92 Total
31 High severity
57 Medium severity
4 Low severity

Key Facts

Do Venmo and a third party exchange personal information when you authorize a connection?
When you authorize a connection between Venmo and a third party, Venmo and that third party exchange your personal information and other information directly.
When does Venmo collect face scans?
Venmo collects face scans to authenticate your account and manage fraud and risk when you consent in the user experience.
What can California resident consumers covered under the CCPA ask Venmo?
The CCPA permits California resident consumers covered under it to ask Venmo about personal information collected, submit access or deletion requests, and opt out.
Can California resident consumers covered under the CCPA opt out?
The CCPA permits California resident consumers covered under it to ask Venmo about personal information collected, submit access or deletion requests, and opt out.
What financial information does Venmo collect?
Venmo collects financial information including bank account online login information, bank account and routing numbers, and credit cards linked to your Venmo account.
What does Venmo collect geolocation information for?
Venmo collects geolocation information that identifies your location with reasonable specificity for fraud and risk purposes.
Can Venmo guarantee that personal information will not be accessed or disclosed by breach of its safeguards?
Venmo cannot guarantee that personal information will not be accessed, disclosed, altered, or destroyed by breach of its administrative, managerial, and technical safeguards.
Does Venmo disclose your personal information to third parties for their promotional or marketing purposes?
Venmo does not disclose your personal information to third parties for their promotional or marketing purposes.
What public information on personal Venmo profiles may be seen, accessed, reshared, or downloaded through Venmo's APIs or third-party services?
Public information on personal Venmo profiles, including username and profile photo, may be seen, accessed, reshared, or downloaded through Venmo's APIs or third-party services that integrate with Venmo's products.
May public information on personal Venmo profiles be seen, accessed, reshared, or downloaded through third-party services that integrate with Venmo's products?
Public information on personal Venmo profiles, including username and profile photo, may be seen, accessed, reshared, or downloaded through Venmo's APIs or third-party services that integrate with Venmo's products.
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Summary

This document explains what personal information Venmo collects about you—including your bank account credentials, precise location, and optionally your face scan—how long Venmo keeps it (at least ten years after your relationship ends), and who it may be shared with. Venmo will not sell your information or share it with third parties for marketing, but connecting third-party apps or using Siri and iMessage can trigger direct data sharing with those parties. Venmo also cannot guarantee your data will never be exposed in a breach.

Analysis

Venmo's Privacy Policy establishes the categories of personal information Venmo collects—including biometric face scans (conditioned on in-app consent), precise geolocation data, and sensitive financial credentials such as bank account login information and routing numbers—along with the purposes and limits of their use. The policy defines data-sharing conditions, including direct bilateral exchanges when users authorize third-party connections, disclosure of account data to Apple when Siri or iMessage features are used, and the accessibility of public profile information through Venmo's APIs and integrated third-party services. Venmo expressly prohibits selling or sharing Personal Information (including Sensitive Personal Information) and prohibits disclosure to third parties for their own promotional or marketing purposes. Personal information is retained for the duration of the user relationship plus ten years, with an open-ended exception permitting longer retention at Venmo's discretion. Venmo expressly disclaims any guarantee that personal information will not be accessed, disclosed, altered, or destroyed through a breach of its safeguards.

What this means for you

As a Venmo user, your sensitive financial credentials, precise location, and—if you consent—your biometric face scan are collected and stored for at least ten years after you stop using the service. Authorizing any third-party connection or using Siri and iMessage with Venmo triggers direct sharing of your account data with those parties. Your public profile information, including your username and photo, is accessible and downloadable by any third party using Venmo's APIs. Venmo does not respond to browser Do Not Track signals, so enabling that setting has no effect. If you are a California resident, the CCPA permits you to ask Venmo about the personal information it holds, submit access or deletion requests, and opt out.

Institutional Analysis
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Which mapped governance frameworks each document engages, tied to the specific provisions that engage them.

3 important changes detected

4 versions captured · Last updated: May 2026

What changed Venmo updated its privacy policy documentation structure on May 24, 2026. The change adds navigation links labeled 'View all agreements' in two locations within the policy header and reorganizes the layout of linked legal documents. The operative privacy terms remain substantively unchanged; this is a formatting and navigational update to how users access related legal agreements.
Why this matters This change does not materially alter Venmo's privacy practices or consumer rights. The updated policy maintains the same substantive privacy terms while reorganizing how legal documents are presented and accessed. The addition of 'View all agreements' navigation links makes Venmo's related legal documents more discoverable, but no changes to data collection, retention, sharing, or user controls are made by this update.
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What changed Venmo's privacy policy was reformatted on May 23, 2026 to add navigation links and section headers throughout the document. The updated policy added a 'Features' label before several major sections, including data sharing practices, definitions, California resident disclosures, and sensitive personal information handling. The substantive privacy practices and disclosures remained unchanged; the modifications appear to be structural and organizational rather than altering Venmo's stated data handling authorities or obligations.
Why this matters The updated privacy policy introduces no changes to Venmo's stated data collection, sharing, or processing practices. The modifications are structural, adding navigation links and section headers to existing content. Venmo's disclosures regarding transaction processing, marketing purposes, affiliate information sharing, and sensitive personal information handling remain the same as the prior version.
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May 21, 2026 low

Venmo removed a reference to 'Cryptocurrency Terms & Conditions' from its Privacy Policy on May 21, 2026. The document previously listed this as a related policy; the updated version no …

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Complete Provision Index

Every distinct legal provision identified in this document. Featured provisions appear above with analysis.

92 provisions
12 featured
11 clause types
31 high severity
Data Sharing 31 10 high
Show all 31 data sharing provisions
Acceptable Use Restrictions 1
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Archival ProvenanceSource & Archival Record
Last Captured May 24, 2026 00:13 UTC
Capture Method Automated scheduled archival capture
Document ID CA-D-000112
Version ID CA-V-002935
SHA-256 77f10deedd2054470826676f69a129a37f996589f3602c1eba0603cee4b82f0d
✓ Snapshot stored ✓ Text extracted ✓ Change verified ✓ Hash verified

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