2 Documents
15 All provisions 0 High severity 7 Medium severity 8 Low severity
0 Changes · 12 mo
- Last change

High, provisions that significantly limit your legal rights, authorize broad data collection, or create material financial exposure. Medium, provisions worth knowing about but with partial protections or limited scope. Low, standard terms with minimal consumer impact.

Objective measurements
Counted directly from the archive for Progressive — documents, captured versions, and detected changes.
2
Documents tracked
2
Versions captured
0
Changes · 12 mo
0
Changes · all-time
ConductAtlas User-Protection Index
Insufficient coverage
Insufficient coverage to score
Only 2 of 6 governance dimensions are confidently known for Progressive — too few for a headline score. What we do have is shown below.
How is this scored? →

Higher = more protective of you, the user/customer — a deliberately user-protective lens, not a universal “good vs bad” score. Computed algorithmically from Progressive’s cited governance stances; no dimension we haven’t confidently read is ever counted against the score. Free, reproducible, and never purchasable.

Consumer tier · insufficient coverage (scored on 2 of 6)
Arbitration & class action weight 22% not stated
Data sharing & sale weight 20% not stated
AI training on your data weight 18% not stated
Data retention & deletion weight 15% not stated
Content ownership & licence weight 15% 0.0
Governance Coverage
Liability Limitation
8 provisions · 6 high · 2 med
Contract Terms
6 provisions · 2 high · 3 med
Intellectual Property
5 provisions · 2 high · 3 med
Disclosure Requirements
5 provisions · 1 high · 2 med
Other
5 provisions · 1 med
Acceptable Use
4 provisions · 4 high
Platform Discretion
3 provisions · 2 high · 1 med
Policy Changes
3 provisions · 3 high
Payment Fees
2 provisions · 2 med
Data Collection
2 provisions · 1 med
Key Governance Provisions
High Pre-remediation publication puts data at risk

By framing pre-remediation publication as a risk to personal information, Progressive signals an expectation against disclosure before a fix is in place.

High Researcher must keep findings confidential

The confidentiality ask governs what researchers may disclose about vulnerabilities they discover, which has direct implications for public disclosure practices.

High User Indemnification for Wrong Phone Number Provision

This indemnification obligation shifts financial and legal exposure—including attorneys' fees—from Progressive to the user for two specific categories of conduct.

High No Liability for Losses from Mobile Alert Disclosure or Damage

This non-assumption of liability means the reader bears the risk of both unauthorized disclosure through their phone and physical or data damage to their devices.

High Mobile Alerts Terms Acceptance as Condition of Service

Because acceptance is an express condition of participation, any use of the Mobile Alert service constitutes agreement to the Mobile Alerts Terms and Conditions as a matter of contract.

Document Coverage
Privacypolicy Termsofservice
Last change detected: - Changes (12 months): 0 Documents monitored: 2 Provisions tracked: 15
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Documents

Progressive Privacy Policy

Medium

This document explains how to report security vulnerabilities or suspicious emails to Progressive. If you find a security issue, Progressive asks you to keep it confidential and submit a detailed …

Last updated May 5, 2026 · Privacy policy
5 provisions 1 version captured Version history →

Progressive Terms of Use

Medium

By using Progressive's website or Mobile Alert service, you agree to its terms, and continuing to use the site after any changes means you accept the updated terms automatically. Progressive …

Last updated May 5, 2026 · Terms of service
10 provisions 1 version captured Version history →
📈 Policy Drift Analysis View all changes →

Medium Severity Provisions (2)

View all high severity provisions → Compare Progressive with other platforms →

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Applicable Regulations

CCPA/CPRA
California, USA
View official text ↗
CFAA
United States Federal
View official text ↗
Connecticut Data Privacy Act Amendments
US-CT
View official text ↗
EFTA / Reg E
United States Federal
View official text ↗
ePrivacy Directive
European Union
View official text ↗
FCRA
United States Federal
View official text ↗
FTC Act Section 5
United States Federal
View official text ↗
GDPR
European Union
View official text ↗
GLBA
United States Federal
View official text ↗
Indiana Consumer Data Protection Act
US-IN
View official text ↗
Kentucky Consumer Data Protection Act
US-KY
View official text ↗
Universal Opt-Out Mechanism Expansion 2026
US
View official text ↗

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Frequently Asked Questions

What Progressive documents does ConductAtlas track?

ConductAtlas tracks 2 Progressive documents including terms of service, privacy policy, and other governance documents. Every document is captured daily with cryptographic verification.

How many policy changes has Progressive made in the past year?

Progressive has made 0 policy changes in the past 12 months across the documents ConductAtlas tracks.

How many provisions has ConductAtlas classified for Progressive?

ConductAtlas has classified 15 provisions across Progressive's tracked documents. 0 are rated high severity, 7 medium, and 8 low.

Can I get alerts when Progressive changes their policies?

Yes. Monitor subscribers ($4.99/month) can add Progressive to their watchlist and receive same-day email alerts whenever any tracked document changes.