2 Documents
14 All provisions 4 High severity 7 Medium severity 3 Low severity
0 Changes · 12 mo
Last change

High — provisions that significantly limit your legal rights, authorize broad data collection, or create material financial exposure. Medium — provisions worth knowing about but with partial protections or limited scope. Low — standard terms with minimal consumer impact.

Governance Coverage
Data Usage
4 provisions · 3 high · 1 med
Cross Border
2 provisions · 2 med
Data Retention
2 provisions · 1 med
Acceptable Use
2 provisions · 1 high · 1 med
Liability Limitation
2 provisions · 2 high
Data Sharing
2 provisions · 2 high
Ai Automated
1 provision · 1 med
Payment Fees
1 provision · 1 med
Privacy Rights
1 provision · 1 med
Legal Jurisdiction
1 provision · 1 med
Quick Facts
AI Training: Disclosed
Data Retention: Specified
Key Governance Provisions
High Data Sharing with Fraud Prevention and Credit Reference Agencies

Sharing data with credit reference agencies can have lasting effects on an individual's credit profile and ability to access financial products, and the individual may not be directly aware this shar…

High Rolling Reserve and Funds Withholding

Rolling reserves directly affect merchant cash flow by withholding a portion of settlement funds for an extended period, which can create working capital challenges particularly for high-volume or hi…

High Data Processing and Payment Card Data Handling

As a payment processor handling card data, Checkout.com's data practices directly affect how sensitive financial information belonging to end customers is stored, processed, and protected.

High Account Suspension and Termination Rights

Account suspension without adequate notice can leave merchants unable to process payments or access settled funds, creating significant business continuity risk.

High Third-Party Sharing Including Financial Crime Agencies

Sharing data with fraud prevention agencies can have lasting negative consequences — data recorded there may be used by banks and financial institutions to decline applications, often without the con…

Document Coverage
Privacypolicy Termsofservice
Last change detected: Changes (12 months): 0 Documents monitored: 2 Provisions tracked: 14
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Documents

Checkout.com Privacy

Medium

This is Checkout.com's privacy policy explaining how it handles personal data collected from merchants, cardholders whose payments Checkout.com processes, and visitors to its website. The most important thing for individuals …

Last updated May 5, 2026 · Privacy policy
8 provisions 1 version captured Version history →

Checkout.com Terms

Medium

This is the legal terms and policies hub for Checkout.com, a global payment processing company used by businesses to accept and send payments online. The most important thing to know …

Last updated May 5, 2026 · Terms of service
6 provisions 1 version captured Version history →

Checkout.com has changed 0 times in the past year.

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Medium Severity Provisions (5)

View all high severity provisions → Compare Checkout.com with other platforms →

Applicable Regulations

CCPA/CPRA
California, USA
View official text ↗
CFAA
United States Federal
View official text ↗
Connecticut Data Privacy Act Amendments
US-CT
View official text ↗
EFTA / Reg E
United States Federal
View official text ↗
ePrivacy Directive
European Union
View official text ↗
FCRA
United States Federal
View official text ↗
FTC Act Section 5
United States Federal
View official text ↗
GDPR
European Union
View official text ↗
GLBA
United States Federal
View official text ↗
Indiana Consumer Data Protection Act
US-IN
View official text ↗
Kentucky Consumer Data Protection Act
US-KY
View official text ↗
Universal Opt-Out Mechanism Expansion 2026
US
View official text ↗

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Frequently Asked Questions

What Checkout.com documents does ConductAtlas track?

ConductAtlas tracks 2 Checkout.com documents including terms of service, privacy policy, and other governance documents. Every document is captured daily with cryptographic verification.

How many policy changes has Checkout.com made in the past year?

Checkout.com has made 0 policy changes in the past 12 months across the documents ConductAtlas tracks.

How many provisions has ConductAtlas classified for Checkout.com?

ConductAtlas has classified 14 provisions across Checkout.com's tracked documents. 4 are rated high severity, 7 medium, and 3 low.

Can I get alerts when Checkout.com changes their policies?

Yes. Watcher subscribers ($9.99/month) can add Checkout.com to their watchlist and receive same-day email alerts whenever any tracked document changes.