6 Total
3 High severity
3 Medium severity
0 Low severity
Summary

This is the legal terms and policies hub for Checkout.com, a global payment processing company used by businesses to accept and send payments online. The most important thing to know is that Checkout.com processes sensitive payment card and financial transaction data on behalf of merchants, meaning any business using the platform is subject to its merchant agreement terms, which govern how funds are held, when accounts can be suspended, and what happens in disputes. If your business uses Checkout.com, you should review the specific merchant agreement and data processing terms linked from this page, paying particular attention to account suspension rights and chargeback liability provisions.

Technical / Legal Breakdown

This page governs the legal terms, conditions, and privacy policies applicable to Checkout.com's payment processing services, operating under the legal framework established by Checkout.com Limited and its regulated subsidiaries across multiple jurisdictions. The terms authorize Checkout.com to process payment data, set merchant obligations around compliance, prohibited activities, and data handling, and reserve broad rights to suspend or terminate accounts at its discretion. Notably, the document is a navigational hub page rather than a complete terms-of-service instrument; the HTML provided is primarily a product and navigation interface with only partial policy content rendered, meaning full clause-level analysis is constrained by the truncated document content. As a regulated payment services provider, Checkout.com engages with frameworks including PCI DSS, GDPR, PSD2 (in the EU and UK), the UK Payment Services Regulations, and anti-money laundering directives across its operating jurisdictions; the precise regulatory obligations applicable to any given user depend heavily on their location and service tier. Material compliance considerations include the cross-border nature of the service, the handling of sensitive payment card data subject to PCI DSS, and the applicability of consumer financial protection regimes in the US, EU, and UK.

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High — 3 provisions
Medium — 3 provisions

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Checkout.com has updated this document before.

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Mapped Governance Frameworks

CFAA
United States Federal
View official text ↗
FTC Act Section 5
United States Federal
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Archival ProvenanceSource & Archival Record
Last Captured May 5, 2026 06:35 UTC
Capture Method Automated scheduled archival capture
Document ID CA-D-000662
Version ID CA-V-001297
SHA-256 045f4757b2c7c8f47156bb88236ec8d997a22ded9ea2b1116d287db96353fc92
✓ Snapshot stored ✓ Text extracted ✓ Change verified ✓ Hash verified

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