PayPal · PayPal Privacy Statement · View original document ↗

Data Sharing with Partners, Merchants, and Data Brokers

High severity Unique · 0 of 343 platforms
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Recent governance activity PayPal recorded 16 documented changes in the last 30 days.
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Document Record

What it is

PayPal shares your personal information with a wide range of third parties including merchants, data brokers, credit agencies, and payment networks — and once shared, PayPal's privacy policy no longer governs how those parties use your data.

This analysis describes what PayPal's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

This provision establishes the scope of entities that may receive personal information through PayPal's operations and clarifies that PayPal's privacy obligations do not extend to how merchants and partners subsequently manage shared data. The authorization encompasses both transaction-specific recipients and third-party data brokers, creating separate data governance regimes depending on the recipient category.

Clause Stability Stable

0
Changes
3
Months Monitored
Apr 10, 2026
First Seen
Apr 10, 2026
Last Seen
This clause type exists across 1153 other provisions on other platforms.

Consumer impact (what this means for users)

Your name, address, email, phone number, and transaction details are shared with merchants, data brokers, and payment processors, and once disclosed, those parties govern your data under their own policies — not PayPal's.

What you can do

⚠️ These actions may provide transparency or partial mitigation but may not fully address the underlying issue. Effectiveness varies by jurisdiction and individual circumstances.
  • Delete Your Data
    Log into PayPal, go to Settings > Privacy, and submit a data sharing opt-out or deletion request. California residents can specifically opt out of data sharing for cross-context behavioral advertising under CPRA.

How other platforms handle this

Adobe Medium

Sending you information about Adobe products and services, special offers and similar information, and sharing your information with third parties for their own marketing purposes, where your consent is not required; In some cases, in order to show you more relevant ads, we disclose with social medi...

MetaMask Medium

We may share your personal information with our affiliates, meaning entities that control, are controlled by, or are under common control with Consensys. We also share information with service providers who assist in operating our services, subject to confidentiality obligations.

Ledger Medium

At Ledger, earning and maintaining our users' trust is a top priority. That's why we are deeply committed not only to protecting your privacy and securing your personal data, but also to being fully transparent about how we handle it.

See all platforms with this clause type →

Monitoring

PayPal has changed this document before.

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▸ View Original Clause Language DOCUMENT RECORD
"
We may disclose Personal Information with the following categories of service providers... Third parties, including service providers, Partners and Merchants, payment partners, such as payment networks and processors, credit reporting agencies and public and private credit databases ("CRAs"), government entities, data brokers, and financial institutions... Please note that once Personal Information is shared with Partners and Merchants (or their service providers) involved in a transaction, the handling of your Personal Information by the Partners and Merchants (or their service provider) is subject to the Partners' and Merchants' own privacy policies and procedures.

— Excerpt from PayPal's PayPal Privacy Statement

ConductAtlas Analysis

Institutional analysis (Compliance & governance intelligence)

REGULATORY FRAMEWORK: CCPA/CPRA §1798.115 requires disclosure of third-party sharing categories and purposes; §1798.120 provides opt-out rights for sale or sharing for cross-context behavioral advertising. GDPR Arts. 13–14 require disclosure of recipients or categories of recipients; Art. 26 governs joint controller arrangements where two parties jointly determine purposes. GLBA 16 C.F.R. Part 313 (Privacy of Consumer Financial Information) requires opt-out rights for non-affiliated third-party sharing. FTC Act Section 5 applies to deceptive disclosures about third-party data sharing scope.

Full compliance analysis

Regulatory citations, enforcement risk, and due diligence action items.

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Applicable agencies

  • CFPB
    The CFPB enforces GLBA Privacy Rule opt-out obligations for non-affiliated third-party financial data sharing and has targeted data broker ecosystems in financial services.
    File a complaint →
  • FTC
    The FTC enforces CCPA-analogous federal privacy obligations and has authority over deceptive disclosures about data broker sharing under FTC Act Section 5.
    File a complaint →

Applicable regulations

CCPA/CPRA
California, USA
Connecticut Data Privacy Act Amendments
US-CT
CAN-SPAM
United States Federal
FCRA
United States Federal
FTC Act Section 5
United States Federal
GDPR
European Union
GLBA
United States Federal
Indiana Consumer Data Protection Act
US-IN
Kentucky Consumer Data Protection Act
US-KY
UK GDPR
United Kingdom
Universal Opt-Out Mechanism Expansion 2026
US

Provision details

Document information
Document
PayPal Privacy Statement
Entity
PayPal
Document last updated
May 5, 2026
Tracking information
First tracked
March 6, 2026
Last verified
April 10, 2026
Record ID
CA-P-002674
Document ID
CA-D-00045
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
a5efa287f0b43a6a87f7dfc939ccb3c8edfb0ea67f476b2afeddf66fffa27690
Analysis generated
March 6, 2026 20:34 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: PayPal
Document: PayPal Privacy Statement
Record ID: CA-P-002674
Captured: 2026-03-06 20:34:43 UTC
SHA-256: a5efa287f0b43a6a…
URL: https://conductatlas.com/platform/paypal/paypal-privacy-statement/data-sharing-with-partners-merchants-and-data-brokers/
Accessed: June 10, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
High
Categories

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Frequently Asked Questions

What does PayPal's Data Sharing with Partners, Merchants, and Data Brokers clause do?

This provision establishes the scope of entities that may receive personal information through PayPal's operations and clarifies that PayPal's privacy obligations do not extend to how merchants and partners subsequently manage shared data. The authorization encompasses both transaction-specific recipients and third-party data brokers, creating separate data governance regimes depending on the recipient category.

How does this clause affect you?

Your name, address, email, phone number, and transaction details are shared with merchants, data brokers, and payment processors, and once disclosed, those parties govern your data under their own policies — not PayPal's.

Is ConductAtlas affiliated with PayPal?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by PayPal.