Provisions Index

US-based users must resolve disputes with Fiverr through binding arbitration rather than going to court, and cannot join class action lawsuits against Fiverr....

Why it matters: This means if Fiverr wrongs you financially or otherwise, you cannot sue them in court or join a group lawsuit — you must go through a private arbitration process which can be costly and less favourable to consumers....

Fiverr charges buyers an additional service fee on top of the seller's listed price for every order placed on the platform....

Why it matters: The total cost you pay is higher than the price listed on a Gig — this fee adds to every transaction and may not be prominently displayed until checkout....

When you post content on Fiverr — including Gig descriptions, images, or other materials — you grant Fiverr a broad, worldwide, royalty-free license to use, reproduce, and display that content....

Why it matters: Any content you upload to Fiverr can be used by the company for its own business purposes without paying you, which could be a concern for original creative work or proprietary materials....

Fiverr reserves the right to suspend or permanently terminate your account at its discretion, including withholding pending funds, if it believes you have violated the Terms of Service....

Why it matters: Your account and any earnings or credits in it can be frozen or removed by Fiverr without prior notice, which is particularly significant for sellers who rely on the platform for income....

Fiverr limits the maximum amount they can be held responsible for to the fees you paid in the 12 months prior to your claim, and disclaims liability for many types of losses entirely....

Why it matters: Even if Fiverr causes you significant harm — such as wrongly withholding earnings or enabling a fraudulent transaction — your ability to recover compensation is capped at what you recently paid them....

Sellers must wait a specified clearing period before withdrawing their earnings, and Fiverr may place additional holds on funds in certain circumstances....

Why it matters: Freelancers cannot access their money immediately after completing a job — funds are held for a period, which can impact cash flow for sellers who rely on Fiverr income....

Orders can be cancelled under specific conditions, but refund eligibility and the process for disputes about delivered work are governed by Fiverr's policies, which favour resolution through Fiverr's own dispute system....

Why it matters: If you're unhappy with work you paid for, your refund options are limited and you must go through Fiverr's internal process first, which may not always resolve in your favour....

Fiverr prohibits a wide range of content and conduct on its platform and can remove content or take action against users who violate these restrictions without necessarily providing advance notice....

Why it matters: Your content can be removed and your account actioned by Fiverr based on its own interpretation of its conduct rules, with limited transparency about the decision-making process....

Fiverr's Terms are governed by Israeli law for non-US users, and the laws of the State of California for US users, with disputes subject to courts in those jurisdictions if arbitration does not apply....

Why it matters: If you have a dispute with Fiverr that isn't resolved by arbitration, you may need to pursue it under foreign law or in a distant court, which is costly and impractical for most users....

Fiverr requires all users to be at least 13 years old, and users between 13 and 18 must have parental or guardian consent to use the platform....

Why it matters: Minors using the platform without proper parental consent may have their accounts terminated, and transactions entered into by minors may not be legally enforceable....

When you post a BeReal, the app can collect your precise GPS location and attach it to your post. This data is stored and may be shared with service providers....

Why it matters: Precise location data is among the most sensitive categories of personal information — it can reveal where you live, work, sleep, and socialize over time....

BeReal may ask for access to your phone's contact list to help you find friends on the platform. This means contact data from people who have not agreed to BeReal's terms is uploaded to BeReal's servers....

Why it matters: Uploading your contacts shares the personal information of third parties — your friends and family — who have never consented to BeReal collecting their data....

BeReal shares personal data including usage patterns, device identifiers, and behavioral data with third-party advertising and analytics companies to deliver and measure targeted ads....

Why it matters: This means your app behavior, device fingerprint, and potentially your posts and interactions are used to build an advertising profile about you and shared with companies outside of BeReal....

BeReal is a French company but may transfer your personal data to countries outside the EU/EEA, including to the United States, using Standard Contractual Clauses as the legal safeguard....

Why it matters: Your data may leave the EU and be stored or processed in countries with weaker privacy protections, though Standard Contractual Clauses are the EU's approved mechanism for this....

BeReal requires users to be at least 13 years old. The company states it does not knowingly collect personal data from children under 13, but does not describe robust age verification mechanisms....

Why it matters: Without strong age verification, children under 13 may use the platform and have their sensitive data — including photos and location — collected without the heightened protections required by law....

EU/EEA users and California residents have the right to access, correct, delete, or port their personal data, and to object to or restrict certain processing activities. BeReal provides a contact email and in-app mechanisms to exercise these rights....

Why it matters: These legal rights give you meaningful control over your data — including the ability to get a copy of what BeReal holds about you or to have it permanently deleted....

BeReal retains your personal data for as long as your account is active and for a period after account deletion, depending on the type of data and legal obligations....

