A social investing platform that allows users to buy and sell stocks, ETFs, and other securities while sharing investment ideas and following other investors' portfolios. The platform combines traditional brokerage services with social media features, enabling users to discuss investments and view real-time trading activity from other members. Their policies are significant for users as they govern how personal financial data and investment information are handled, along with the terms under which trading services and social features are provided.

2 Documents
32 All provisions 10 High severity 19 Medium severity 3 Low severity
4 Changes · 12 mo
May 6, 2026 Last change

High — provisions that significantly limit your legal rights, authorize broad data collection, or create material financial exposure. Medium — provisions worth knowing about but with partial protections or limited scope. Low — standard terms with minimal consumer impact.

Governance Coverage
Privacy Rights
10 provisions · 8 med
Data Sharing
4 provisions · 2 high · 2 med
Data Collection
4 provisions · 1 high · 3 med
Liability Limitation
4 provisions · 4 high
Data Retention
3 provisions · 3 med
Arbitration
3 provisions · 3 high
Policy Changes
2 provisions · 1 med
Platform Discretion
2 provisions · 2 med
Legal Jurisdiction
1 provision · 1 med
Data Usage
1 provision · 1 med
Quick Facts
Arbitration: Mandatory
Data Retention: Specified
Class Action: Waived
Key Governance Provisions
High Limitation of Liability

If a platform outage, error, or data issue causes you to miss a trade or lose access to your account at a critical moment, this clause limits what you can recover from Public.com even if the failure …

High Account Suspension and Termination at Sole Discretion

Because Public.com holds your investment assets, an abrupt account suspension could temporarily restrict your access to your portfolio, including stocks, crypto, and cash holdings, during a period wh…

High Mandatory Arbitration and Class Action Waiver

This clause removes your ability to take Public to court or join with other affected users in a collective lawsuit, which is often the most practical way to pursue smaller individual claims like unau…

High Crypto Asset Risk Disclosure

The clause functions as a risk acknowledgment and liability limitation that establishes the boundaries of Public's obligations and exposure regarding cryptocurrency transactions. It allocates risk al…

High Account Suspension and Termination

This clause establishes the company's unilateral authority to discontinue service access without prior notification or stated cause, which affects the continuity of service availability and account a…

Document Coverage
Privacypolicy Termsofservice
Last change detected: May 6, 2026 Changes (12 months): 4 Documents monitored: 2 Provisions tracked: 32
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Documents

Public.com Terms of Service

High

This document establishes the terms of service governing user access to Public.com's investment platform, which offers trading in stocks, ETFs, crypto, options, bonds, and cash accounts. The agreement requires that …

Last updated May 5, 2026 · Terms of service
8 provisions 3 versions captured Version history →

Public.com Privacy Policy

Medium

This document establishes Public.com's data collection, use, retention, and disclosure practices for personal and financial information collected through its investment platform. The policy authorizes collection of sensitive data including Social …

Last updated May 5, 2026 · Privacy policy
8 provisions 3 versions captured Version history →
📈 Policy Drift Analysis View all changes →

Low Severity Provisions (0)

No provisions found.

View all high severity provisions → Compare Public.com with other platforms →

Applicable Regulations

CCPA/CPRA
California, USA
View official text ↗
CFAA
United States Federal
View official text ↗
Connecticut Data Privacy Act Amendments
US-CT
View official text ↗
CAN-SPAM
United States Federal
View official text ↗
EFTA / Reg E
United States Federal
View official text ↗
FCRA
United States Federal
View official text ↗
FAA
United States Federal
View official text ↗
FTC Act Section 5
United States Federal
View official text ↗
GLBA
United States Federal
View official text ↗
Indiana Consumer Data Protection Act
US-IN
View official text ↗
Kentucky Consumer Data Protection Act
US-KY
View official text ↗
Universal Opt-Out Mechanism Expansion 2026
US
View official text ↗

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Frequently Asked Questions

What Public.com documents does ConductAtlas track?

ConductAtlas tracks 2 Public.com documents including terms of service, privacy policy, and other governance documents. Every document is captured daily with cryptographic verification.

How many policy changes has Public.com made in the past year?

Public.com has made 4 policy changes in the past 12 months across the documents ConductAtlas tracks.

How many provisions has ConductAtlas classified for Public.com?

ConductAtlas has classified 32 provisions across Public.com's tracked documents. 10 are rated high severity, 19 medium, and 3 low.

Can I get alerts when Public.com changes their policies?

Yes. Monitor subscribers ($19/month) can add Public.com to their watchlist and receive same-day email alerts whenever any tracked document changes.