Stripe Acceptable Use Policy

This document is Stripe's Acceptable Use Policy governing end users of Stripe's End User Services, establishing behavioral and technical restrictions as a condition of access to those services. The policy states that End User Services are restricted to personal use only and prohibits users from facilitating illegal or harmful activity, using services for commercial or business purposes, violating sanctions requirements, creating derivative content or products from the services, reproducing trademarks, circumventing technical limitations, decompiling or reverse engineering the software, and transferring software or encryption technology across borders in violation of applicable law. The explicit prohibition on any commercial or business use is operationally notable, as it restricts the End User Services to purely personal contexts, which may affect users who operate in hybrid personal-business capacities; the document does not define 'End User Services' within the visible text, which creates some ambiguity about precise scope. The sanctions compliance obligation and the export control restriction on software and encryption technology engage U.S. Office of Foreign Assets Control (OFAC) regulations, U.S. Export Administration Regulations (EAR), and potentially equivalent frameworks in other jurisdictions where Stripe operates. Compliance teams should note that the policy's breadth across jurisdictions may require evaluation under local consumer protection frameworks, including EU consumer rights directives and UK Consumer Rights Act provisions, particularly regarding the enforceability of broadly stated prohibitions against non-lawyer-readable terms.