Adyen collects credit and debit card details, transaction amounts, and timestamps when individuals transact with Adyen customers, and discloses this data to merchants via the Customer Area, Visa, Mastercard, interbank payment system providers, cloud providers, law enforcement pursuant to legal orders, and regulatory authorities for mandated reporting.
This analysis describes what Adyen's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This provision discloses that transaction-level financial data including card details is shared with payment schemes and regulatory authorities, which is standard in payment processing but creates a data trail across multiple institutional recipients that individuals may not be aware of when transacting with Adyen-powered merchants.
Under this provision, transaction data including credit and debit card details is disclosed to payment schemes such as Visa and Mastercard, interbank payment system providers, and cloud service providers as part of standard payment processing, and may also be disclosed to law enforcement or regulatory authorities pursuant to legal orders or mandated reporting obligations.
Cross-platform context
See how other platforms handle Transaction Data Disclosure to Payment Schemes and Authorities and similar clauses.
Compare across platforms →"Transaction information Credit card details, debit card details, transaction amount, date and time of transaction. When you purchase a good or a service from an Adyen customer. Adyen collects this information for the purpose of providing our products and services. Adyen discloses this information to our customers in our Customer Area, to authorities pursuant to legal orders, to cloud service providers, and to the selected payment schemes, such as Visa and Mastercard, interbank payment system providers, and local payment methods upon request. Adyen may disclose this information to regulatory authorities upon request or for mandated reporting.Excerpt from Adyen's Privacy Policy
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This provision discloses that transaction-level financial data including card details is shared with payment schemes and regulatory authorities, which is standard in payment processing but creates a data trail across multiple institutional recipients that individuals may not be aware of when transacting with Adyen-powered merchants.
Under this provision, transaction data including credit and debit card details is disclosed to payment schemes such as Visa and Mastercard, interbank payment system providers, and cloud service providers as part of standard payment processing, and may also be disclosed to law enforcement or regulatory authorities pursuant to legal orders or mandated reporting obligations.
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