Provisions Index

Uber collects and processes criminal background check results as part of driver onboarding and ongoing screening. This data, obtained from third-party background check providers, is used to determine platform eligibility....

Why it matters: Criminal background data is among the most sensitive personal information and its processing is subject to strict legal requirements under the Fair Credit Reporting Act (FCRA) in the US and GDPR Article 10 in the EU; errors or improper handling can result in wrongful deactivation and significant har...

Uber collects data about how you drive — including speed, braking, acceleration, and phone handling — through sensors in your mobile device. This telematics data is used to assess driver safety and may affect your platform standing....

Why it matters: Driving behavior data collected via your phone's sensors creates a detailed performance profile that Uber can use to deactivate, restrict, or penalize drivers, with limited transparency about the scoring thresholds or appeal processes....

If you have a dispute with Paramount+, you must resolve it through private arbitration rather than going to court, unless you opt out within 30 days of agreeing to the terms....

Why it matters: Arbitration limits your ability to challenge Paramount+ publicly or as part of a group, and decisions are generally final with limited appeal rights....

You agree not to participate in class action lawsuits against Paramount+, meaning you cannot join with other users to collectively sue the company....

Why it matters: Class actions are often the only practical way for consumers to pursue small-dollar claims against large companies; waiving this right significantly reduces your legal options....

Your Paramount+ subscription automatically renews and your payment method is charged each billing period unless you cancel before the renewal date....

Why it matters: Consumers may be charged for subscription periods they did not intend to use if they forget to cancel before the renewal date....

Paramount+ limits its financial liability to users to the amount paid for the subscription in the preceding 12 months, excluding liability for incidental or consequential damages....

Why it matters: Even if Paramount+ causes significant harm — such as a data breach or service failure — the amount you can recover is capped, often at just a few months of subscription fees....

Paramount+ can suspend or terminate your account at any time if they believe you have violated the Terms of Service, with or without prior notice....

Why it matters: Your access to content and your subscription can be cut off without warning, and you may not receive a refund for any remaining subscription period....

Revolut can suspend, restrict, or close your account at any time for a wide range of reasons, including suspected fraud, regulatory requirements, or breach of their terms, often with limited advance notice....

Why it matters: If your account is suspended or closed unexpectedly, you could lose access to your money and be unable to make payments until the matter is resolved....

Revolut limits how much they can be held responsible for if something goes wrong, excluding liability for indirect or consequential losses such as lost profits or missed payments....

Why it matters: If Revolut makes an error that causes you financial harm beyond direct losses, you may not be able to recover that money through a claim against them....

You are prohibited from using Revolut's services for money laundering, financing terrorism, sanctions evasion, or other illegal purposes, and Revolut will monitor and report suspicious activity....

Why it matters: Violations — even inadvertent ones — can result in immediate account closure, asset freezing, and potential reporting to law enforcement or regulatory authorities....

If you use Revolut's cryptocurrency features, additional product-specific terms apply, and cryptocurrency assets are not covered by traditional banking protections such as FDIC insurance....

Why it matters: Cryptocurrency holdings on Revolut are not insured, meaning you could lose your entire investment if something goes wrong with the platform or the asset....

Bumble collects biometric information — such as facial recognition data — when you use their profile verification or ID verification features to confirm your identity....

Why it matters: Biometric data is among the most sensitive personal information and cannot be changed if compromised; its collection and storage by a dating app poses significant privacy and security risks....

Bumble collects and processes sensitive categories of personal data including your sexual orientation, religious beliefs, political views, ethnicity, and health information that you voluntarily provide on your profile....

Why it matters: This type of highly sensitive data — including information about your sexual identity or religion — carries significant risks if exposed or misused, and its processing is subject to the strictest legal protections....

Bumble shares your personal information with third-party advertising and analytics partners to serve you targeted ads and measure marketing effectiveness....

Why it matters: Your personal data — including behavioural patterns and profile details — may be shared with external advertising companies, creating privacy risks beyond Bumble's own systems....

Bumble collects your precise location data when you use the app to help show you matches nearby, and this data is stored and processed as part of your profile....

Why it matters: Precise location tracking on a dating app can reveal sensitive information about where you live, work, or spend time, and could pose safety risks if exposed or misused....

California residents have specific rights under CCPA/CPRA, including the right to know what data is collected, the right to delete it, the right to opt out of the sale or sharing of personal information, and the right to non-discrimination for exercising these rights....

Why it matters: California residents have among the strongest privacy rights in the US, and Bumble is legally obligated to honour these rights, including providing an easy opt-out from data sharing with advertising partners....

Chegg sells or shares your personal information — including identifiers, browsing behavior, and inferences — with third-party advertising partners for cross-context behavioral advertising purposes....

