Checkout.com Terms

These are Checkout.com's rules for using its platform and website. Checkout.com can update those rules at any time just by changing the page, and the new rules apply to you immediately without direct notice. Checkout.com will not compensate you for lost profits, business interruption, or other significant financial harm, and if data you store with Checkout.com is stolen or misused, you—not Checkout.com—must cover any resulting losses.

These terms establish the rights, obligations, and limitations governing use of Checkout.com's platform and website. Checkout.com asserts ownership or exclusive licence over all intellectual property on its website and reserves the right to revise its terms at any time by amending the relevant page, with changes immediately binding on users. Liability is comprehensively excluded for lost profits, revenue, business interruption, lost savings, lost business opportunity, damage to goodwill or reputation, and all indirect or consequential loss, and no liability attaches to any user for any loss arising from use of or inability to use the website under any legal theory. The Company bears final responsibility for transaction acceptance or cancellation decisions and must indemnify Checkout.com for any losses arising from theft or misuse of Vault Data the Company stores with Checkout.com. Checkout.com may automatically enrol the Company in additional paid services to support Intelligent Acceptance, with the Company's use constituting binding acceptance of those services' terms.

For a business using Checkout.com, the terms place substantial financial risk on the Company rather than on Checkout.com: the Company is responsible for transaction acceptance and cancellation decisions, must indemnify Checkout.com if stored Vault Data is stolen or misused, and cannot recover lost profits, lost revenue, or consequential losses even where the harm is foreseeable. A Checkout.com account is not a bank account and is not protected by the Financial Services Compensation Scheme, so funds held there carry no statutory compensation protection. Checkout.com may also automatically enrol the Company in additional paid services to support Intelligent Acceptance, with continued use treated as binding acceptance of those services' terms—so monitoring account communications for any such automatic enrolments is the concrete action available to users.