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Uber
· Uber Terms of Use
This provision requires US users to resolve all disputes with Uber through binding individual arbitration administered by the American Arbitration Association rather than through court proceedings. Users retain a 30-day window after first accepting the terms to opt out of this requirement in writing....
Why it matters: This provision establishes that disputes between US users and Uber proceed through AAA arbitration rather than litigation, covering claims arising from both current and prior use of the platform. The opt-out mechanism requires affirmative written action within 30 days of first acceptance, after which the arbitration obligation applies as written....
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Uber
· Uber Terms of Use
This provision prohibits US users from bringing or participating in class action lawsuits or representative proceedings against Uber, and waives the right to a jury trial for all covered disputes. Claims must be brought individually....
Why it matters: This clause, combined with the mandatory arbitration provision, establishes that all US user disputes with Uber must proceed on an individual basis only, precluding class or collective claims. The jury trial waiver applies in addition to the arbitration requirement....
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Uber
· Uber Terms of Use
The agreement limits Uber's liability to exclude indirect, incidental, special, exemplary, punitive, and consequential damages, including lost profits, data loss, personal injury, and property damage, even where Uber has been advised that such damages could occur. This limitation applies to the maximum extent permitted by applicable law....
Why it matters: This provision establishes broad liability limitations for Uber across a wide range of harm categories, including personal injury and property damage. The carve-out for applicable law means enforceability varies by jurisdiction, but as written the clause asserts exclusion of most categories of damages users might seek....
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OpenAI
· OpenAI Enterprise Privacy
The document states OpenAI offers a Data Processing Agreement incorporating EU Standard Contractual Clauses for enterprise and API customers, enabling international transfers of personal data from the EU/EEA to OpenAI's US-based infrastructure....
Why it matters: This provision establishes the mechanism by which EU-based enterprise customers can lawfully transfer personal data to OpenAI for processing. Under GDPR, a valid transfer mechanism is required for any transfer of EU personal data to a third country; the availability of SCCs via an executed DPA is the operative compliance step for EU customers....
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OpenAI
· OpenAI Enterprise Privacy
The document states that OpenAI can execute a Business Associate Agreement with API customers who require HIPAA compliance coverage, enabling use of the API in contexts involving protected health information....
Why it matters: This provision establishes that API-based deployments handling protected health information may be eligible for BAA coverage, which is a prerequisite for using a third-party vendor under HIPAA. The provision specifies API deployments; compliance teams should confirm whether ChatGPT Enterprise or other product tiers are also within scope of the BAA....
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Monitoring
These provisions have changed before.
Monitor includes same-day alerts, structured change summaries, and monitoring for up to 25 platforms.
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Minecraft
· Minecraft Privacy Statement
The policy establishes requirements for parental consent for users under 13 (or the applicable age of digital consent in the user's jurisdiction), consistent with COPPA requirements in the US and equivalent frameworks in the EU and UK. Child accounts are managed through Microsoft Family Safety, which requires parental or guardian authorization....
Why it matters: This provision creates compliance obligations under COPPA (enforced by the FTC), GDPR provisions applicable to children's data, and national implementations of child data protection requirements across the EU. Given Minecraft's demographic profile, this provision is operationally significant for verifying that consent collection and parental authorization mechanisms function as disclosed....
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Meta Ads
· Meta Privacy Policy
The policy states that Meta combines user data across Facebook, Instagram, WhatsApp, Messenger, and Meta Quest, as well as from third-party sites and apps, to build a unified profile used for personalized advertising and product recommendations....
Why it matters: This provision establishes the legal basis and operational scope under which Meta links behavioral, interest, and activity data across its entire product family and external sources, creating a unified advertising profile that encompasses on-platform and off-platform user behavior....
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Meta Ads
· Meta Privacy Policy
The policy states that Meta uses inferred sensitive attributes including religious views, political views, and health information in its advertising systems, describing the use as exclusionary rather than directly targeting on those bases, though the policy acknowledges these attributes inform ad delivery....
Why it matters: This provision discloses that sensitive personal data categories are processed within Meta's advertising infrastructure. The distinction between 'exclusionary' and 'targeting' use of special category data may require evaluation under GDPR Article 9, which restricts processing of such data regardless of the direction of its application in ad delivery....