Why it matters: This means your data collected on Chegg's platform may be used to target you with ads across other websites and apps, and Chegg receives value in return, which qualifies as a 'sale' under California law....

Chegg does not knowingly collect personal information from children under 13 and requires parental consent before doing so; if such data is collected inadvertently, Chegg states it will delete it....

Why it matters: This provision is legally required under the Children's Online Privacy Protection Act (COPPA) and provides important protections for minors using the platform....

California residents have the right to know what personal data Chegg collects, request its deletion or correction, opt out of its sale or sharing, and limit the use of sensitive personal information....

Why it matters: These are legally enforceable rights under California law, meaning Chegg must respond to valid requests within 45 days and cannot discriminate against you for exercising them....

Chegg collects sensitive personal information including account credentials, payment card details, and precise geolocation, and states it uses this data for limited purposes such as providing services and security....

Why it matters: The collection of sensitive data creates elevated privacy and security risks; under CPRA, California residents have the right to limit how Chegg uses this category of information....

US and Canadian users must resolve nearly all disputes with Taskrabbit through binding private arbitration rather than going to court, and cannot join class action lawsuits against the company....

Why it matters: This provision removes your right to have a judge or jury hear your case and prevents you from joining with other affected users in a class action, which can be the most practical way to address small financial harms....

Taskrabbit states it is not responsible for almost anything that happens on or through its platform — including harm caused by Taskers, poor quality work, or losses arising from using the service....

Why it matters: If a Tasker damages your property, injures someone, or fails to complete a job properly, Taskrabbit's Terms significantly limit or eliminate its financial responsibility, leaving you with limited recourse against the company....

You agree to defend and pay Taskrabbit's legal costs if they are sued or incur losses because of something you did while using the platform....

Why it matters: If your actions as a user lead to a lawsuit or claim against Taskrabbit, you could be personally required to cover Taskrabbit's legal fees and any damages — a potentially significant financial liability....

Taskrabbit classifies all Taskers as independent contractors, not employees, meaning Taskers receive no employment benefits, workers' compensation, or tax withholdings from Taskrabbit....

Why it matters: Taskers are solely responsible for their own taxes, insurance, licenses, and compliance with employment laws — they have no employment protections from Taskrabbit even if the platform is their primary source of income....

Taskrabbit can suspend or terminate your account at any time, including for violations of the Terms or for business reasons, potentially with little or no advance notice....

Why it matters: Your access to the platform — and for Taskers, your primary income source — can be cut off by Taskrabbit without guaranteed notice or an automatic right to appeal....

Gusto collects highly sensitive data including Social Security numbers, bank account numbers, health and medical information, biometric data, and immigration status as part of its payroll and HR services....

Why it matters: This is among the most sensitive data a company can hold about you — a breach or misuse could lead to identity theft, financial fraud, or discrimination....

Gusto shares your personal information with third-party service providers, financial partners, and in some cases marketing affiliates to operate its services and for targeted advertising purposes....

Why it matters: Your personal and financial data may be shared with entities beyond Gusto, including for advertising purposes, which could expand exposure to data misuse....

Gusto collects and processes health and medical information, including insurance enrollment data and medical plan details, as part of its employee benefits administration services....

Why it matters: Health information is among the most sensitive data and its misuse can lead to discrimination, financial harm, or privacy violations. It may be subject to HIPAA protections depending on context....

Gusto collects financial account information including bank account numbers and routing numbers in order to process payroll direct deposits and other financial transactions....

Why it matters: Your bank account details are among the most sensitive financial data — exposure could enable unauthorized withdrawals or identity theft....

Gusto's policy indicates it may collect biometric information, which could include fingerprints or facial recognition data, as part of its HR or time-tracking services....

Why it matters: Biometric data is uniquely sensitive because it cannot be changed if compromised — its collection and use is subject to strict laws in several states including Illinois, Texas, and Washington....

Gusto collects government-issued identifiers including Social Security numbers, tax IDs, and driver's license numbers as part of payroll and identity verification processes....

Why it matters: Government-issued IDs like Social Security numbers are the primary enabler of identity theft — their compromise can cause lasting financial and legal harm....

Paramount+ shares your personal information — including viewing habits, device data, and behavioral data — with advertising partners, which may legally qualify as a 'sale' or 'sharing' under California law....

Why it matters: This means your data is being used to build advertising profiles and target you with ads, potentially across multiple platforms and services beyond Paramount+....

Paramount+ collects detailed records of every video you watch and may share this information with third parties including advertisers and analytics providers....

Why it matters: The Video Privacy Protection Act (VPPA) restricts the disclosure of video viewing records, and broad sharing of this data with advertisers may expose Paramount+ to liability — and compromises your viewing privacy....

