 days. The CFPB forwards your complaint and may use it in enforcement actions. Individual compensation is possible in some cases.
    File a complaint →

Applicable regulations

CCPA/CPRA
California, USA
Connecticut Data Privacy Act Amendments
US-CT
CAN-SPAM
United States Federal
FCRA
United States Federal
FTC Act Section 5
United States Federal
GLBA
United States Federal
Indiana Consumer Data Protection Act
US-IN
Kentucky Consumer Data Protection Act
US-KY
TCPA
United States Federal
Universal Opt-Out Mechanism Expansion 2026
US

Provision details

Document information
Document
Bank of America Privacy Notice
Entity
Bank of America
Document last updated
May 5, 2026
Tracking information
First tracked
April 27, 2026
Last verified
May 9, 2026
Record ID
CA-P-003317
Document ID
CA-D-00054
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
1d4e65e734a0b2e8cc01b0312c42f36950c5e1ea1c03ab56dfa173a8ebefa627
Analysis generated
April 27, 2026 11:40 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Bank of America
Document: Bank of America Privacy Notice
Record ID: CA-P-003317
Captured: 2026-04-27 11:40:46 UTC
SHA-256: 1d4e65e734a0b2e8…
URL: https://conductatlas.com/platform/bank-of-america/bank-of-america-privacy-notice/provision/CA-P-003317/affiliate-marketing-opt-out/
Accessed: Sept. 8, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

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Frequently Asked Questions

What does Bank of America's Affiliate Marketing Opt-Out clause do?

Without opting out, affiliated Bank of America companies such as Merrill Lynch or other subsidiaries may use your banking data to target you with marketing for their own products.

How does this clause affect you?

Your personal financial information may be used by Bank of America's affiliated companies to market investment, insurance, or other financial products to you unless you actively opt out.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 289 platforms. See the full comparison.

Is ConductAtlas affiliated with Bank of America?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Bank of America.