Progressive Terms of Use

By using Progressive's website or Mobile Alert service, you agree to its terms, and continuing to use the site after any changes means you accept the updated terms automatically. Progressive disclaims responsibility for most harms arising from your use of the site, including data breaches, unless caused by its own gross negligence or intentional actions. Any content you submit to Progressive can be used by them permanently and without compensation, and any legal dispute must be filed in Cuyahoga County, Ohio.

Progressive's Terms of Use establish the conditions governing use of its site and Mobile Alert service, requiring express acceptance as a prerequisite to use and treating continued use after revisions as binding acceptance of updated terms. Progressive disclaims all warranties—express and implied, including merchantability, fitness for a particular purpose, and non-infringement—and excludes liability for a broad range of harms, including injury, loss, consequential damages, and unauthorized access to or alteration of user data, with the narrow exception of Progressive's own gross negligence or intentional conduct. Users who submit content grant Progressive a perpetual, irrevocable, worldwide, royalty-free license to use, modify, publish, disclose, or exploit that content at Progressive's discretion. Disputes are subject to the exclusive venue of courts in Cuyahoga County, Ohio, and users bear indemnification obligations—including attorneys' fees—for providing a phone number that is not their own or violating applicable state and federal laws.

Using Progressive's site or Mobile Alert service binds you to its Terms of Use, and any continued use after revisions makes the updated terms binding on you without any additional notice or acknowledgment. Progressive disclaims all warranties about the site and excludes liability for a wide range of harms—including unauthorized access to your data—except where caused by Progressive's own gross negligence or intentional conduct, meaning you bear the risk for most losses. Content you submit to Progressive is subject to a permanent, royalty-free license that cannot be revoked. If you disagree with the Mobile Alert service terms, you have the concrete option of not participating, since acceptance is an express condition of enrollment.