Captured before automated identity checks (Oct 14, 2026): accurate as of its capture on Jul 11, 2026; our capture on Oct 15, 2026 found the same text, but its identity was not checked by them.
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Companies change their terms without announcing it. We capture governance documents, compare each new version with the last, and publish what changed, with the source text behind it. One email a week on what we found and what we could not reach.
This page describes what the document states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability may vary by jurisdiction. Methodology
“Your use of this site is expressly conditioned on your acceptance of these Terms of Use. If you do not agree with any part of the Terms of Use, you must not use this site.”
“Continued use of this site by you will constitute your acceptance of any revisions to the Terms of Use.”
“Progressive expressly disclaims all warranties, express or implied, with respect to this site including, but not limited to, implied warranties of merchantability, fitness for a particular purpose and non-infringement.”
“Any dispute concerning this site shall be subject to the exclusive venue of a court of competent jurisdiction in Cuyahoga County, Ohio.”
“Progressive shall not be liable for any injury, loss, claim, or damage, nor any indirect, special, incidental or consequential damages of any kind...which arises out of (a) the use of, or inability to use, this site or content found in this site...”
“...or (b) unless resulting from the gross negligence or intentional actions of Progressive, the unauthorized access to or alteration of your transmissions or data, even if Progressive has been advised of the possibility of such damages.”
By using Progressive's website or Mobile Alert service, you agree to its terms, and continuing to use the site after any changes means you accept the updated terms automatically. Progressive disclaims responsibility for most harms arising from your use of the site, including data breaches, unless caused by its own gross negligence or intentional actions. Any content you submit to Progressive can be used by them permanently and without compensation, and any legal dispute must be filed in Cuyahoga County, Ohio.
Progressive's Terms of Use establish the conditions governing use of its site and Mobile Alert service, requiring express acceptance as a prerequisite to use and treating continued use after revisions as binding acceptance of updated terms. Progressive disclaims all warranties—express and implied, including merchantability, fitness for a particular purpose, and non-infringement—and excludes liability for a broad range of harms, including injury, loss, consequential damages, and unauthorized access to or alteration of user data, with the narrow exception of Progressive's own gross negligence or intentional conduct. Users who submit content grant Progressive a perpetual, irrevocable, worldwide, royalty-free license to use, modify, publish, disclose, or exploit that content at Progressive's discretion. Disputes are subject to the exclusive venue of courts in Cuyahoga County, Ohio, and users bear indemnification obligations—including attorneys' fees—for providing a phone number that is not their own or violating applicable state and federal laws.
Using Progressive's site or Mobile Alert service binds you to its Terms of Use, and any continued use after revisions makes the updated terms binding on you without any additional notice or acknowledgment. Progressive disclaims all warranties about the site and excludes liability for a wide range of harms—including unauthorized access to your data—except where caused by Progressive's own gross negligence or intentional conduct, meaning you bear the risk for most losses. Content you submit to Progressive is subject to a permanent, royalty-free license that cannot be revoked. If you disagree with the Mobile Alert service terms, you have the concrete option of not participating, since acceptance is an express condition of enrollment.
Which mapped governance frameworks each document engages, tied to the specific provisions that engage them.
We withheld clauses we had published from this document. Each withholding is recorded in our correction log:
“Your use of this site is expressly conditioned on your acceptance of these Terms of Use. If you do not agree with any part of the Terms of Use, you must not use this site.”
“Continued use of this site by you will constitute your acceptance of any revisions to the Terms of Use.”
“Progressive expressly disclaims all warranties, express or implied, with respect to this site including, but not limited to, implied warranties of merchantability, fitness for a particular purpose and non-infringement.”
“Any dispute concerning this site shall be subject to the exclusive venue of a court of competent jurisdiction in Cuyahoga County, Ohio.”
“Progressive shall not be liable for any injury, loss, claim, or damage, nor any indirect, special, incidental or consequential damages of any kind...which arises out of (a) the use of, or inability to use, this site or content found in …”
“...or (b) unless resulting from the gross negligence or intentional actions of Progressive, the unauthorized access to or alteration of your transmissions or data, even if Progressive has been advised of the possibility of such damages.”
“Your use of the Mobile Alerts service offered by Progressive Direct is expressly conditioned on your acceptance of the following Terms and Conditions. If you do not agree...you may not participate in the Mobile Alert service.”
“We also do not assume any liability for any losses or damage (a) caused by the disclosure of information to your mobile phone when the phone is another person's possession; or (b) to your data, mobile phone or other equipment...”
“you grant to Progressive a perpetual, irrevocable, world-wide, royalty-free right and license to use, modify, publish, disclose, or exploit the Submission at Progressive's discretion.”
“Progressive Casualty Insurance Company and its affiliated companies ("Progressive") reserve the right to modify these Terms of Use at any time.”
“Except as expressly provided herein, you shall not modify, publish, reproduce, republish, create derivative works, copy, upload, post, transmit, distribute, or otherwise use any of this Web site's content or frame this Web site within any other Web site without …”
“you agree to indemnify, defend and hold us harmless from and against any claims, losses or costs (including reasonable attorneys' fees) arising from your provision of a phone number that is not your own or your violation of applicable state …”
Every distinct legal provision identified in this document. Featured provisions appear above with analysis.
We have not recorded a change to this document since we began capturing it. Monitor includes alerts from a daily check, structured change summaries, and monitoring for up to 20 platforms.
Need provision-level monitoring and regulatory mapping? Insight includes governance timelines, drift analysis, and full provision tracking.
Cross-platform context
See how other platforms handle Acceptance of Terms as Condition of Use and similar clauses.
Compare across platforms →Governance Monitoring
Structured alerts for policy changes, governance events, and provision updates across 343 platforms.