This analysis describes what PayPal's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This provision establishes PayPal's data collection scope across both account holders and non-account users, and specifies the operational procedure for consolidating transaction records when a non-account user later registers. This enables PayPal to maintain integrated user profiles across multiple service access points.
Non-account holders are subject to personal information collection when using PayPal Services, and their transaction data may be associated with a PayPal account they create at a later date. The terms apply as written upon use of these services, regardless of whether the user has established an account at that time.
How other platforms handle this
"By clicking 'Next', you are indicating that you have read and agree to the TERMS OF USE AND PRIVACY POLICY"
We automatically collect certain information from your device, including information about your web browser, IP address, time zone, and some of the cookies that are installed on your device. Additionally, as you browse the Service, we collect information about the individual web pages or products th...
Location data. Data about your device's location, which can be either precise or imprecise. For example, we collect location data using Global Navigation Satellite System (GNSS) (e.g., GPS) and data about nearby cell towers and Wi-Fi hotspots. Location can also be inferred from a device's IP address...
Monitoring
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"Our Services may be accessed by individuals without a PayPal account or profile. We will collect Personal Information from you even if you are a non-account holder when you use our Services, such as when you use our Pay without a PayPal Account, use Unbranded Payment Services (e.g., Braintree), use a Fastlane profile, or when you receive a payment through the Visa+ service from a PayPal account holder or a payment from a payor using the Hyperwallet services. If you Pay without a PayPal account, we may link your transaction information with your PayPal account if you create a PayPal account later.— Excerpt from PayPal's PayPal Privacy Statement
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This provision establishes PayPal's data collection scope across both account holders and non-account users, and specifies the operational procedure for consolidating transaction records when a non-account user later registers. This enables PayPal to maintain integrated user profiles across multiple service access points.
Non-account holders are subject to personal information collection when using PayPal Services, and their transaction data may be associated with a PayPal account they create at a later date. The terms apply as written upon use of these services, regardless of whether the user has established an account at that time.
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