This analysis describes what Wise's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The updated terms extend the deadline for reporting transaction errors from 60 days to 120 days for all transactions except Send Money transfers. The 120-day period begins either from the first day you could see the error in your online account history or the day Wise sent the first written statement showing the error, whichever comes first. This change gives account holders twice as long to identify and report discrepancies before losing the right to dispute them.
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California residents (and their households) have the right to request certain information about whether we collect, use, disclose and sell personal information about them, and to request to know the personal information that we have.
If you are a resident of those states, you have the right to: know whether we are processing your personal data
Right to Erasure (right to be forgotten). In certain circumstances, you may have the right to request that we erase your personal data.
"If you are a California resident, you have a right to receive communications about your Wise Account and the Services by email.Excerpt from Wise's Terms of Use (Superseded URL)
Ad personalization controls removed. Contact scanning added. Advertiser data partnerships quietly dropped. A timeline of every change.
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The clause states: “If you are a California resident, you have a right to receive communications about your Wise Account and the Services by email.”
ConductAtlas has identified this type of provision across 287 platforms. See the full comparison.
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