“...or (b) unless resulting from the gross negligence or intentional actions of Progressive, the unauthorized access to or alteration of your transmissions or data, even if Progressive has been advised of the possibility of such damages.”
This analysis describes what Progressive's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This exclusion limits Progressive's responsibility for data breaches or unauthorized alterations, retaining liability only where Progressive's own gross negligence or intentional conduct is the cause.
Interpretive note: The 'even if advised of possibility of damages' language is an additional condition recorded in omitted_material rather than stated in the canonical claim to preserve a single proposition.
The reader cannot recover from Progressive for unauthorized access to or alteration of their transmissions or data unless Progressive was grossly negligent or acted intentionally.
How other platforms handle this
TRANSMISSION AND/OR STORAGE OF INFORMATION AND/OR DATA RELATING TO YOU...THROUGH OR IN ANY SYSTEM, EQUIPMENT OR INSTRUMENT OF COMMUNICATION NETWORK PROVIDER.
OPENAI'S AFFILIATES, SUPPLIERS, LICENSORS, AND DISTRIBUTORS ARE INTENDED THIRD PARTY BENEFICIARIES OF THIS SECTION.
YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR PROPERTY (INCLUDING ANY COMPUTER SYSTEM OR MOBILE DEVICE USED IN CONNECTION WITH OUR SERVICES), OR THE LOSS OF DATA THAT MAY RESULT FROM THE USE OF OUR SERVICES
"...or (b) unless resulting from the gross negligence or intentional actions of Progressive, the unauthorized access to or alteration of your transmissions or data, even if Progressive has been advised of the possibility of such damages.Excerpt from Progressive's Terms of Use
Get the weekly coverage letter
Companies change their terms without announcing it. We capture governance documents, compare each new version with the last, and publish what changed, with the source text behind it. One email a week on what we found and what we could not reach.
This exclusion limits Progressive's responsibility for data breaches or unauthorized alterations, retaining liability only where Progressive's own gross negligence or intentional conduct is the cause.
The reader cannot recover from Progressive for unauthorized access to or alteration of their transmissions or data unless Progressive was grossly negligent or acted intentionally.
ConductAtlas has identified this type of provision across 280 platforms. See the full comparison.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Progressive.