2 Documents
17 All provisions 3 High severity 13 Medium severity 1 Low severity
0 Changes · 12 mo
Last change

High — provisions that significantly limit your legal rights, authorize broad data collection, or create material financial exposure. Medium — provisions worth knowing about but with partial protections or limited scope. Low — standard terms with minimal consumer impact.

Governance Coverage
Data Usage
4 provisions · 1 high · 3 med
Data Collection
3 provisions · 1 high · 2 med
Data Sharing
3 provisions · 3 med
Liability Limitation
3 provisions · 2 high · 1 med
Acceptable Use
2 provisions · 1 high · 1 med
Legal Jurisdiction
2 provisions · 2 med
Platform Discretion
2 provisions · 1 high · 1 med
Privacy Rights
2 provisions
Data Retention
1 provision · 1 med
Indemnification
1 provision · 1 med
Quick Facts
Data Retention: Specified
Key Governance Provisions
High Special Category Data Processing for KYC

Biometric data is among the most sensitive personal data categories and is subject to heightened legal protection under GDPR, CCPA, and state laws like Illinois BIPA; its collection for KYC creates s…

High Termination Rights and Service Suspension

For businesses that rely on Adyen as their primary or sole payment processor, an immediate suspension can halt all revenue-generating transactions without a meaningful opportunity to transition to an…

High Fund Withholding and Rolling Reserve

For businesses that depend on regular settlement payouts, a withheld reserve can create significant cash flow disruption without a fixed timeline for release.

High Cookie and Tracking Technology Use

The document's own JavaScript code shows that ad storage and personalisation are pre-granted for US users including California (US-CA) but denied by default for most other regions, creating a geograp…

High Automated Fraud Decision-Making

Automated decisions about payment fraud can result in declined transactions or account restrictions — GDPR Article 22 gives you the right to request human review of such decisions, but Adyen's disclo…

Document Coverage
Privacypolicy Termsofservice
Last change detected: Changes (12 months): 0 Documents monitored: 2 Provisions tracked: 17
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Documents

Adyen Privacy Policy

Medium

This is Adyen's privacy policy explaining how the company collects and uses your personal data when you interact with Adyen's payment services, either directly or through a merchant that uses …

Last updated May 5, 2026 · Privacy policy
9 provisions 1 version captured Version history →

Adyen Terms

Medium

This is Adyen's Terms and Conditions for businesses that use Adyen's payment processing platform to accept card payments from their own customers. The most important practical implication is that Adyen …

Last updated May 5, 2026 · Terms of service
8 provisions 1 version captured Version history →

Adyen has changed 0 times in the past year.

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Low Severity Provisions (1)

View all high severity provisions → Compare Adyen with other platforms →

Applicable Regulations

CCPA/CPRA
California, USA
View official text ↗
CFAA
United States Federal
View official text ↗
Connecticut Data Privacy Act Amendments
US-CT
View official text ↗
EFTA / Reg E
United States Federal
View official text ↗
ePrivacy Directive
European Union
View official text ↗
FCRA
United States Federal
View official text ↗
FTC Act Section 5
United States Federal
View official text ↗
GDPR
European Union
View official text ↗
GLBA
United States Federal
View official text ↗
Indiana Consumer Data Protection Act
US-IN
View official text ↗
Kentucky Consumer Data Protection Act
US-KY
View official text ↗
Universal Opt-Out Mechanism Expansion 2026
US
View official text ↗

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financial

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Frequently Asked Questions

What Adyen documents does ConductAtlas track?

ConductAtlas tracks 2 Adyen documents including terms of service, privacy policy, and other governance documents. Every document is captured daily with cryptographic verification.

How many policy changes has Adyen made in the past year?

Adyen has made 0 policy changes in the past 12 months across the documents ConductAtlas tracks.

How many provisions has ConductAtlas classified for Adyen?

ConductAtlas has classified 17 provisions across Adyen's tracked documents. 3 are rated high severity, 13 medium, and 1 low.

Can I get alerts when Adyen changes their policies?

Yes. Watcher subscribers ($9.99/month) can add Adyen to their watchlist and receive same-day email alerts whenever any tracked document changes.