“We also do not assume any liability for any losses or damage (a) caused by the disclosure of information to your mobile phone when the phone is another person's possession; or (b) to your data, mobile phone or other equipment...”
This analysis describes what Progressive's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This non-assumption of liability means the reader bears the risk of both unauthorized disclosure through their phone and physical or data damage to their devices.
Interpretive note: The excerpt is truncated after '(b) to your data, mobile phone or other equipment' with no visible closing clause or additional conditions; it is unclear whether the excerpt is complete. The canonical claim reflects only what the quoted language establishes.
The reader cannot recover from Progressive for losses arising from disclosures made to their phone while someone else holds it, or for damage to their data, mobile phone, or other equipment.
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we will not be liable or responsible for any loss or damage of any sort incurred as the result of any correspondence or dealing solely between you any third party.
OPENAI'S AFFILIATES, SUPPLIERS, LICENSORS, AND DISTRIBUTORS ARE INTENDED THIRD PARTY BENEFICIARIES OF THIS SECTION.
YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR PROPERTY (INCLUDING ANY COMPUTER SYSTEM OR MOBILE DEVICE USED IN CONNECTION WITH OUR SERVICES), OR THE LOSS OF DATA THAT MAY RESULT FROM THE USE OF OUR SERVICES
"We also do not assume any liability for any losses or damage (a) caused by the disclosure of information to your mobile phone when the phone is another person's possession; or (b) to your data, mobile phone or other equipment...Excerpt from Progressive's Terms of Use
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This non-assumption of liability means the reader bears the risk of both unauthorized disclosure through their phone and physical or data damage to their devices.
The reader cannot recover from Progressive for losses arising from disclosures made to their phone while someone else holds it, or for damage to their data, mobile phone, or other equipment.
ConductAtlas has identified this type of provision across 280 platforms. See the full comparison.
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