2 Documents
11 All provisions
3 Changes · 12 mo
Aug 28, 2026 Last change
Objective measurements
Counted directly from the archive for Checkout.com — documents, captured versions, and detected changes.
2
Documents tracked
19
Versions captured
3
Changes · 12 mo
3
Changes · all-time
25.5 d
Avg between changes
50
Days since change
49 d
Longest stable stretch
ConductAtlas User-Protection Index
Insufficient coverage
Insufficient coverage to score
Only 1 of 6 governance dimensions are confidently known for Checkout.com — too few for a headline score. What we do have is shown below.
How is this scored? →

Higher = more protective of you, the user/customer — a deliberately user-protective lens, not a universal “good vs bad” score. Computed algorithmically from Checkout.com’s cited governance stances; no dimension we haven’t confidently read is ever counted against the score. Free, reproducible, and never purchasable.

Consumer tier · insufficient coverage (scored on 1 of 6)
Arbitration & class action weight 22% not stated
Data sharing & sale weight 20% 0.0
AI training on your data weight 18% not stated
Data retention & deletion weight 15% not stated
Content ownership & licence weight 15% not stated
Liability & warranties weight 10% not stated
Business tier · insufficient coverage (scored on 2 of 6)
Arbitration & class action weight 22% not stated
Data sharing & sale weight 20% not stated
AI training on your data weight 18% not stated
Data retention & deletion weight 15% 100.0
Content ownership & licence weight 15% not stated
Liability & warranties weight 10% 0.0
Governance Coverage
Restricted Content
21 provisions
Liability Limitation
14 provisions
Acceptable Use
11 provisions
Contract Terms
7 provisions
Intellectual Property
5 provisions
Platform Discretion
4 provisions
Other
4 provisions
Enforcement Actions
3 provisions
Account Control
2 provisions
Payment Fees
2 provisions
Quick Facts
Arbitration: Not stated
AI Training: Not stated
Data Retention: Deleted after account closure
Class Action: Not stated
Key Governance Provisions
Automated Decision-Making for Fraud and Identity Verification

This provision establishes that automated processing may directly affect a consumer's ability to complete a transaction or access a service, and the right to request human review is stated to be juri…

E-Money Account Not Covered by FSCS

Without FSCS coverage, funds held in a Checkout.com account are not protected up to the statutory compensation limit if Checkout.com were to fail.

Company Indemnifies Checkout for Stolen Vault Data

This indemnity shifts financial exposure for Vault Data theft or misuse entirely onto the Company, even though the data is stored with Checkout.com.

Regulatory Authority May Access Vault Data Without Notice

The Company cannot anticipate, prepare for, or seek to limit a regulatory disclosure because Checkout.com is permitted to act before notifying it.

Intelligent Acceptance May Auto-Enrol Chargeable Services

The Company may incur charges for additional services it did not explicitly choose, with its continued use treated as binding acceptance of those services' terms.

Document Coverage
Privacypolicy Termsofservice
Last change detected: Aug 28, 2026 Changes (12 months): 3 Documents monitored: 2 Provisions tracked: 11
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Documents

Checkout.com Privacy

High

This is Checkout.com's global privacy notice describing how the company collects and uses personal data when providing payment processing, fraud detection, and identity verification services to three groups: the businesses …

Privacy policy
5 provisions 10 versions captured 1 significant change Version history →

Checkout.com Terms

High

These are Checkout.com's rules for using its platform and website. Checkout.com can update those rules at any time just by changing the page, and the new rules apply to you …

Terms of service
6 provisions 9 versions captured Version history →

Recent Changes

July 8, 2026 · Checkout.com Privacy Medium

Checkout.com expanded its privacy policy to explicitly disclose that it uses recordings of calls with merchants for training, product development, and marketing purposes. The updated policy also clarifies how it …

View change record →
📈 Policy Drift Analysis View all changes →

Selected provisions (4 of 11)

Compare Checkout.com with other platforms →

Get the weekly coverage letter

Companies change their terms without announcing it. We capture governance documents, compare each new version with the last, and publish what changed, with the source text behind it. One email a week on what we found and what we could not reach.

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Frequently Asked Questions

What Checkout.com documents does ConductAtlas track?

ConductAtlas tracks 2 Checkout.com documents including terms of service, privacy policy, and other governance documents. Every document is captured daily with cryptographic verification.

How many policy changes has Checkout.com made in the past year?

Checkout.com has made 3 policy changes in the past 12 months across the documents ConductAtlas tracks.

How many provisions has ConductAtlas classified for Checkout.com?

ConductAtlas has classified 11 provisions across Checkout.com's tracked documents.

Can I get alerts when Checkout.com changes their policies?

Yes. Monitor subscribers ($4.99/month) can add Checkout.com to their watchlist and receive an email alert after the daily check that finds a change to a tracked document. We check daily where we can, and show you where we can't.