Why it matters: Your data is not immediately erased when you stop using BeReal — some information may be retained for extended periods for legal or business purposes even after you delete your account....

California residents have the right to opt out of BeReal selling or sharing their personal information with third parties for cross-context behavioral advertising under CCPA/CPRA....

Why it matters: This gives California users a legal mechanism to stop BeReal from monetising their personal data by sharing it with advertisers, which is a meaningful privacy protection under state law....

Verizon enrolls customers by default in a program that analyzes your web browsing, app usage, and location data to serve you personalized ads. You must actively opt out if you do not want this....

Why it matters: Being enrolled by default means your detailed browsing and location data is used for advertising unless you take action to stop it — most consumers may not be aware this is happening....

Verizon collects your precise location data through your device and network, and may use and share this information with partners for various purposes including advertising and analytics....

Why it matters: Precise location data is one of the most sensitive categories of personal information, and its collection and sharing can reveal details about your daily life, health, religion, and relationships....

Verizon shares your personal information with advertising partners, analytics companies, and other third parties to deliver targeted ads both on and off Verizon platforms....

Why it matters: Once your data is shared with third parties, you have limited control over how it is subsequently used, stored, or further shared by those external companies....

Verizon may use your Customer Proprietary Network Information (CPNI) — which includes details about your phone calls, services, and network usage — for marketing its own products and services....

Why it matters: CPNI is legally protected data under federal telecommunications law, and its use for marketing must follow specific rules; consumers have a right to restrict this use....

California residents have specific legal rights including the right to know what personal information Verizon collects, the right to delete it, the right to correct it, and the right to opt out of its sale or sharing....

Why it matters: These rights give California consumers meaningful control over their personal data, but exercising them requires knowing they exist and actively submitting requests to Verizon....

Verizon acknowledges the Global Privacy Control (GPC) browser signal, which users can enable to automatically tell Verizon not to sell or share their personal information....

Why it matters: GPC provides a technical shortcut for consumers to assert their privacy rights without manually submitting opt-out requests, but only works if the company fully honors it....

Verizon retains personal data for as long as needed for business or legal purposes and may de-identify data to use it for analytics and sharing without the same privacy restrictions....

Why it matters: De-identified data can sometimes be re-identified, and vague retention periods mean your data could be held and used for extended periods beyond what you might expect....

Verizon states it does not knowingly collect personal information from children under 13 without parental consent, in compliance with federal children's privacy law (COPPA)....

Why it matters: While this is a legal baseline requirement, parents should be aware that family plans may involve minors whose data could still be collected incidentally through shared account usage....

Poshmark shares your personal information — including browsing behavior, purchase history, and device data — with third-party advertising and analytics companies to show you targeted ads....

Why it matters: This sharing can result in your personal data being used by companies you have no direct relationship with, and it may constitute a 'sale' of data under some state privacy laws....

If you live in California, you have the right to know what personal data Poshmark has collected about you, request it be deleted, and opt out of its sale or sharing....

Why it matters: California residents have legally enforceable rights under CCPA/CPRA that Poshmark is obligated to honor, giving you meaningful control over your personal data....

Poshmark uses cookies, pixel tags, and similar tracking tools to monitor your activity on and off the platform for advertising, analytics, and personalization purposes....

Why it matters: These tracking technologies allow Poshmark and its partners to build detailed profiles of your behavior, both on and off the platform, which are used for targeted advertising....

Poshmark collects your payment card details and banking information when you make purchases or receive payments as a seller on the platform....

Why it matters: The collection and storage of financial information creates risk if data is breached or mishandled, and consumers should understand how this sensitive data is protected....

When you post photos, listings, or other content on Poshmark, you grant Poshmark a broad license to use, reproduce, modify, and display that content for their business purposes....

Why it matters: This means Poshmark can use your photos and listings for advertising and other commercial purposes without paying you additional compensation....

Poshmark retains your personal information for as long as necessary to provide services and comply with legal obligations, which may mean they keep your data for an extended period even after you stop using the platform....

Why it matters: Long data retention periods mean your personal information remains accessible to Poshmark and potentially to third parties long after you have stopped actively using the service....

Poshmark may collect your precise or approximate location data through your device when you use the app, which can be used for personalization and advertising purposes....

Why it matters: Location data is sensitive personal information that can reveal your home address, daily routines, and other private details about your life....

When you close your Poshmark account, the company may retain certain personal information as required by law or for legitimate business purposes, meaning deletion is not always complete....

Why it matters: Closing your account does not guarantee full erasure of your personal data, which may remain in Poshmark's systems or with third parties they have previously shared it with....

If you have a dispute with Coinbase, you must resolve it one-on-one through private arbitration rather than by suing them in court or joining a group lawsuit with other affected customers....

