Credit reporting and debt collection agencies. We may disclose Personal Information with such agencies to collect unpaid overdue debts through a third party such as a debt collection agency. Please be aware that these parties' privacy notices apply to the processing of Personal Information that you share directly with them, and they may report your unpaid debts to CRAs which may affect your creditworthiness or ability to secure future credit.
A negative mark on your credit report from a PayPal dispute can remain for up to seven years and affect your ability to get loans, mortgages, or credit cards — making this one of the most financially significant provisions in the document.
PayPal collects an exceptionally broad range of personal data — including biometrics, precise geolocation, inferred creditworthiness, and full financial histories — and shares it with partners, merchants, credit reporting agencies, data brokers, and members of the PayPal corporate group. Automated decision-making, including AI-driven risk and fraud assessments, can directly affect your account status, credit access, and transaction approvals without transparent human review. You can review and limit certain data uses by visiting your PayPal account privacy settings at paypal.com/us/myaccount/privacy.
Google's Privacy Policy covers Search, Gmail, YouTube, Maps, and every site running Google Analytics. Here is what it actually authorizes.
Geolocation, biometrics, automated deactivation, telematics. The Uber Privacy Notice is one of the most extensive surveillance agreements in the gig economy.