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Meta Ads
· Meta Privacy Policy
The policy states that Meta receives behavioral and transaction data from third-party data providers and from partner websites and apps through Meta's business tools such as Meta Pixel and Conversions API, and that Meta requires partners to have a lawful basis for sharing that data....
Why it matters: This provision establishes that Meta's data collection extends beyond its own products to include off-platform browsing, purchase, and behavioral data sourced from third parties, which is incorporated into user profiles used for advertising and personalization across Meta's services....
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Meta Ads
· Meta Privacy Policy
The policy states that Meta shares user data with advertisers, measurement partners, and analytics companies to support ad targeting, campaign measurement, and reporting, and that advertisers may also supply additional user identifiers to Meta for audience matching and targeting purposes....
Why it matters: This provision establishes a bidirectional data flow in which Meta both shares user data with advertising partners and receives supplemental user data from those partners for audience matching, creating a data exchange that informs ad targeting and campaign performance measurement....
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RapidAPI
· RapidAPI Terms of Use
The agreement authorizes RapidAPI to suspend or terminate user accounts for violations of acceptable use policies or other term breaches, which may interrupt access to API subscriptions and marketplace features without a defined cure period....
Why it matters: This provision establishes that platform access, including active API subscriptions and integrations brokered through the marketplace, can be interrupted by RapidAPI at its discretion upon a determination of policy violation, creating operational dependency risk for production systems....
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Acorns
· Acorns Privacy Policy
The policy states that Acorns collects financial account numbers, investment account data, transaction history, government-issued identification numbers including Social Security numbers, and standard contact identifiers from users who engage with its services....
Why it matters: This provision establishes the scope of sensitive financial and identity data Acorns collects as a condition of platform use, encompassing data categories that are subject to heightened regulatory obligations under GLBA and that carry elevated risk in the event of unauthorized access or disclosure....
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Acorns
· Acorns Privacy Policy
The policy authorizes sharing of user personal information with service providers, business partners, advertising partners, and analytics providers, with advertising partners specifically described as receiving information to deliver targeted advertisements....
Why it matters: This provision authorizes disclosure of personal information, which may include financial account data, device identifiers, and behavioral data, to advertising partners for targeted advertising purposes, a practice that may constitute sale or sharing under CCPA and that engages GLBA's restrictions on sharing nonpublic personal information with nonaffiliated third parties....
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Sony PlayStation
· PlayStation Terms of Service
Section 14 requires that disputes between users and SIE be resolved through binding individual arbitration administered by AAA or NAM, rather than through court proceedings. Users waive the right to participate in class action lawsuits, and a 30-day written opt-out window applies from the date of first acceptance....
Why it matters: This provision requires all US users to resolve disputes with SIE individually through arbitration, precluding class action participation absent timely written opt-out. The delegation clause assigns threshold arbitrability questions to the arbitrator, which may affect users' ability to challenge the scope of the arbitration agreement in court....
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Sony PlayStation
· PlayStation Terms of Service
The agreement states that violations of the Terms may result in temporary or permanent suspension of the user's account and console, and that users may lose or have restricted access to content associated with those accounts, including digital purchases....
Why it matters: This provision asserts SIE's authority to suspend or permanently terminate both account and console access, with the consequence that users may lose access to previously purchased digital content. The scope of content access loss upon suspension is operationally significant given the digital-goods nature of PlayStation Store purchases....
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LinkedIn
· LinkedIn Ads Agreement
The agreement requires US-based advertisers to resolve disputes with LinkedIn through binding individual arbitration rather than court proceedings, and includes a waiver of class action participation. The full terms of the arbitration clause are contained in Section 11 of the agreement....
Why it matters: This provision requires US-based advertisers to resolve disputes with LinkedIn through individual arbitration rather than litigation, and precludes participation in class actions. The clause is prominently disclosed in the agreement preamble and governs the dispute resolution mechanism available to a significant portion of LinkedIn's advertiser base....
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LinkedIn
· LinkedIn Ads Agreement
All fees paid to LinkedIn for ad services are non-refundable, and advertisers must submit written fee disputes within 90 days of the disputed activity or permanently waive the right to dispute. If LinkedIn agrees to adjust disputed fees, the remedy is a non-transferable ad services credit at LinkedIn's sole discretion, not a monetary refund....
