Stash can change these Terms at any time, and if you keep using the app or website after being notified of changes, you automatically agree to the new Terms — even if you didn't read them.
This analysis describes what Stash's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Stash can alter fees, data practices, dispute resolution procedures, or service terms without your affirmative consent, and silence (continued use) is treated as agreement, which is particularly significant for a financial platform holding your money.
This provision means Stash can change the rules governing your investments, banking account, and legal rights at any time, and you will be bound by those changes simply by logging in or continuing to use the app after notification.
How other platforms handle this
Target reserves the right to change these Terms at any time. We will post notification of changes to these Terms on this page. Your continued use of the Target Services after any changes to these Terms constitutes your acceptance of the new Terms.
We reserve the right, at our sole discretion, to amend these Terms of Service at any time and will update these Terms of Service in the event of any such amendments. We will notify our Users of material changes to this Agreement, such as price changes, at least 30 days prior to the change taking eff...
Uber reserves the right to modify the terms and conditions of these Terms or its policies relating to the Services at any time, effective upon posting of an updated version of these Terms on the Services. You should regularly review these Terms, as your continued use of the Services after any such c...
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"YOU ACKNOWLEDGE THAT THESE TERMS MAY BE AMENDED FROM TIME TO TIME. AMENDED TERMS WILL BE POSTED ON THE STASH WEBSITE, THE WEBSITE OR MOBILE APPLICATION (COLLECTIVELY WITH THE WEBSITE, THE "PLATFORM"). YOU WILL BE NOTIFIED OF AMENDED TERMS BY WEBSITE POSTINGS, EMAILS LINKING TO THE WEBSITE, OTHER EMAILS, TEXT OR PUSH MESSAGES, TRADITIONAL MAIL OR OTHER MEANS OF NOTIFICATION VIA THE PLATFORM. YOU AGREE THAT, BY USING THE PLATFORM WITHOUT OBJECTING IN WRITING AFTER STASH NOTIFIES YOU OF A NEW VERSION OF THESE TERMS, YOU WILL AGREE TO AND ACCEPT ALL TERMS AND CONDITIONS OF ANY AMENDED TERMS, INCLUDING ANY NEW OR CHANGED TERMS OR CONDITIONS.— Excerpt from Stash's Stash Terms of Use
(1) REGULATORY FRAMEWORK: FTC Act Section 5 (15 U.S.C. §45) prohibits unfair or deceptive acts or practices; unilateral modification without affirmative consent has drawn FTC scrutiny. E-SIGN Act (15 U.S.C. §7001) governs the validity of electronic acceptance of modified terms. CCPA (Cal. Civ. Code §1798.100) requires notice of material privacy practice changes. Regulation E (12 CFR Part 1005) requires 21 days advance notice before making changes to electronic fund transfer terms that adversely affect consumers — this regulatory requirement may conflict with or constrain Stash's broad modification rights for banking services. CFPB is the primary enforcement authority for the banking product components. (2)
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Stash can alter fees, data practices, dispute resolution procedures, or service terms without your affirmative consent, and silence (continued use) is treated as agreement, which is particularly significant for a financial platform holding your money.
This provision means Stash can change the rules governing your investments, banking account, and legal rights at any time, and you will be bound by those changes simply by logging in or continuing to use the app after notification.
ConductAtlas has identified this type of provision across 21 platforms. See the full comparison.
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