The agreement incorporates a separate Virtual Items Policy as Additional Terms governing financial transactions involving virtual coins and diamonds, which are real-money purchases that may have limited or no refund rights.
The Virtual Wallet provision governs the financial mechanism through which users fund PlayStation Store purchases, including the conditions under which wallet balances may be used, forfeited, or made inaccessible. The interaction of wallet terms with account suspension provisions is operationally significant for users with outstanding wallet balances at the time of suspension.
Funds held in a PlayStation virtual wallet may not be refundable or transferable, creating financial risk if your account is suspended or if you wish to stop using the service.
Wire transfer fees are a standard operational cost component of the bank's service offerings. The fee schedule provides transparent pricing for customers initiating wire transfers through the institution.