Why it matters: This provision establishes that LinkedIn's tracking mechanisms are the sole basis for fee calculation, that all payments are non-refundable, and that the only available remedy for disputed fees is an ad services credit issued at LinkedIn's discretion. The 90-day written dispute deadline, combined with the credit-only remedy, creates specific billing compliance obligations for advertisers managing campaign spend across multiple periods....
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LinkedIn
· LinkedIn Ads Agreement
The agreement states that LinkedIn is not liable for fees charged as a result of bot activity, click fraud, fraudulent leads, or other invalid activity, and has no obligation to notify advertisers when such activity occurs. The sole remedy for fees affected by invalid activity or technological issues is a claim for non-transferable ad services credit submitted within 90 days....
Why it matters: This provision establishes that advertisers bear the financial risk of fees generated by invalid activity and that LinkedIn's liability for technological issues is limited to issuing ad credits at its discretion. The provision also confirms that LinkedIn has no contractual obligation to proactively notify advertisers of detected invalid activity....
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LinkedIn
· LinkedIn Ads Agreement
Advertisers are prohibited from targeting ads based on sensitive data and from transferring to LinkedIn any data collected from children under 16 or constituting sensitive data, including through installation of the LinkedIn Insight Tag on pages collecting medical or financial information. Re-identification of anonymized ad services data without explicit individual opt-in consent is also prohibited....
Why it matters: This provision establishes specific restrictions on data transferred to LinkedIn through the Insight Tag and ad targeting systems, including a categorical prohibition on sensitive data targeting and child data transfers. LinkedIn reserves the right to check advertiser compliance with these restrictions from time to time....
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AWS Bedrock
· AWS Service Terms
The terms place full legal responsibility on the customer for all use of Amazon Bedrock and for the content generated by models accessed through the service, including compliance with applicable law and the AWS Acceptable Use Policy. AWS does not assume responsibility for the lawfulness of customer-directed AI outputs....
Why it matters: This provision establishes that customers bear the legal compliance burden for AI-generated content and outputs, which is operationally significant for organizations deploying Bedrock in content generation, automated decision-making, or consumer-facing applications where output accuracy, bias, or legality may be contested....
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AWS Bedrock
· AWS Service Terms
The terms prohibit use of Bedrock to generate content that infringes third-party intellectual property rights and place responsibility on customers for ensuring generated content complies with intellectual property law. AWS does not warrant that model outputs are free of intellectual property issues....
Why it matters: This provision allocates intellectual property compliance risk entirely to the customer for all content generated through Bedrock, including potential copyright infringement claims arising from model outputs, which is operationally significant for organizations using Bedrock in commercial content generation workflows....
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ElevenLabs
· ElevenLabs Usage Policy
The policy prohibits using ElevenLabs tools to replicate the voice of a real, identifiable person without that person's consent, and prohibits generating audio that places false statements in a real person's voice....
Why it matters: This provision establishes a consent requirement for voice cloning that interacts directly with biometric privacy statutes in multiple US states and with GDPR consent and data processing obligations in the EU; enterprise users building products on top of the ElevenLabs API must assess whether their own consent collection mechanisms satisfy both ElevenLabs' policy requirements and applicable law....
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ElevenLabs
· ElevenLabs Usage Policy
The policy prohibits generating AI voice content intended to deceive voters or misrepresent candidates, officials, or electoral processes, addressing synthetic media use in political contexts....
Why it matters: This provision directly engages an active legislative landscape of state-level synthetic media election laws, including statutes in California, Texas, Minnesota, and other jurisdictions that impose disclosure requirements or outright prohibitions on AI-generated political content; compliance obligations vary materially by state and by proximity to an election cycle....
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ElevenLabs
· ElevenLabs Usage Policy
The policy places full legal compliance responsibility on users for any content generated through the platform, including compliance with intellectual property, privacy, defamation, and consumer protection laws in their applicable jurisdiction....
Why it matters: This provision allocates downstream legal liability to users rather than ElevenLabs for content generated using its tools, which has significant implications for enterprise API customers who may face exposure under laws governing synthetic media disclosure, biometric privacy, copyright, and defamation in jurisdictions where they operate or distribute content....
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ElevenLabs
· ElevenLabs Usage Policy
The policy categorically prohibits using ElevenLabs tools to generate any voice content that sexually exploits minors or constitutes or resembles child sexual abuse material....
