Captured before automated identity checks (Oct 14, 2026): accurate as of its capture on Oct 1, 2026; our capture on Oct 17, 2026 found the same text, but its identity was not checked by them.
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Companies change their terms without announcing it. We capture governance documents, compare each new version with the last, and publish what changed, with the source text behind it. One email a week on what we found and what we could not reach.
This page describes what the document states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability may vary by jurisdiction. Methodology
“Any artificial-intelligence generated content that meets the above criteria”
“Adult services, including prostitution, escorts, pay-per-view, sexual massages, fetish services, mail-order brides, and adult live-chat features”
“If we do provide approval, note that the approval is specific to each service offer, and it may be modified or revoked by Stripe at any time per the terms of the Stripe Services Agreement.”
“Consumer use of Stripe Issuing is when an Issuing card is created to fully or partially enable payments for personal, family, or household use, including: Providing a payment method loaded with or that accesses consumer funds...”
“Use of Stripe's services for any dealings, engagement, or sale of goods or services either directly or indirectly with...persons located in, resident in, or a citizen of...Cuba, Iran, North Korea, and Syria, and the Crimea, Donetsk, and Luhansk regions”
“Persons Stripe has determined...to be prohibited, such as those individuals or entities named to a restricted person or party list of...the United States, United Kingdom, European Union, or United Nations, including...US Office of Foreign Assets Control or the Denied Persons List or Entity List”
This document is Stripe's list of businesses and activities it will not support as a payment processor. If your business falls into a prohibited category—such as adult services, gambling, or dealings with sanctioned countries—you cannot use Stripe. Even if Stripe has approved your business, that approval applies only to the specific service offer reviewed and can be taken away at any time.
Stripe's Restricted Businesses List establishes the categories of businesses, activities, and transactions that Stripe prohibits or restricts across its payment and issuing products. It bars a defined set of high-risk or legally sensitive business types—including adult services (explicitly extended to AI-generated content), gambling and games of chance, and transactions involving sanctioned jurisdictions and restricted parties—from using Stripe's services entirely. It further imposes affirmative obligations on all users, including geographic consistency between a business's physical location, registration jurisdiction, and beneficial ownership address, and accurate disclosure of business identity, merchant relationships, and product types at application and throughout the relationship. Stripe retains the authority to modify or revoke any approval it grants on a per-offer basis at any time under the Stripe Services Agreement, and reserves discretion to determine which persons or entities qualify as prohibited parties beyond the enumerated sanctions lists. Stripe Issuing is restricted to business use cases, with automatic account closure triggered by 12 consecutive months of inactivity across all associated cards.
As an individual user, this document means that if you operate a business or use Stripe Issuing, you must accurately disclose your identity, your business type, and the products or services you process payments for—any false or misleading information at any stage is prohibited. If you hold a Stripe Issuing account, all cards on that account must show activity at least once every 12 consecutive months or Stripe will automatically close the account. If Stripe sets a deadline for you to comply with its requirements, missing that deadline may result in your account being closed.
Which mapped governance frameworks each document engages, tied to the specific provisions that engage them.
We withheld clauses we had published from this document. Each withholding is recorded in our correction log:
“Adult services, including prostitution, escorts, pay-per-view, sexual massages, fetish services, mail-order brides, and adult live-chat features”
“Any artificial-intelligence generated content that meets the above criteria”
“If we do provide approval, note that the approval is specific to each service offer, and it may be modified or revoked by Stripe at any time per the terms of the Stripe Services Agreement.”
“Consumer use of Stripe Issuing is when an Issuing card is created to fully or partially enable payments for personal, family, or household use, including: Providing a payment method loaded with or that accesses consumer funds...”
“Use of Stripe's services for any dealings, engagement, or sale of goods or services either directly or indirectly with...persons located in, resident in, or a citizen of...Cuba, Iran, North Korea, and Syria, and the Crimea, Donetsk, and Luhansk regions”
“Persons Stripe has determined...to be prohibited, such as those individuals or entities named to a restricted person or party list of...the United States, United Kingdom, European Union, or United Nations, including...US Office of Foreign Assets Control or the Denied Persons …”
“Use of Stripe products with false, manipulated, inaccurate, or misleading information regarding your identity, business entity, the nature of the business, and any other information requested by Stripe”
“Games of chance including gambling, internet gambling, casino games, sweepstakes and contests, and fantasy sports leagues with a monetary or material prize”
“If there is inactivity on all cards associated with an account for a period of 12 consecutive months, Stripe automatically closes your Issuing account.”
“Stripe requires that the physical location of your business, its jurisdiction of registration, and the physical address of at least one of your beneficial owners all match.”
“Failure to comply within the requested time frames might result in the closure of your Stripe account.”
“Use of Stripe products to facilitate transactions on behalf of another undisclosed merchant or for products or services that weren't disclosed in the business's Stripe account application”
Every distinct legal provision identified in this document. Featured provisions appear above with analysis.
We have not recorded a change to this document since we began capturing it. Monitor includes alerts from a daily check, structured change summaries, and monitoring for up to 20 platforms.
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Governance Monitoring
Structured alerts for policy changes, governance events, and provision updates across 343 platforms.