Bank of America Privacy Notice

This notice explains what information Bank of America shares, with whom, and what choices you have. For most everyday sharing—like processing your transactions or reporting to credit bureaus—you cannot opt out. You do have the right to limit certain sharing of your creditworthiness with Bank of America's affiliates, and if you have a credit card account, you can opt out of Bank of America sharing your information with outside companies for marketing purposes.

This privacy notice establishes Bank of America's data-sharing practices, consumer opt-out rights, and jurisdiction-specific protections for its customers. It sets out categories of sharing that are non-negotiable—including sharing for everyday business purposes such as transaction processing, account maintenance, credit bureau reporting, and service-provider marketing—from which consumers cannot opt out. It establishes a limited federal right to restrict sharing of creditworthiness information with affiliates for everyday business purposes, and an opt-out right for nonaffiliate sharing tied to credit card account marketing. State-specific provisions provide California and Vermont residents with baseline prohibitions on sharing their information outside Bank of America's corporate family except as law permits, and the notice extends all described sharing practices to former customers after the customer relationship ends.

As a Bank of America customer, you cannot stop the bank from sharing your information for core operational purposes or with its service providers for marketing. However, you have two concrete actions available: you can limit the sharing of your creditworthiness information with Bank of America's affiliates for everyday business purposes, and if you hold a credit card account, you can opt out of sharing with nonaffiliates for marketing. If you are a California or Vermont resident, Bank of America will not share your information with outside companies except as permitted by law. If you contact Bank of America by telephone, those calls may be monitored or recorded. Your information continues to be shared as described in the notice even after you are no longer a customer.