Why it matters: This provision reflects categorical legal prohibitions under federal and state law; its inclusion as an explicit acceptable use restriction establishes a compliance baseline but does not change underlying legal obligations, which apply regardless of platform policy....
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ElevenLabs
· ElevenLabs Usage Policy
The policy prohibits using ElevenLabs to impersonate individuals or entities, generate content for fraudulent purposes, or use synthetic voice to circumvent identity verification systems....
Why it matters: This provision directly addresses voice-based fraud scenarios including vishing, synthetic identity fraud, and circumvention of voice-based authentication systems, all of which are active enforcement priorities for the FTC and state attorneys general and are subject to federal wire fraud statutes....
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Roblox
· Roblox Privacy and Cookie Policy
The policy establishes a three-tier advertising structure: users under 13 receive no personalized advertising; users aged 13-17 may receive some additional features but not personalized ads; personalized advertising is not enabled until age 18....
Why it matters: This provision establishes age-gated advertising eligibility thresholds that govern how the platform serves advertisements across its user base, creating distinct operational obligations for ad delivery systems and age verification processes. The provision's restriction of personalized advertising to users 18 and older sets a higher threshold than COPPA's 13-year floor and interacts with both COPPA and emerging state children's digital privacy laws....
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Roblox
· Roblox Privacy and Cookie Policy
The policy states that Roblox may collect facial images, including selfies, to estimate user age, and that such images are deleted once the age assurance process is complete. A separate Roblox Facial Media Capture Policy governs additional details of this practice....
Why it matters: This provision authorizes collection of facial images for age estimation purposes, which may trigger obligations under state biometric privacy statutes including Illinois BIPA and Texas CUBI, depending on whether facial geometry data is derived from the images during processing. The stated deletion upon process completion is relevant to retention obligations under those frameworks, but does not necessarily resolve all consent or notice requirements....
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Perplexity AI
· Perplexity Acceptable Use Policy
The policy prohibits using the Perplexity platform to generate CSAM or detailed sexual content involving minors, with no stated exceptions....
Why it matters: This provision establishes an absolute use restriction applicable to all users and directly implicates COPPA, federal CSAM statutes, and international child protection frameworks. Violation would expose users to both platform termination and potential criminal liability independent of the AUP....
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Perplexity AI
· Perplexity Privacy Policy
The policy states that user-submitted queries and conversation content may be used to train and improve Perplexity's AI models, with an opt-out available through account settings....
Why it matters: This provision establishes that conversational input submitted by users during ordinary platform use may be incorporated into AI model training workflows. The opt-out mechanism's operational scope, accessibility, and technical implementation are material to compliance under GDPR and CCPA, particularly regarding whether opt-out requests are honored prospectively or also retroactively....
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Perplexity AI
· Perplexity Privacy Policy
The policy authorizes sharing of user identifiers, device information, and inferred interest data with third-party advertising and analytics partners for ad delivery, measurement, and service improvement purposes....
Why it matters: This provision establishes data flows to third-party advertising and analytics partners, which under CCPA/CPRA may constitute a sale or sharing of personal information for cross-context behavioral advertising, triggering opt-out rights. Under GDPR, such sharing may require explicit consent or a documented legitimate interest basis....
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Perplexity AI
· Perplexity AI Privacy Policy
The policy authorizes Perplexity to share user query content and conversation history with external AI model providers in order to generate responses. These third-party providers may process the submitted content under their own terms....
Why it matters: This provision establishes that sensitive user query content and conversation history are transmitted to third-party organizations beyond Perplexity, creating a data sharing chain that extends Perplexity's privacy obligations into downstream provider relationships. Compliance teams should assess whether adequate data processing agreements govern these transfers and whether the processing basis is sufficient under applicable law....
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Perplexity AI
· Perplexity AI Privacy Policy
The policy states that user queries and received responses may be used to train and improve Perplexity's AI models, with an opt-out available through privacy settings or by emailing privacy@perplexity.ai. The default position is that this use applies unless the user actively opts out....
Why it matters: This provision establishes an opt-out default for use of personal interaction data in AI model training, meaning training use proceeds unless users take affirmative action. For EU/EEA users, the adequacy of an opt-out mechanism as opposed to opt-in consent for this processing purpose may require evaluation against GDPR requirements depending on the processing basis asserted....
