This is one of the few absolute, non-negotiable prohibitions in the policy — no operator or user exception applies, and violations will trigger law enforcement …
Stripe
· Stripe Terms of Service
If your business is reclassified as prohibited or restricted after you've integrated Stripe, your account could be terminated without warning, and the updated policies are …
PayPal
· PayPal User Agreement
The Acceptable Use Policy is a separate document incorporated by reference, meaning violations of rules you may not have specifically read can result in account …
The AUP, incorporated by reference, is a separate document containing specific prohibited product categories and business practices; merchants must actively monitor this document as Shopify …
Shopify
· Shopify Acceptable Use Policy
Adult content merchants who assume their legal business is permitted on Shopify without obtaining prior written approval are at immediate risk of account termination, with …
Reddit
· Reddit User Agreement
If a child under 13 uses Reddit, the platform is not legally authorized to collect their data under COPPA, but the ToS places enforcement burden …
OpenAI's age verification relies primarily on self-attestation, meaning minors may access AI services without parental consent, exposing OpenAI to COPPA liability and raising child safety …
Meta
· Meta Terms of Service
Meta's age restriction is a legal minimum required by COPPA, but the absence of robust age verification means children under 13 frequently access the platform …
Meta
· Meta Terms of Service
Despite the 13-year minimum age requirement, Meta has faced extensive regulatory scrutiny for collecting and profiling data about minors, and the Terms place significant responsibility …
If a child under 13 uses ChatGPT without authorization, their data may be collected in violation of COPPA, creating legal exposure for both OpenAI and …
OpenAI's age restriction mechanism relies on user self-attestation without robust verification, which creates COPPA compliance risk and may expose minors to AI-generated content without adequate …
Snapchat's age verification relies on self-reported age rather than technical verification, which means children under 13 may access the platform without parental knowledge, and COPPA …
Grindr
· Grindr Terms of Service
Grindr relies on self-attestation rather than independent age verification, meaning minors may access the platform despite the prohibition — a safety risk given the platform's …
Genetic testing of minors raises significant ethical and privacy concerns, as DNA results are permanent and irrevocable, and children cannot meaningfully consent to having their …
Minors using AI systems may share sensitive personal information without fully understanding data retention and training implications; the policy's reliance on age-gating without robust verification …
If a minor uses OpenAI services without proper parental consent, both the minor and the account holder may be in violation of the Terms — …
Children under 13 are legally prohibited from using OpenAI services, and teens between 13 and 17 should only use them with parental permission — failure …
Snapchat's age verification relies on self-reporting, and COPPA requires verifiable parental consent for children under 13 — weak enforcement of this threshold has been a …
The platform hosts AI characters that can engage in a wide range of conversations, and access by minors raises significant safety concerns that the Terms …
PayPal
· PayPal Buyer and Seller Protection
Many common PayPal use cases, including sending money to friends for shared purchases and buying gift cards, are entirely excluded, which consumers may not realize …
Without robust age verification mechanisms, children under 13 may access ChatGPT and have their data collected in violation of COPPA, creating legal and safety risks.
TikTok
· TikTok Terms of Service
TikTok's age restriction provisions directly affect the safety and privacy of minors, and parents who allow children to use TikTok under the standard Terms bear …
Children who bypass the age gate and use ChatGPT could have their conversations — potentially including sensitive school, health, or personal disclosures — collected and …
WhatsApp does not have robust age verification mechanisms, and younger users may still access the platform, raising child safety and legal compliance concerns.
AI conversational tools present elevated risk for minors, and the adequacy of age verification mechanisms is a key regulatory concern globally; failure to prevent minor …
Shopify
· Shopify Acceptable Use Policy
Failure to implement adequate age verification for age-restricted products creates direct regulatory exposure for merchants, while the CSAM prohibition triggers mandatory reporting obligations under federal …
Microsoft
· Microsoft Services Agreement (Legacy)
If a child under 13 is using a Microsoft account without parental setup, they are in violation of the agreement and their data may be …
Shopify
· Shopify Acceptable Use Policy
Brand owners and licensees operating on Shopify who list products without verifying IP clearance — particularly in fashion, electronics, and media — risk both account …
This provision protects children from AI-facilitated sexual exploitation and triggers mandatory legal reporting obligations that OpenAI must fulfill when such content is encountered.
This is one of the most serious prohibitions in the policy — violations constitute federal crimes and Anthropic has committed to active detection and mandatory …