Public can share your personal financial data with law enforcement or government agencies when it believes a law or legal process requires it, including for national security purposes.
This analysis describes what Public.com's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The clause establishes the operational framework under which the company may comply with legal demands and government requests. It clarifies that personal information disclosures in response to law enforcement or national security matters fall within the company's authorized data handling practices.
Public may disclose your SSN, trading records, and financial account information to law enforcement or government agencies without your knowledge if required by law or legal process.
How other platforms handle this
We may access, preserve, and share information with regulators, law enforcement, or others if we believe it is reasonably necessary to: detect, prevent, and address fraud and other illegal activity; protect ourselves, you, and others, including as part of investigations; and prevent death or imminen...
We may disclose your information to third parties if we believe that disclosure is in accordance with, or required by, any applicable law or legal process, including lawful requests by public authorities to meet national security or law enforcement requirements. We may also disclose information if w...
Uber may share personal data in response to a request for information by competent authorities if Uber reasonably believes disclosure is in accordance with, or required by, any applicable law or legal process, including lawful requests by public authorities to meet national security or law enforceme...
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"We may disclose your personal information to law enforcement, government authorities, or other third parties if we believe disclosure is in accordance with, or required by, any applicable law or legal process, including lawful requests by public authorities to meet national security or law enforcement requirements.— Excerpt from Public.com's Public.com Privacy Policy
REGULATORY LANDSCAPE: Financial institutions including broker-dealers are subject to broad legal process obligations under the Bank Secrecy Act (BSA), the USA PATRIOT Act, and SEC/FINRA rules, which may require disclosure of customer records without customer notification. National Security Letter (NSL) provisions under the USA PATRIOT Act may prohibit Public from notifying users of certain disclosures. The policy language is consistent with standard legal compliance disclosures in this industry. GOVERNANCE EXPOSURE: Low. This type of disclosure is standard for financial services firms and reflects mandatory legal compliance rather than a discretionary data sharing practice. The policy's framing is consistent with industry norms and regulatory obligations. JURISDICTION FLAGS: In EU and UK jurisdictions, government access to personal data by foreign authorities is a material consideration under GDPR Chapter V and the UK GDPR adequacy framework. If Public serves any non-U.S. users, cross-border government access to their data may raise additional compliance questions. CONTRACT AND VENDOR IMPLICATIONS: Service providers handling customer data on behalf of Public should have clear contractual protocols for responding to legal process, including escalation procedures and obligations to notify Public before disclosing data where legally permissible. COMPLIANCE CONSIDERATIONS: Compliance teams should confirm that internal legal process response procedures are documented, that law enforcement request logs are maintained, and that any discretionary disclosures (as opposed to legally compelled disclosures) are reviewed by counsel before execution.
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The clause establishes the operational framework under which the company may comply with legal demands and government requests. It clarifies that personal information disclosures in response to law enforcement or national security matters fall within the company's authorized data handling practices.
Public may disclose your SSN, trading records, and financial account information to law enforcement or government agencies without your knowledge if required by law or legal process.
ConductAtlas has identified this type of provision across 6 platforms. See the full comparison.
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