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Perplexity AI
· Perplexity AI Privacy Policy
The policy states that when users engage voice-enabled features, Perplexity may collect audio recordings of voice queries for the purpose of processing requests. The policy does not specify a distinct retention period for voice audio data....
Why it matters: Voice audio data is a distinct and sensitive category of biometric-adjacent personal data in several jurisdictions. This provision creates compliance obligations under Illinois BIPA for voiceprint data, and may engage additional requirements in Texas and Washington, as well as heightened scrutiny under GDPR as a special category if biometric processing is involved....
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Perplexity AI
· Perplexity Enterprise Terms
The agreement addresses how Perplexity processes data submitted by enterprise customers and their authorized users through the platform, including any rights Perplexity holds to use query data, conversation data, or other submitted content for service operation or improvement....
Why it matters: This provision governs the scope of Perplexity's rights to use enterprise-submitted data, which is a primary compliance consideration for organizations deploying AI platforms that process employee queries, customer information, or proprietary business data....
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SoFi
· SoFi Privacy Notice
If a user navigates away from the page, closes the tab, or switches applications without interacting with the cookie consent banner, and has not enabled Global Privacy Control in their browser, the site automatically opts the user into all cookie categories via OneTrust's AllowAll function....
Why it matters: This provision establishes a passive consent mechanism that triggers full cookie opt-in upon page abandonment for users who have not explicitly engaged with the consent banner, which may require evaluation under CCPA and CPRA requirements for opt-out of sale and sharing of personal information for California residents....
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Ancestry
· Ancestry Terms and Conditions
When users upload content such as family trees, photos, stories, or documents, they grant Ancestry a worldwide, perpetual, irrevocable, sublicensable license to use, reproduce, modify, and distribute that content in connection with Ancestry's services....
Why it matters: This provision asserts ongoing license rights over user-submitted genealogical content that survive account closure and persist indefinitely; the sublicensable and transferable nature of the license means Ancestry may authorize third parties to use content submitted by users....
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Ancestry
· Ancestry Terms and Conditions
The agreement requires that all disputes between users and Ancestry be resolved through binding individual arbitration, and users waive the ability to participate in class actions, class arbitrations, or consolidated proceedings....
Why it matters: This provision requires individual arbitration for all disputes arising from the terms or use of Ancestry's services, and the class action waiver prevents users from joining group proceedings against Ancestry; users retain a 30-day opt-out window from the date of first acceptance....
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Ancestry
· Ancestry Terms and Conditions
Users who submit DNA samples grant Ancestry a worldwide, sublicensable, transferable license to use their genetic information to provide and improve Ancestry's DNA and other products and services....
Why it matters: This provision asserts a sublicensable and transferable license over genetic information submitted by users, which is among the most sensitive categories of personal data under multiple regulatory frameworks including GIPA, GINA, and GDPR special category data provisions....
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Uber
· Uber Privacy Notice
The policy states that Uber collects facial verification and biometric data from users in jurisdictions where applicable law permits or requires it, using facial recognition technology for identity verification purposes including its Real-Time ID Check feature....
Why it matters: This provision authorizes collection of biometric identifiers, a category of sensitive personal data subject to specific statutory requirements in Illinois, Texas, Washington, and other jurisdictions, with distinct consent, retention, and destruction obligations that may exceed what a general privacy policy disclosure satisfies....
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DeepL
· DeepL Privacy Policy
The policy states that translation inputs submitted by free-tier users may be used to train and improve DeepL's AI systems, while paid subscribers' inputs are deleted after translation and not used for training....
Why it matters: This provision establishes a material operational distinction between free and paid service tiers with respect to how submitted text and document content is processed beyond the immediate translation request. Organizations and individuals transmitting sensitive, confidential, or proprietary content through the free service tier should be aware that the policy authorizes this training use....
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Minecraft
· Minecraft Usage Guidelines
The document instructs server operators to comply with applicable laws protecting children online when operating servers accessible to the public or unknown users....
Why it matters: This provision establishes a compliance obligation for server operators to adhere to child protection laws, but does not specify a verification, age-gating, or parental consent mechanism. Under this clause, the compliance burden is placed on the server operator, not on Mojang....
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Meta
· Meta Special Ad Category Requirements
Advertisers whose campaigns relate to credit, employment, housing, social issues, elections, or politics are required to self-identify and select the applicable Special Ad Category before creating a campaign in Meta Ads Manager....
