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This page describes what the document states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability may vary by jurisdiction. Methodology
11Total
8High severity
3Medium severity
0Low severity
Key Facts
Does Stripe prohibit users from causing harm to Stripe or others through the End User Services?
Stripe prohibits users from causing harm to Stripe or others through the End User Services.
Does Stripe prohibit users from using the End User Services for a commercial or business purpose?
Stripe prohibits users from using the End User Services for a commercial or business purpose or in any way other than the user's own personal purposes.
Does Stripe prohibit users from decompiling, extracting source code from, or reverse engineering the End User Services?
Stripe prohibits users from decompiling, extracting source code from, or reverse engineering the End User Services.
Does Stripe prohibit users from facilitating illegal or harmful activity through the End User Services?
Stripe prohibits users from facilitating illegal or harmful activity through the End User Services.
Does Stripe prohibit users from transferring or moving software, technology, or services in a way that law does not permit?
Stripe prohibits users from transferring or moving software, technology, or services—including Stripe's software or encryption software—to or from any country in a way that law does not permit.
What does Stripe restrict the End User Services to?
Stripe restricts the End User Services to the user's personal use only.
Does Stripe prohibit users from using the End User Services in a way that violates prohibitions that relevant sanctions authorities impose?
Stripe prohibits users from using the End User Services in a way that violates prohibitions that relevant sanctions authorities impose.
Does Stripe require users not to engage in prohibited conduct?
Stripe requires users not to engage in prohibited conduct and not to allow others to engage in prohibited conduct.
Does Stripe require users not to allow others to engage in prohibited conduct?
Stripe requires users not to engage in prohibited conduct and not to allow others to engage in prohibited conduct.
Does Stripe prohibit users from working around any technical limitations of the End User Services?
Stripe prohibits users from working around any technical limitations of the End User Services or enabling functionality that is disabled or prohibited.
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Stripe's Acceptable Use Policy sets out what you can and cannot do with the End User Services. You may only use them for your own personal purposes—no business or commercial use is permitted. You are also responsible for making sure no one else uses the services improperly through your access, and you cannot attempt to reverse-engineer, copy, or build products from the services.
Analysis
Stripe's Acceptable Use Policy establishes the conditions under which users may access the End User Services, confining all permitted use strictly to individual personal purposes and prohibiting commercial, business, or any non-personal use. Users are prohibited from causing harm to Stripe or any other person, facilitating illegal or harmful activity, decompiling or reverse engineering the services, circumventing technical limitations, or enabling disabled functionality. The policy extends user responsibility to third parties by requiring users to prevent others from engaging in prohibited conduct through the services. Additional restrictions bar users from creating derivative content, products, or services from any part of the End User Services, reproducing Stripe's trademarks except as law expressly permits, and transferring software or technology—including encryption software—across borders in violation of applicable law or in contravention of prohibitions imposed by relevant sanctions authorities.
What this means for you
As an individual user, this policy limits your use of the End User Services strictly to personal purposes, meaning any commercial activity—however small—falls outside what is permitted. You are responsible not only for your own actions but also for any prohibited conduct by others that you allow through the services. You may not attempt to work around technical restrictions, extract source code, or use any part of the services to create content, products, or services. You are also bound by applicable sanctions prohibitions, which can vary based on which sanctions authorities are deemed relevant to your circumstances.
Institutional Analysis
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Which mapped governance frameworks each document engages, tied to the specific provisions that engage them.
The restriction covers both explicitly commercial or business use and any non-personal use, creating a broad limitation that confines permitted use to the individual user's personal purposes only.
Added July 9, 2026StandardSeen across 282 platforms
The prohibition covers three distinct technical methods of accessing underlying code or structure, broadly blocking users from attempting to understand or reconstruct the End User Services at a technical level.
Added July 9, 2026StandardSeen across 282 platforms
The prohibition covers facilitation—not only direct conduct—meaning a user who enables or assists illegal or harmful activity through the End User Services also violates the policy.
Added July 9, 2026StandardSeen across 245 platforms
The prohibition tracks applicable law on cross-border technology transfer and explicitly names encryption software, a category subject to export controls in many jurisdictions.
Added July 9, 2026StandardSeen across 183 platforms
The personal-use-only restriction establishes the outer boundary of permitted use, confining all lawful use of the End User Services to individual personal purposes.
Added May 21, 2026StandardSeen across 282 platforms
The prohibition ties permitted use directly to external sanctions regimes, meaning the scope of what is forbidden can vary based on which sanctions authorities are deemed relevant and what they prohibit.
Added July 9, 2026StandardSeen across 183 platforms
The dual obligation makes users responsible not only for their own conduct but also for third-party conduct they permit, extending user liability beyond their own direct actions.
Added July 9, 2026StandardSeen across 282 platforms
The prohibition covers both circumventing restrictions and activating blocked features, meaning any technical workaround—however minor—falls within the banned conduct.
Added July 9, 2026StandardSeen across 282 platforms
The prohibition extends to any part of the End User Services and covers all three output categories—content, products, and services—broadly restricting derivative creation.
Added July 9, 2026StandardSeen across 257 platforms
The prohibition covers both use and reproduction of any part of the End User Services, and it explicitly includes trademarks, with the only exception being what law expressly allows—a narrow carve-out.
Added July 9, 2026StandardSeen across 257 platforms
Complete Provision Index
Every distinct legal provision identified in this document. Featured provisions appear above with analysis.