We may disclose Personal Information with the following categories of service providers... Third parties, including service providers, Partners and Merchants, payment partners, such as payment networks and processors, credit reporting agencies and public and private credit databases ("CRAs"), government entities, data brokers, and financial institutions... Please note that once Personal Information is shared with Partners and Merchants (or their service providers) involved in a transaction, the handling of your Personal Information by the Partners and Merchants (or their service provider) is subject to the Partners' and Merchants' own privacy policies and procedures.
Once your data is shared with merchants, data brokers, and their service providers, you lose the protections of PayPal's privacy policy, creating significant risk of secondary use, re-sale, and data breaches by parties you have no direct relationship with.
PayPal collects an exceptionally broad range of personal data — including biometrics, precise geolocation, inferred creditworthiness, and full financial histories — and shares it with partners, merchants, credit reporting agencies, data brokers, and members of the PayPal corporate group. Automated decision-making, including AI-driven risk and fraud assessments, can directly affect your account status, credit access, and transaction approvals without transparent human review. You can review and limit certain data uses by visiting your PayPal account privacy settings at paypal.com/us/myaccount/privacy.
Your genetic data may be transferred to a new owner as a business asset. Here is what the Terms of Service actually say and what you can do right now.