79 Total

Key Facts · in the document’s own words

What is Checkout.com the owner or licensee of?
“We are the owner or the licensee of all intellectual property rights in our website, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.”
Version CA-V-007200, captured Sept. 29, 2026 · live source ↗
Our reading, not the document’s words
Checkout.com is the owner or licensee of all intellectual property rights in its website and the material published on it.
When may Checkout.com revise its terms of use?
“We may revise these terms of use at any time by amending this page. Please check this page from time to time to take notice of any changes we made, as they are binding on you.”
Version CA-V-007200, captured Sept. 29, 2026 · live source ↗
Our reading, not the document’s words
Checkout.com may revise its terms of use at any time by amending the relevant page, and those changes are binding on users.
Where does final responsibility for the acceptance or cancellation of a Transaction remain?
“The final responsibility for the acceptance or cancellation of a Transaction, based on the Company's settings and rules remains with the Company.”
Version CA-V-007200, captured Sept. 29, 2026 · live source ↗
Our reading, not the document’s words
Final responsibility for the acceptance or cancellation of a Transaction, based on the Company's settings and rules, remains with the Company.
For what must the Company indemnify Checkout.com?
“The Company must indemnify Checkout.com for any Losses incurred if the Vault Data stored by the Company with Checkout.com is found to be stolen or misused in any manner.”
Version CA-V-007200, captured Sept. 29, 2026 · live source ↗
Our reading, not the document’s words
The Company must indemnify Checkout.com for any Losses incurred if Vault Data stored by the Company with Checkout.com is found to be stolen or misused in any manner.
Why is a Checkout.com account not covered by the Financial Services Compensation Scheme?
“As your Checkout.com account is not a bank account, it's not covered by the Financial Services Compensation Scheme (FSCS).”
Version CA-V-007200, captured Sept. 29, 2026 · live source ↗
Our reading, not the document’s words
A Checkout.com account is not covered by the Financial Services Compensation Scheme (FSCS) because it is not a bank account.
When does Checkout.com permit activities involving gambling, gaming, and any other activity with an entry fee and a prize?
“Activities involving gambling, gaming and/or any other activity with an entry fee and a prize...if the operator and customers are located exclusively in jurisdictions where such activities are permitted by law;”
Version CA-V-007200, captured Sept. 29, 2026 · live source ↗
Our reading, not the document’s words
Checkout.com permits activities involving gambling, gaming, and any other activity with an entry fee and a prize only where the operator and customers are located exclusively in jurisdictions where such activities are permitted by law.
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Summary
Generated by a model from the captured document; not read by a person

These are Checkout.com's rules for using its platform and website. Checkout.com can update those rules at any time just by changing the page, and the new rules apply to you immediately without direct notice. Checkout.com will not compensate you for lost profits, business interruption, or other significant financial harm, and if data you store with Checkout.com is stolen or misused, you—not Checkout.com—must cover any resulting losses.

Analysis

These terms establish the rights, obligations, and limitations governing use of Checkout.com's platform and website. Checkout.com asserts ownership or exclusive licence over all intellectual property on its website and reserves the right to revise its terms at any time by amending the relevant page, with changes immediately binding on users. Liability is comprehensively excluded for lost profits, revenue, business interruption, lost savings, lost business opportunity, damage to goodwill or reputation, and all indirect or consequential loss, and no liability attaches to any user for any loss arising from use of or inability to use the website under any legal theory. The Company bears final responsibility for transaction acceptance or cancellation decisions and must indemnify Checkout.com for any losses arising from theft or misuse of Vault Data the Company stores with Checkout.com. Checkout.com may automatically enrol the Company in additional paid services to support Intelligent Acceptance, with the Company's use constituting binding acceptance of those services' terms.

What this means for you

For a business using Checkout.com, the terms place substantial financial risk on the Company rather than on Checkout.com: the Company is responsible for transaction acceptance and cancellation decisions, must indemnify Checkout.com if stored Vault Data is stolen or misused, and cannot recover lost profits, lost revenue, or consequential losses even where the harm is foreseeable. A Checkout.com account is not a bank account and is not protected by the Financial Services Compensation Scheme, so funds held there carry no statutory compensation protection. Checkout.com may also automatically enrol the Company in additional paid services to support Intelligent Acceptance, with continued use treated as binding acceptance of those services' terms—so monitoring account communications for any such automatic enrolments is the concrete action available to users.

Institutional Analysis
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Which mapped governance frameworks each document engages, tied to the specific provisions that engage them.

2 important changes detected

9 versions captured · Latest change detected by ConductAtlas: August 2026

What changed Checkout.com restructured its website terms of use, removing several liability disclaimers and warranty limitations that previously applied to website visitors, while adding expanded language about its anti-money laundering and financial crime compliance framework. The updated terms now reference a separate Checkout.com Service Agreement for liability limitations on paid services, shift password security notifications from legal@checkout.com to support.checkout.com, and replace specific UK regulatory references with broader language about global regulatory supervision and compliance procedures.
Why this matters The updated terms remove several liability disclaimers that previously applied to website visitors, including language stating the company makes no warranties about website accuracy or completeness and assumes no liability for linked websites. The revised terms now state that liability limitations for paid services will be set out in a separate Checkout.com Service Agreement rather than in the website terms. For password security issues, users should now contact support.checkout.com instead of legal@checkout.com.
View full change record →
What changed Checkout.com revised its infringement reporting procedures to clarify the scope and limitations of its role as a payment service provider. The updated terms now explicitly state that Checkout.com does not host third-party websites and cannot remove or modify infringing material; its actions are limited to suspending or terminating services with the merchant. The change adds detailed requirements for infringement reports, including identification of the alleged infringement, evidence that the website uses Checkout.com's services, specific URLs of infringing material, and contact information, while also requiring reporters to attempt direct resolution with the merchant first.
Why this matters The updated terms clarify Checkout.com's role and limitations in addressing intellectual property infringement. The company states it does not host third-party websites and cannot remove or modify infringing material; instead, it can only suspend or terminate services with merchants that use its payment platform. If you believe infringement is occurring, you must first attempt to resolve the matter directly with the merchant, then submit a detailed report to legal@checkout.com that includes identification of the alleged infringement, evidence that the website uses Checkout.com's services, specific URLs of the infringing material, and your contact information.
View full change record →

Clauses withheld

We withheld clauses we had published from this document. Each withholding is recorded in our correction log:

Featured provisions
Generated by a model from the captured document; not read by a person

Complete Provision Index

Every distinct legal provision identified in this document. Featured provisions appear above with analysis.

79 provisions
11 featured
16 clause types
Disclosure and Transparency Requirements 1
AI / Automated Decision-Making 1
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Archival ProvenanceSource & Archival Record
This version captured September 29, 2026 01:14 UTC
Last successful capture October 15, 2026 00:58 UTC
Capture Method Automated scheduled archival capture
Document ID CA-D-000662
Version ID CA-V-007200
SHA-256 (extracted text, extractor v5) 05bc59a07732e106adf11c07ce54236d18d3eae17c6e65443f65c7e1f2936345
Archived bytes SHA-256 (anchor) c04a72251b19df0c87876a5c37183f41a9062cd0176cfed6d2503ccafe75030a
✓ Snapshot stored ✓ Archived bytes anchored (verified Sept. 29, 2026)

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