If you are a California resident, you have the right to know what personal data Paramount+ collects, request deletion, correct inaccurate data, and opt out of the sale or sharing of your personal information....

Why it matters: These rights give California residents meaningful control over their personal data, including the ability to stop Paramount+ from selling or sharing their information with advertisers....

Paramount+ uses cookies, pixels, and device identifiers to track your activity across multiple devices and platforms to serve you targeted advertisements....

Why it matters: This means your behavior on Paramount+ — and potentially elsewhere online — is monitored and used to build an advertising profile that follows you across your phone, computer, TV, and other devices....

Strava uses your recorded activity routes to contribute to a publicly visible Global Heatmap that shows where people are exercising around the world....

Why it matters: Even aggregated or 'deidentified' location data has been shown to expose sensitive locations such as military bases or private residences, creating real-world safety and privacy risks....

Strava uses your personal information, including health and location data, to train and improve its AI and machine learning models, both internally and through third-party service providers....

Why it matters: Your sensitive fitness, health, and GPS data may be used indefinitely to improve commercial AI products, which goes beyond the basic purpose of tracking your workouts....

Strava shares your personal data (excluding health data) with advertising partners to serve you targeted ads, both on and off the Strava platform....

Why it matters: Your behavioral, location, and demographic data can be shared with advertisers for targeted marketing, which affects your privacy beyond the Strava app itself....

Strava requires access to your device's precise GPS location for core features to work, and collects your live location data which can be shared with other users via features like Strava Beacon....

Why it matters: Precise, continuous GPS tracking creates a detailed record of where you go and when, which could be used to infer sensitive information about your home, workplace, religious attendance, or medical visits....

Strava may disclose your personal data, including GPS routes and health data, to law enforcement or government agencies when required by law or in response to legal process....

Why it matters: Your detailed location history and health data could be disclosed to police or government bodies without your knowledge, which has significant implications for personal safety and civil liberties....

If you have a dispute with Noom, you must resolve it through private arbitration rather than going to court. You also cannot join a class action lawsuit against Noom....

Why it matters: This strips you of the right to sue Noom in a public court and prevents you from joining other affected consumers in a class action, which is often the only practical way to hold a company accountable for small-dollar harms....

Your Noom subscription automatically renews at the end of each billing period and your payment method is charged again unless you cancel before the renewal date....

Why it matters: Many users are charged unexpectedly when they forget to cancel before the renewal date, and refunds are not guaranteed after billing occurs....

Noom's financial responsibility to you is capped at the total amount you paid to Noom in the six months before the incident that caused harm....

Why it matters: No matter how badly Noom's service harms you — including due to negligence or faulty health advice — the company's maximum financial exposure to you is limited to just six months of subscription fees....

Noom collects personal and health-related data from users as part of the service, governed by its separate Privacy Policy....

Why it matters: Health and wellness data is among the most sensitive personal information, and you should understand what Noom collects, how it is used, and with whom it is shared....

Instead of going to court, you must resolve most legal disputes with Redfin through private arbitration on an individual basis, where an arbitrator (not a judge or jury) decides the outcome....

Why it matters: Arbitration typically favors businesses over consumers — it is private, limits discovery, and the decision is almost always final with very limited ability to appeal....

You agree that you cannot join or start a class action lawsuit against Redfin — every dispute must be handled individually, not as part of a group....

Why it matters: Class actions allow many consumers harmed in the same way to band together, which is often the only practical way to hold a large company accountable for small individual harms that would be too costly to pursue alone....

Redfin's financial responsibility to you for any harm caused is capped, and they are not responsible for indirect losses like lost profits, data loss, or other consequential damages — even if they knew those damages were possible....

Why it matters: If Redfin's platform causes you significant financial harm — for example, through an error in property data that affects a transaction — your ability to recover damages is severely restricted....

If Redfin faces any legal claims or costs because of something you did on the platform, you agree to pay for Redfin's legal defense and any resulting damages....

Why it matters: This means that if a third party sues Redfin because of content you posted or actions you took on the platform, you could be personally financially responsible for Redfin's legal costs and any settlement....

Uber collects your precise GPS location continuously while the driver app is open, including during trips and in some cases when the app is running in the background between trips....

Why it matters: This means Uber has a detailed record of where you go even when you are not actively on a trip, which raises significant privacy concerns about off-duty surveillance....

Uber collects facial images from drivers to verify identity through its Real-Time ID Check feature, which uses automated facial recognition technology to confirm that the person using the app matches the registered account holder....

Why it matters: Biometric data is among the most sensitive personal information and, unlike a password, cannot be changed if compromised. Drivers must submit to this verification to remain active on the platform....