Captured before automated identity checks (Oct 14, 2026): accurate as of its capture on May 5, 2026; our capture on Oct 21, 2026 found the same text, but its identity was not checked by them.
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This page describes what the document states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability may vary by jurisdiction. Methodology
“The total liability of Adyen under the Merchant Agreement towards Merchant for breach of contract, tort or under any other legal theory in any calendar year is limited to an amount equal to the total Processing Fees paid by the Merchant to Adyen during the previous full calendar year...”
“Adyen shall be unilaterally entitled to raise the prices for its Services, with three (3) months prior notice.”
“Adyen may revise the Terms and Conditions from time to time by giving at least 30 days written notice to the Merchant via email or a notice in the Customer Area.”
“Adyen has the right to terminate the Merchant Agreement and/or stop the processing or Settlement of Transactions for Merchant immediately in part or in whole if: The provision of Merchant's Services/Products is reasonably suspected by Adyen to be in breach with legislation...”
“Adyen reserves the right to withhold Settlement of Transactions if they are Captured, but suspected to be fraudulent, related to illegal activities or likely to become subject to a Chargeback...until satisfactory completion of Adyen's investigation...”
“Adyen is only obliged to provide Settlement of Transactions for which it has received settlement(s) by the Acquirer or the Scheme Owner.”
This document sets out the rules under which Adyen processes and settles payments for businesses that use its platform. Adyen can change its prices or contract terms with advance notice, and the Merchant has no right to block those changes. Adyen can freeze or withhold funds, offset amounts owed against the Merchant's balance, and cut off payment processing immediately if it suspects a legal violation or fraud — and the Merchant remains on the hook for chargebacks and related costs even after the agreement ends.
These Terms establish the contractual framework governing Adyen's provision of payment processing and settlement services to Merchants. Adyen retains unilateral authority to amend terms on 30 days' written notice and to raise prices on three months' notice, with no Merchant veto right in either case. Adyen's total liability to the Merchant in any calendar year is capped at the Processing Fees paid by the Merchant in the previous full calendar year. Adyen holds broad enforcement powers, including the right to immediately terminate the agreement or halt transaction processing upon reasonable suspicion of legal non-compliance, and to withhold settlement of Captured transactions suspected of fraud, illegality, or Chargeback exposure for the duration of its investigation. Post-termination, Adyen retains the right to recover Chargebacks, Chargeback Fees, and related Fines for all transactions effected during the term.
This document governs the relationship between Adyen and Merchants, not individual consumers directly. For an individual user interacting with a Merchant that uses Adyen, the most concrete effect is that Adyen prohibits Merchants from collecting payment card details on their own websites and requires use of Adyen's Hosted Payment Pages instead, meaning card data is entered directly into Adyen's infrastructure rather than the Merchant's. Adyen may also withhold settlement of transactions it suspects are fraudulent or likely to result in a chargeback, which can affect whether and when a Merchant fulfills orders. No individual consumer opt-out or preference mechanism is established in the verified provisions.
Which mapped governance frameworks each document engages, tied to the specific provisions that engage them.
We withheld clauses we had published from this document. Each withholding is recorded in our correction log:
“The total liability of Adyen under the Merchant Agreement towards Merchant for breach of contract, tort or under any other legal theory in any calendar year is limited to an amount equal to the total Processing Fees paid by the …”
“Adyen shall be unilaterally entitled to raise the prices for its Services, with three (3) months prior notice.”
“Adyen may revise the Terms and Conditions from time to time by giving at least 30 days written notice to the Merchant via email or a notice in the Customer Area.”
“Adyen has the right to terminate the Merchant Agreement and/or stop the processing or Settlement of Transactions for Merchant immediately in part or in whole if: The provision of Merchant's Services/Products is reasonably suspected by Adyen to be in breach …”
“Adyen reserves the right to withhold Settlement of Transactions if they are Captured, but suspected to be fraudulent, related to illegal activities or likely to become subject to a Chargeback...until satisfactory completion of Adyen's investigation...”
“Adyen is only obliged to provide Settlement of Transactions for which it has received settlement(s) by the Acquirer or the Scheme Owner.”
“Adyen may set-off any amounts due to the Merchant or standing to the credit of the Bank Account against any amounts owed or other liabilities of the Merchant, now or at any time hereafter due, owing or incurred by the …”
“Adyen shall set the Deposit Level to be applied by Adyen to account for and cover for the potential indebtedness of Merchant for fees, Fines and Chargebacks payable from Merchant to Adyen...”
“Notwithstanding the termination of the Merchant Agreement for any reason, Adyen shall remain entitled to recover Chargebacks and Chargeback Fees and related Fines from the Merchant in respect of all Chargebacks that occur in relation to Transactions effected during the …”
“Merchant shall fully indemnify and hold Adyen harmless from any Fines applied by the Scheme Owners as a result of Merchant's breach of the terms of the Merchant Agreement and/or the Scheme Rules.”
“Merchant may not use the Services to facilitate the payment for products or services sold by third parties and therefor may not resell the Services to third parties.”
“Merchant shall not capture, register and/or have the Account Holder fill in, any Payment Details (expressly including Credit Card data) on its own site, but will use the Hosted Payment Pages instead...”
Every distinct legal provision identified in this document. Featured provisions appear above with analysis.
We have not recorded a change to this document since we began capturing it. Monitor includes alerts from a daily check, structured change summaries, and monitoring for up to 20 platforms.
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