Provision record
Bank of America · Bank of America Privacy Notice · View original document ↗

California CCPA Rights

Medium severity Common · 289 of 352 platforms
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Document Record

What it is

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what data is collected, request deletion of your data, and opt out of the sale of your personal information.

This analysis describes what Bank of America's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

This clause operationalizes Bank of America's CCPA compliance obligations by defining permissible information-sharing categories and restricting external disclosure. It establishes the bank's consent-based sharing model and creates a framework for limiting affiliate data exchange consistent with California statutory requirements.

Clause Stability Stable

0
Changes
6
Months Monitored
Apr 3, 2026
First Seen
Apr 17, 2026
Last Seen
This clause type exists across 5149 other provisions on other platforms.

Consumer impact (what this means for users)

California residents can exercise CCPA rights to access, delete, or restrict use of their personal information held by Bank of America, providing materially stronger control over their financial data than federal law alone affords.

What you can do

⚠️ These actions may provide transparency or partial mitigation but may not fully address the underlying issue. Effectiveness varies by jurisdiction and individual circumstances.
  • Delete Your Data
    Within 45 days
    California residents should navigate to the Bank of America privacy page and locate the CCPA rights request form. Submit your request for data deletion or access, and Bank of America is required to respond within 45 days under CCPA.

How other platforms handle this

Square Medium

You may contact our privacy team with any requests of disclosure, correction, or deletion of your personal information. You may also request suspension of use or suspension of sharing of your personal information with certain third parties.

Google Cloud Medium

When you use them, we'll validate your request by verifying your identity (for example, by confirming that you're signed in to your Google Account).

Instacart Medium

By providing your mobile phone number, you consent to receive automated text (SMS) messages from Instacart...To opt out, reply STOP. For help, reply HELP or contact us directly...

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
California: Under California law, we will not share information we collect about you with companies outside of Bank of America, unless the law allows. For example, we may share information with your consent, to service your accounts, or to provide rewards or benefits you are entitled to. We will limit sharing among our companies to the extent required by California law.

Excerpt from Bank of America's Privacy Notice

ConductAtlas Analysis

Institutional analysis (regulatory & governance intelligence)

CCPA compliance for financial institutions requires a layered approach given the partial GLBA exemption — data not covered by GLBA's privacy provisions (e.g., online behavioral data, marketing profiles) remains fully subject to CCPA; compliance teams …

Insight

Unlock the full institutional analysis

Enforcement risk, jurisdiction flags, contract triggers, and due diligence action items.

Applicable agencies

  • State Attorney General
    State AGs in California, New York, Texas, and other states can investigate violations of state consumer protection and privacy laws, including CCPA (California), SHIELD Act (New York), and equivalents.
    Who can file: Residents of states with comprehensive privacy laws — primarily California, Virginia, Colorado, Connecticut, and Utah
    What you need: Evidence of the violation, explanation of how your state rights were affected, and your account or contact information with the company
    What to expect: Outcomes vary by state. May result in investigation, enforcement action, or requirement for the company to change practices. No direct individual compensation in most cases.

    Search "[your state] attorney general consumer complaint" to find your state's direct complaint form

Applicable regulations

CCPA/CPRA
California, USA
Connecticut Data Privacy Act Amendments
US-CT
CAN-SPAM
United States Federal
FCRA
United States Federal
FTC Act Section 5
United States Federal
GLBA
United States Federal
Indiana Consumer Data Protection Act
US-IN
Kentucky Consumer Data Protection Act
US-KY
TCPA
United States Federal
Universal Opt-Out Mechanism Expansion 2026
US

Provision details

Document information
Document
Bank of America Privacy Notice
Entity
Bank of America
Document last updated
May 5, 2026
Tracking information
First tracked
March 6, 2026
Last verified
March 9, 2026
Record ID
CA-P-000468
Document ID
CA-D-00054
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
0579b728c8274563edb0567013330303ccd10cd282e63b0f72de6678becec2d3
Analysis generated
March 6, 2026 19:33 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Bank of America
Document: Bank of America Privacy Notice
Record ID: CA-P-000468
Captured: 2026-03-06 19:33:25 UTC
SHA-256: 0579b728c8274563…
URL: https://conductatlas.com/platform/bank-of-america/bank-of-america-privacy-notice/provision/CA-P-000468/california-ccpa-rights/
Accessed: Sept. 8, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

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Frequently Asked Questions

What does Bank of America's California CCPA Rights clause do?

This clause operationalizes Bank of America's CCPA compliance obligations by defining permissible information-sharing categories and restricting external disclosure. It establishes the bank's consent-based sharing model and creates a framework for limiting affiliate data exchange consistent with California statutory requirements.

How does this clause affect you?

California residents can exercise CCPA rights to access, delete, or restrict use of their personal information held by Bank of America, providing materially stronger control over their financial data than federal law alone affords.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 289 platforms. See the full comparison.

Is ConductAtlas affiliated with Bank of America?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Bank of America.