Captured before automated identity checks (Oct 14, 2026): accurate as of its capture on Apr 19, 2026; our capture on Oct 17, 2026 found the same text, but its identity was not checked by them.
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Companies change their terms without announcing it. We capture governance documents, compare each new version with the last, and publish what changed, with the source text behind it. One email a week on what we found and what we could not reach.
This page describes what the document states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability may vary by jurisdiction. Methodology
“For our affiliates' everyday business purposes — information about your creditworthiness Yes Yes”
“Under California law, we will not share information we collect about you with companies outside of Bank of America, unless the law allows.”
“If you communicate with us by telephone, we may monitor or record the call.”
“Federal law gives you the right to limit some but not all sharing related to: affiliates' everyday business purposes—information about your creditworthiness”
“This notice is the Bank of America Do Not Call Policy under the Telephone Consumer Protection Act. We do not solicit via telephone numbers listed on the state or federal Do Not Call lists, unless the law allows.”
“For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No”
This notice explains what information Bank of America shares, with whom, and what choices you have. For most everyday sharing—like processing your transactions or reporting to credit bureaus—you cannot opt out. You do have the right to limit certain sharing of your creditworthiness with Bank of America's affiliates, and if you have a credit card account, you can opt out of Bank of America sharing your information with outside companies for marketing purposes.
This privacy notice establishes Bank of America's data-sharing practices, consumer opt-out rights, and jurisdiction-specific protections for its customers. It sets out categories of sharing that are non-negotiable—including sharing for everyday business purposes such as transaction processing, account maintenance, credit bureau reporting, and service-provider marketing—from which consumers cannot opt out. It establishes a limited federal right to restrict sharing of creditworthiness information with affiliates for everyday business purposes, and an opt-out right for nonaffiliate sharing tied to credit card account marketing. State-specific provisions provide California and Vermont residents with baseline prohibitions on sharing their information outside Bank of America's corporate family except as law permits, and the notice extends all described sharing practices to former customers after the customer relationship ends.
As a Bank of America customer, you cannot stop the bank from sharing your information for core operational purposes or with its service providers for marketing. However, you have two concrete actions available: you can limit the sharing of your creditworthiness information with Bank of America's affiliates for everyday business purposes, and if you hold a credit card account, you can opt out of sharing with nonaffiliates for marketing. If you are a California or Vermont resident, Bank of America will not share your information with outside companies except as permitted by law. If you contact Bank of America by telephone, those calls may be monitored or recorded. Your information continues to be shared as described in the notice even after you are no longer a customer.
Which mapped governance frameworks each document engages, tied to the specific provisions that engage them.
We withheld clauses we had published from this document. Each withholding is recorded in our correction log:
“For our affiliates' everyday business purposes — information about your creditworthiness Yes Yes”
“Under California law, we will not share information we collect about you with companies outside of Bank of America, unless the law allows.”
“If you communicate with us by telephone, we may monitor or record the call.”
“Federal law gives you the right to limit some but not all sharing related to: affiliates' everyday business purposes—information about your creditworthiness”
“This notice is the Bank of America Do Not Call Policy under the Telephone Consumer Protection Act. We do not solicit via telephone numbers listed on the state or federal Do Not Call lists, unless the law allows.”
“For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No”
“Under the Gramm-Leach-Bliley Act, we are permitted to share with third parties, without regard to the customer choices, in connection with situations where we are required to disclose information...”
“For our marketing purposes — with service providers we use to offer our products and services to you... Yes No”
“We may share medical Information so we can learn if you qualify for coverage, process claims or prevent fraud, or if you say we can.”
“For nonaffiliates to market to you — for all credit card accounts Yes Yes”
“When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.”
“Under Vermont law, we will not share information we collect about Vermont residents with companies outside of our corporate family, unless the law allows.”
Every distinct legal provision identified in this document. Featured provisions appear above with analysis.
We have not recorded a change to this document since we began capturing it. Monitor includes alerts from a daily check, structured change summaries, and monitoring for up to 20 platforms.
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Cross-platform context
See how other platforms handle Affiliate creditworthiness sharing consumer can limit and similar clauses.
Compare across platforms →Bank of America updated its Deposit Agreement to include mandatory arbitration and a class action waiver. Here's what changed, what it mean…
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