Why it matters: This provision places a compliance obligation directly on the advertiser to correctly classify campaigns prior to submission. Failure to apply the required category designation may result in ad disapproval or account-level enforcement, affecting campaign continuity and operational access to Meta's advertising infrastructure....
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Meta
· Meta Special Ad Category Requirements
The Housing Special Ad Category applies to ads promoting the sale or rental of residential property, homeowners insurance, mortgage insurance, mortgage loans, housing repair services, and home equity or appraisal services, and requires advertisers in these areas to apply the designation before campaign creation....
Why it matters: This provision operationally defines the scope of the Housing Special Ad Category, establishing which product and service types trigger the mandatory designation and associated targeting restrictions. Real estate, mortgage, insurance, and home services advertisers must evaluate whether their campaigns fall within this definition to maintain compliance with both Meta's policy and applicable fair housing law....
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Meta
· Meta Special Ad Category Requirements
The Credit Special Ad Category applies to ads promoting credit card offers, auto loans, personal and business loan services, mortgage loans, and long-term financing, requiring advertisers in these areas to apply the designation and accept associated targeting restrictions....
Why it matters: This provision defines the scope of the Credit Special Ad Category, establishing that a broad range of consumer and commercial lending products trigger the mandatory designation. Financial services advertisers must assess whether their specific product types fall within this definition to maintain compliance with both Meta's policy and the Equal Credit Opportunity Act....
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Gumroad
· Gumroad Terms of Service
The agreement requires disputes between users and Gumroad to be resolved through binding individual arbitration rather than court proceedings, and waives participation in class action lawsuits and jury trials. Users may opt out of this arbitration requirement by submitting written notice within 30 days of first agreeing to the terms....
Why it matters: This provision requires all disputes to proceed through individual binding arbitration under California law and the Federal Arbitration Act, precluding class or representative actions and jury trials absent a timely opt-out. The 30-day opt-out window creates a time-sensitive procedural obligation for users who wish to preserve access to court-based dispute resolution....
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Gumroad
· Gumroad Terms of Service
Suppliers provide a suggested retail price for their products, but the agreement states that Gumroad reserves the right as merchant of record to set the final price at which products are offered to Buyers through the Services. The Supplier's suggested price is not binding on Gumroad....
Why it matters: This provision grants Gumroad unilateral authority to override a Supplier's suggested retail price when reselling the Supplier's digital products, which directly affects the revenue base from which the Gumroad Fee is deducted and the resulting Supplier Fee is calculated. Suppliers operating on the platform as a primary sales channel should account for this pricing authority in their revenue projections....
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Gumroad
· Gumroad Terms of Service
The agreement authorizes Gumroad to withhold or reduce Supplier payouts by offsetting amounts it determines are owed or reasonably likely to become owed to Gumroad under the Terms of Service, in addition to reserving the right to change the payout settlement schedule at its discretion....
Why it matters: This provision authorizes Gumroad to offset Supplier payouts not only for confirmed obligations but also for amounts it determines are 'reasonably likely to become due,' which creates a forward-looking withholding mechanism without specifying defined triggers, caps, or notice requirements. The settlement schedule is also subject to unilateral change by Gumroad....
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Gumroad
· Gumroad Terms of Service
The agreement reserves Gumroad's right to request identity verification information from both Buyers and Suppliers, including Social Security Numbers, bank account details, government-issued identification, and taxpayer identification numbers, for anti-fraud, anti-money laundering, and trade sanctions compliance purposes....
Why it matters: This provision authorizes collection of highly sensitive personal and financial data categories, including Social Security Numbers and bank account information, from both Suppliers and Buyers. The data collection is positioned as discretionary rather than universal, but the categories listed represent the most sensitive class of personal identifiers under US and international privacy frameworks....
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Kajabi
· Kajabi Terms of Use
The agreement requires that nearly all disputes between users and Kajabi be resolved through individual binding arbitration rather than court proceedings, and waives the right to bring or participate in class-action lawsuits or class-wide arbitration. Certain dispute types are excluded from this requirement as described in Section 15....
Why it matters: This provision requires that disputes proceed through individual binding arbitration and establishes a contractual waiver of class-action participation, which channels dispute resolution away from court proceedings and consolidates claims into individual arbitration under the rules and forum specified in Section 15....