Why it matters: This clause strips you of your right to sue Coinbase in court and prevents you from joining other harmed customers in a class action — the primary mechanism through which consumers hold large companies accountable for widespread harms....

If Coinbase goes bankrupt, your cryptocurrency held on the platform may be legally treated as Coinbase's property, not yours, meaning you might only get a fraction of it back — or nothing — as an unsecured creditor....

Why it matters: This is the highest-impact financial risk in the entire agreement: unlike money in an FDIC-insured bank, cryptocurrency held on Coinbase is not protected if Coinbase fails, as demonstrated by the Celsius and FTX collapses where customers lost billions....

Coinbase can freeze your account, block your transactions, or shut down your account at any time based on their own judgment, including suspecting — without proof — that something illegal is happening....

Why it matters: This provision gives Coinbase nearly unchecked power to cut off your access to your money and cryptocurrency with limited appeal rights, which could be devastating if triggered in error during a market event when you need to trade or withdraw urgently....

No matter what goes wrong — hacks, outages, errors, lost funds — Coinbase limits what they owe you to a maximum of $100 total, even if you lose thousands of dollars....

Why it matters: A $100 liability cap on a platform where users may hold tens of thousands of dollars in cryptocurrency is extraordinarily low and means Coinbase bears almost no financial responsibility for losses you suffer due to their errors, outages, or security failures....

Coinbase can change the rules of your agreement at any time, and simply continuing to use the service after receiving an email means you've automatically agreed to the new terms....

Why it matters: Coinbase can change fees, data practices, arbitration terms, or other material provisions with only email notice — and your continued use of the platform is treated as acceptance even if you didn't read the new terms....

Before you can use Coinbase, you must provide your real name, address, Social Security number, and other identity documents — and Coinbase can ask for more information at any time as required by federal anti-money laundering law....

Why it matters: You are required to share highly sensitive personal and financial information including your SSN with Coinbase as a condition of service, and this data is subject to their privacy practices and potential government disclosure obligations....

Coinbase charges multiple types of fees including transaction fees and a hidden 'spread' built into the price of cryptocurrency — so the price you see may already include Coinbase's profit margin on top of the market price....

Why it matters: The spread is effectively a hidden markup on your cryptocurrency purchase or sale price that is separate from the disclosed transaction fee, meaning the total cost of trading on Coinbase may be significantly higher than the listed fee alone suggests....

All legal disputes with Coinbase are governed by California law and must be brought in courts in San Francisco, California — even if you live in a different state....

Why it matters: If you have a dispute with Coinbase that isn't subject to arbitration, you would need to litigate in San Francisco courts under California law, which creates a significant practical barrier for users in other states....

You are entirely responsible for figuring out and paying taxes on your cryptocurrency transactions — Coinbase will not help you calculate taxes, but may report your transaction data to the IRS....

Why it matters: Cryptocurrency taxation is complex (every trade is potentially a taxable event), and Coinbase's reporting to the IRS means the agency already has your transaction data — meaning failure to properly report can result in significant penalties and interest....

Google employees and contractors may read your Gemini conversations to improve safety, quality, and AI performance. These reviews can occur even if you have deleted your conversation history....

Why it matters: Users may assume their AI conversations are private, but human reviewers can access the content, which is especially significant if sensitive personal information was shared....

By default, Google retains your Gemini conversation data for up to 3 years, though you can change this retention period or delete your history in your account settings....

Why it matters: A 3-year default retention period is significantly longer than many users would expect for an AI chat service, meaning years of personal interactions may be stored and accessible....

When Gemini Apps Activity is enabled, Google may use your conversations to train and improve its AI models. This is on by default for most users....

Why it matters: Your personal conversations and queries may be permanently incorporated into AI training datasets, potentially influencing how Gemini responds to millions of users....

Google states that Gemini Apps are not intended for users under the applicable age threshold (generally under 13 in the US, or higher in some regions), and that certain features like AI model training opt-outs have additional protections for younger users....

Why it matters: Families and educators should be aware of the age restrictions and confirm that minors are not using Gemini without appropriate account controls, as minors' data carries heightened legal protections....

If you connect third-party extensions to Gemini (such as apps from other companies), your conversation content relevant to those extensions may be shared with those third parties....

Why it matters: Connecting extensions dramatically expands the number of companies that can access your Gemini conversation data, beyond just Google, and each third party has its own privacy policy....

Google collects your general location information when you use Gemini to help provide location-relevant responses, and this is linked to your account data....

Why it matters: Location data combined with conversation history creates a detailed profile of your whereabouts and interests, which carries significant privacy implications....

For users accessing Gemini through Google Workspace (business or school accounts), different data handling rules apply, and administrators may control how Gemini is used and what data is retained....

Why it matters: Employees and students using Gemini through work or school accounts may have reduced privacy rights, as their organization's administrators can access settings, logs, and controls....